Bank Polska Kasa Opieki S.A. (WSE:PEO)
Poland flag Poland · Delayed Price · Currency is PLN
256.90
+0.60 (0.23%)
Sep 2, 2026, 9:34 AM CET

Bank Polska Kasa Opieki Financials Overview

Millions PLN. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Jan '22
Revenue
16,34816,15414,72014,3939,2887,877
Revenue Growth
4.71%9.74%2.27%54.96%17.91%23.62%
Net Income
6,4777,0156,3766,6591,7172,175
Earnings Per Share
24.6826.7324.2925.376.548.29
EPS Growth
-3.68%10.03%-4.26%287.92%-21.07%97.41%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Jan '22
Retail & Private Banking
7,8037,8887,166---
Corporate and Investment Banking
3,1743,2792,7372,8022,4192,168
Enterprise Banking
1,9132,0832,4352,4791,8751,373
Assets and Liabilities Management and Other
3,1072,4912,1591,225-955-1,219
Total
15,99715,74114,49714,2599,2897,744

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Jan '22
Cash & Investments
32,08325,51424,70128,08335,55716,216
Total Debt
39,71837,57531,72330,95638,18324,092
Net Cash (Debt)
-7,635-12,061-7,022-2,873-2,626-7,876
Net Cash Growth
------
Net Cash Per Share
-29.09-45.95-26.75-10.95-10.00-30.01

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Jan '22
Operating Cash Flow
93-682-1,7465,7643,138-2,598
Capital Expenditures
-669-576-454-706-515-745.14
Free Cash Flow
-576-1,258-2,2005,0582,623-3,343
Free Cash Flow Growth
---92.83%--

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Jan '22
Profit Margin
39.62%43.43%43.31%46.27%18.49%27.61%
FCF Margin
-3.52%-7.79%-14.95%35.14%28.24%-42.44%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Jan '22
Dividend Per Share
19.77019.77012.60019.2005.4204.300
Dividend Per Share Growth
7.68%56.90%-34.38%254.24%26.05%33.96%
Dividend Yield
7.60%10.52%11.05%16.99%8.86%5.28%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Jan '22
PE Ratio
10.397.675.685.9913.2214.72
Forward PE
10.528.895.676.655.8912.56
P/FCF Ratio
---7.898.66-
PS Ratio
4.113.332.462.772.444.07