Centrum Finansowe Income Statement

Financials in millions PLN. Fiscal year is January - December.

Millions PLN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	-0.99	-0.99	-1.23	-1.04	-0.87	-0.78
Net Interest Income Growth	-	-	-	-	-	-
Non-Interest Income	24.64	26.08	25.69	24.3	22.7	18.62
Non-Interest Income Growth	-6.25%	1.52%	5.71%	7.02%	21.94%	5.45%
Revenues Before Loan Losses	23.66	25.09	24.46	23.25	21.83	17.84
Revenue	23.66	25.09	24.46	23.25	21.83	17.84
Revenue Growth (YoY)	-5.95%	2.57%	5.20%	6.52%	22.37%	6.65%
Compensation Expenses	9.48	11.3	8.48	8.14	7.07	6.18
Selling, General & Admin	3.98	3.96	3.83	4.08	3.79	3.3
Other Non-Interest Expenses	0.23	0.22	0.96	0.41	0.57	0.67
Total Non-Interest Expense	13.68	15.48	13.26	12.64	11.42	10.15
Pretax Income	9.98	9.61	11.2	10.62	10.41	7.69
Provision for Income Taxes	2.6	2.57	2.35	2.03	2.13	1.65
Net Income	7.38	7.04	8.85	8.59	8.27	6.04
Net Income to Common	7.38	7.04	8.85	8.59	8.27	6.04
Net Income Growth	-8.11%	-20.48%	3.04%	3.84%	37.08%	11.09%
Shares Outstanding (Basic)	10	10	9	9	9	8
Shares Outstanding (Diluted)	10	10	9	9	9	8
Shares Change (YoY)	-	7.50%	-	-	10.00%	-
EPS (Basic)	0.73	0.71	0.96	0.93	0.90	0.72
EPS (Diluted)	0.73	0.71	0.96	0.93	0.90	0.72
EPS Growth	-8.11%	-26.03%	3.04%	3.84%	24.62%	11.09%
Free Cash Flow	16.07	14.22	10.3	8.62	15.77	12.22
Free Cash Flow Growth	79.05%	38.14%	19.48%	-45.34%	28.98%	4.79%
Free Cash Flow Per Share	1.59	1.44	1.12	0.94	1.71	1.46
Dividends Per Share	-	0.340	0.430	0.460	0.650	0.440
Dividend Growth	-	-20.93%	-6.52%	-29.23%	47.73%	-26.67%
Profit Margin	31.17%	28.05%	36.18%	36.94%	37.90%	33.83%
FCF Margin	67.94%	56.69%	42.09%	37.06%	72.22%	68.53%
Effective Tax Rate	26.06%	26.78%	20.97%	19.10%	20.49%	21.47%