NOVINA pozyczkihipoteczne.eu S.A. (WSE:NOV)
Poland · Delayed Price · Currency is PLN 0.5820
-0.0120 (-2.02%)
At close: Sep 18, 2026
WSE:NOV Income Statement
Financials in millions PLN. Fiscal year is January - December.
Millions PLN. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| 5.56 | 4.37 | 2.29 | 6.13 | 3.24 | 2.69 | |
Revenue Growth | - | 90.99% | -62.69% | 89.23% | 20.60% | 134.51% |
Cost of Revenue | 0.1 | 0.09 | 0.09 | 0.11 | 0.06 | 0.09 |
Gross Profit | 5.46 | 4.28 | 2.19 | 6.02 | 3.17 | 2.6 |
Selling, General & Admin | 1.71 | 1.22 | 1.1 | 1.06 | 0.61 | 0.66 |
Other Operating Expenses | 1.72 | 1.38 | -0.65 | 0.01 | 0.15 | 0.22 |
Operating Expenses | 3.54 | 2.74 | 0.58 | 1.12 | 0.76 | 0.89 |
Operating Income | 1.92 | 1.54 | 1.61 | 4.9 | 2.41 | 1.71 |
Interest Expense | -0.34 | -0.1 | -0.02 | -0.02 | -0 | -0 |
Interest & Investment Income | 3.54 | 2.97 | 3.83 | 0.45 | 0.23 | 0.25 |
Other Non Operating Income (Expenses) | -0.96 | -0.87 | -1.81 | -0.92 | -0.01 | 0.01 |
EBT Excluding Unusual Items | 4.16 | 3.53 | 3.61 | 4.42 | 2.63 | 1.97 |
Gain (Loss) on Sale of Investments | -0.2 | -0.2 | 0.11 | -0.46 | -0.42 | 0.03 |
Gain (Loss) on Sale of Assets | - | - | - | 0.05 | - | - |
Asset Writedown | - | - | 0.14 | 0.01 | - | - |
Other Unusual Items | 0.32 | - | - | - | - | - |
Pretax Income | 4.28 | 3.34 | 3.85 | 4.01 | 2.22 | 2 |
Income Tax Expense | 1.8 | 1.16 | 0.16 | 0.56 | 0.24 | 0.12 |
Net Income | 2.48 | 2.17 | 3.7 | 3.45 | 1.97 | 1.88 |
Net Income to Common | 2.48 | 2.17 | 3.7 | 3.45 | 1.97 | 1.88 |
Net Income Growth | 59.87% | -41.25% | 7.04% | 75.09% | 4.87% | 78.00% |
Shares Outstanding (Basic) | 40 | 33 | 32 | 32 | 22 | 22 |
Shares Outstanding (Diluted) | 40 | 33 | 32 | 32 | 22 | 22 |
Shares Change | 23.55% | 1.24% | -0.19% | 48.64% | -0.13% | 27.70% |
EPS (Basic) | 0.06 | 0.07 | 0.11 | 0.11 | 0.09 | 0.09 |
EPS (Diluted) | 0.06 | 0.07 | 0.11 | 0.11 | 0.09 | 0.09 |
EPS Growth | 29.40% | -41.98% | 7.25% | 17.79% | 5.00% | 39.39% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 4.42 | 2.88 | 1.39 | 3.95 | 1.81 | 1.57 |
Free Cash Flow Per Share | 0.11 | 0.09 | 0.04 | 0.12 | 0.08 | 0.07 |
Gross Margin | 98.22% | 97.93% | 95.94% | 98.15% | 98.03% | 96.82% |
Operating Margin | 34.57% | 35.21% | 70.37% | 79.93% | 74.43% | 63.76% |
Profit Margin | 44.69% | 49.74% | 161.71% | 56.36% | 60.92% | 70.05% |
Free Cash Flow Margin | 79.46% | 65.87% | 60.77% | 64.37% | 55.80% | 58.44% |
EBITDA | 2.03 | 1.67 | 1.75 | 4.95 | 2.41 | 1.72 |
EBITDA Margin | 36.52% | 38.34% | 76.34% | 80.69% | 74.49% | 63.99% |
D&A For EBITDA | 0.11 | 0.14 | 0.14 | 0.05 | 0 | 0.01 |
EBIT | 1.92 | 1.54 | 1.61 | 4.9 | 2.41 | 1.71 |
EBIT Margin | 34.57% | 35.21% | 70.37% | 79.93% | 74.43% | 63.76% |
Effective Tax Rate | 42.03% | 34.87% | 4.07% | 13.92% | 10.97% | 6.06% |
Revenue as Reported | 5.56 | 4.37 | 2.29 | 6.13 | 3.24 | 2.69 |