Bank Polska Kasa Opieki S.A. (WSE:PEO)
Poland flag Poland · Delayed Price · Currency is PLN
261.20
+7.50 (2.96%)
Nov 3, 2026, 4:59 PM CET

Bank Polska Kasa Opieki Financials Overview

Millions PLN. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Jan '22
Revenue
16,24816,15414,72014,3939,2887,877
Revenue Growth
2.19%9.74%2.27%54.96%17.91%23.62%
Net Income
6,0887,0156,3766,6591,7172,175
Earnings Per Share
23.2026.7324.2925.376.548.29
EPS Growth
-10.51%10.03%-4.26%287.92%-21.07%97.41%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Jan '22
Assets and Liabilities Management and Other
3,2702,4912,1591,225-955-1,219
Retail & Private Banking
7,7327,8887,166---
Corporate and Investment Banking
3,1343,2792,7372,8022,4192,168
Enterprise Banking
1,7882,0832,4352,4791,8751,373
Total
15,92415,74114,49714,2599,2897,744

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Jan '22
Cash & Investments
35,25225,51424,70128,08335,55716,216
Total Debt
42,16937,57531,72330,95638,18324,092
Net Cash (Debt)
-6,917-12,061-7,022-2,873-2,626-7,876
Net Cash Growth
------
Net Cash Per Share
-26.35-45.95-26.75-10.95-10.00-30.01

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Jan '22
Operating Cash Flow
-10,472-682-1,7465,7643,138-2,598
Capital Expenditures
-742-576-454-706-515-745.14
Free Cash Flow
-11,214-1,258-2,2005,0582,623-3,343
Free Cash Flow Growth
---92.83%--

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Jan '22
Profit Margin
37.47%43.43%43.31%46.27%18.49%27.61%
FCF Margin
-69.02%-7.79%-14.95%35.14%28.24%-42.44%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Jan '22
Dividend Per Share
19.77019.77012.60019.2005.4204.300
Dividend Per Share Growth
7.68%56.90%-34.38%254.24%26.05%33.96%
Dividend Yield
7.57%9.64%9.14%12.63%6.27%3.52%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Jan '22
PE Ratio
11.267.675.685.9913.2214.72
Forward PE
9.868.895.676.655.8912.56
P/FCF Ratio
---7.898.66-
PS Ratio
4.103.332.462.772.444.07