KRUK Spólka Akcyjna (WSE:KRU)
Poland · Delayed Price · Currency is PLN 439.70
+4.90 (1.13%)
Aug 4, 2026, 5:00 PM CET
KRUK Spólka Akcyjna Financials Overview
Financials in millions PLN. Fiscal year is January - December.
Millions PLN. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 3,172 | 3,191 | 2,908 | 2,593 | 2,146 | 1,743 |
Revenue Growth | 7.09% | 9.74% | 12.15% | 20.82% | 23.13% | 50.52% |
Gross Profit Gross Profit Growth | 3,172 | 3,191 | 2,908 | 2,593 | 2,146 | 1,743 |
Operating Income Operating Income Growth | 1,569 | 1,578 | 1,412 | 1,327 | 1,043 | 859.62 |
Net Income Net Income Growth | 1,096 | 1,085 | 1,074 | 983.93 | 804.98 | 694.76 |
Earnings Per Share EPS Growth | 53.18 | 53.54 | 50.94 | 48.37 | 40.71 | 35.80 |
EPS Growth | 10.20% | 5.10% | 5.31% | 18.82% | 13.71% | 748.34% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Purchased Debt Portfolios Purchased Debt Portfolios Growth | 2,902 | 2,898 | 2,638 | 2,344 | 1,913 | 1,576 |
Credit Management Services Credit Management Services Growth | 55.36 | 55.82 | 58.01 | 57.84 | 64.95 | 61.61 |
Other Products Other Products Growth | 204.5 | 226.21 | 202 | 169.37 | 161.61 | 100.68 |
Total Total Growth | 3,162 | 3,180 | 2,898 | 2,571 | 2,139 | 1,738 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 367.09 | 12.66 | 214.79 | 388.46 | 202.16 | 199.16 |
Total Debt Total Debt Growth | 7,384 | 4,062 | 6,627 | 5,531 | 3,946 | 2,869 |
Net Cash (Debt) Net Cash Growth | -7,017 | -4,049 | -6,412 | -5,143 | -3,744 | -2,670 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -341.15 | -197.76 | -313.01 | -252.80 | -189.34 | -137.57 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -27.25 | 293.33 | -499.14 | -785.25 | -567.77 | -288.8 |
Free Cash Flow Free Cash Flow Growth | -27.25 | 293.33 | -499.14 | -785.25 | -567.77 | -288.8 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Gross Margin | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
Operating Margin | 49.46% | 49.45% | 48.58% | 51.19% | 48.60% | 49.33% |
Pretax Margin | 35.50% | 35.61% | 34.75% | 40.02% | 40.25% | 44.41% |
Profit Margin | 34.57% | 34.03% | 36.95% | 37.96% | 37.52% | 39.88% |
FCF Margin | -0.86% | 9.19% | -17.17% | -30.29% | -26.46% | -16.57% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 4, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 18.000 | - | 18.000 | 18.000 | 15.000 | 13.000 |
Dividend Per Share Growth | 11.11% | - | 0% | 20.00% | 15.38% | 18.18% |
Dividend Yield | 4.14% | 3.65% | 4.33% | 3.15% | 4.19% | 3.33% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 4, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 8.16 | 9.22 | 8.16 | 9.86 | 7.61 | 9.13 |
Forward PE | 7.16 | 8.18 | 6.94 | 8.97 | 8.98 | 9.05 |
P/FCF Ratio | - | 32.79 | - | - | - | - |
PS Ratio | 3.26 | 3.01 | 2.77 | 3.55 | 2.79 | 3.57 |