KRUK Spólka Akcyjna (WSE:KRU)
Poland · Delayed Price · Currency is PLN 385.40
+3.30 (0.86%)
Sep 16, 2026, 5:02 PM CET
KRUK Spólka Akcyjna Financials Overview
Financials in millions PLN. Fiscal year is January - December.
Millions PLN. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 2,664 | 2,541 | 2,203 | 1,795 | 1,492 | 1,191 |
Revenue Growth | 10.46% | 15.34% | 22.75% | 20.32% | 25.28% | 2.73% |
Gross Profit Gross Profit Growth | 1,973 | 1,889 | 1,575 | 1,192 | 941.03 | 792.4 |
Operating Income Operating Income Growth | 2,077 | 2,080 | 1,856 | 1,680 | 1,340 | 1,104 |
Net Income Net Income Growth | 1,056 | 1,085 | 1,074 | 983.93 | 804.98 | 694.76 |
Earnings Per Share EPS Growth | 51.06 | 52.99 | 52.43 | 48.37 | 40.71 | 35.80 |
EPS Growth | -1.18% | 1.07% | 8.39% | 18.82% | 13.71% | 748.34% |
| Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Purchased Debt Portfolios Purchased Debt Portfolios Growth | 2,898 | 2,638 | 2,344 | 1,913 | 1,576 |
Credit Management Services Credit Management Services Growth | 55.82 | 58.01 | 57.84 | 64.95 | 61.61 |
Other Products Other Products Growth | 226.21 | 202 | 169.37 | 161.61 | 100.68 |
Total Total Growth | 3,180 | 2,898 | 2,571 | 2,139 | 1,738 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 332.9 | 349.98 | 329.12 | 486.89 | 248.25 | 212.97 |
Total Debt Total Debt Growth | 7,521 | 7,250 | 6,663 | 5,564 | 3,956 | 2,869 |
Net Cash (Debt) Net Cash Growth | -7,188 | -6,900 | -6,334 | -5,077 | -3,707 | -2,656 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -347.65 | -337.00 | -309.23 | -249.56 | -187.51 | -136.86 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 316.14 | 293.33 | -499.14 | -785.25 | -567.77 | -288.8 |
Capital Expenditures CapEx Growth | -118.52 | -93.36 | -43.18 | -42.62 | -34.26 | -16.07 |
Free Cash Flow Free Cash Flow Growth | 197.62 | 199.97 | -542.32 | -827.87 | -602.03 | -304.87 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Gross Margin | 74.07% | 74.33% | 71.49% | 66.44% | 63.09% | 66.55% |
Operating Margin | 77.98% | 81.87% | 84.23% | 93.59% | 89.84% | 92.70% |
Pretax Margin | 42.83% | 44.71% | 45.86% | 57.80% | 57.90% | 65.00% |
Profit Margin | 39.63% | 42.70% | 48.75% | 54.82% | 53.97% | 58.35% |
FCF Margin | 7.42% | 7.87% | -24.62% | -46.13% | -40.36% | -25.61% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 17, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 18.000 | - | 18.000 | 18.000 | 15.000 | 13.000 |
Dividend Per Share Growth | 11.11% | - | 0% | 20.00% | 15.38% | 18.18% |
Dividend Yield | 4.52% | - | 4.75% | 4.30% | 5.73% | 4.92% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 17, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 7.55 | 8.87 | 7.50 | 9.37 | 7.44 | 8.95 |
Forward PE | 6.12 | 8.18 | 6.94 | 8.97 | 8.98 | 9.05 |
P/FCF Ratio | 38.11 | 48.11 | - | - | - | - |
PS Ratio | 2.83 | 3.79 | 3.66 | 5.13 | 4.01 | 5.22 |