Skip to main content
logo
Bank Polska Kasa Opieki S.A. (WSE:PEO)
Poland flag Poland · Delayed Price · Currency is PLN
253.50
-0.50 (-0.20%)
Aug 11, 2026, 5:01 PM CET

Bank Polska Kasa Opieki Financials Overview

Millions PLN. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
16,51016,56415,18114,1809,1577,749
Revenue Growth
1.90%9.11%7.06%54.85%18.17%24.63%
Net Income
6,4777,0156,3766,5781,7172,175
Earnings Per Share
24.3226.3724.4825.376.548.52
EPS Growth
-5.07%7.72%-3.51%287.92%-23.24%98.60%

Revenue by Segment
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Jan '22
Retail & Private Banking
7,8037,8887,166---
Corporate and Investment Banking
3,1743,2792,7372,8022,4192,168
Enterprise Banking
1,9132,0832,4352,4791,8751,373
Assets and Liabilities Management and Other
3,1072,4912,1591,225-955-1,219
Total
15,99715,74114,49714,2599,2897,744

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
21,21012,01614,26914,71517,6934,697
Total Debt
27,84025,90718,94912,73913,1268,117
Net Cash (Debt)
-6,630-13,891-4,6801,9764,567-3,420
Net Cash Growth
----56.73%--
Net Cash Per Share
-25.26-52.92-17.837.5317.40-13.03

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
19,9159,26924,66029,19118,479850.57
Capital Expenditures
-383---706-515-745.14
Free Cash Flow
19,5329,26924,66028,48517,964105.43
Free Cash Flow Growth
-2.11%-62.41%-13.43%58.57%16939.12%-99.56%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
54.11%54.10%53.51%59.80%31.47%38.74%
Profit Margin
39.26%42.38%42.02%46.40%18.77%28.09%
FCF Margin
118.30%55.96%162.44%200.88%196.18%1.36%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
19.77019.77012.60019.2005.4204.300
Dividend Per Share Growth
7.68%56.90%-34.38%254.24%26.05%33.96%
Dividend Yield
7.78%8.96%13.92%3.56%4.97%2.63%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.297.785.635.9913.2314.32
Forward PE
10.508.895.676.655.8912.56
P/FCF Ratio
-5.811.471.401.26303.73
PS Ratio
4.083.252.382.812.484.13