Bank Polska Kasa Opieki Balance Sheet

Financials in millions PLN. Fiscal year is January - December.

Millions PLN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Jan '22 Jan 1, 2022
Cash & Equivalents	14,467	12,016	14,269	14,715	17,693	6,739
Investment Securities	135,749	137,246	133,922	110,037	81,098	67,834
Trading Asset Securities	7,572	8,688	5,742	11,584	16,250	8,508
Total Investments	143,321	145,934	139,664	121,621	97,348	76,341
Gross Loans	194,998	192,260	177,880	167,563	168,923	167,000
Allowance for Loan Losses	-6,654	-6,356	-5,898	-6,280	-10,045	-7,814
Other Adjustments to Gross Loans	-	-1,345	-1,475	-1,400	-1,349	-637.38
Net Loans	188,344	184,559	170,507	159,883	157,529	158,548
Property, Plant & Equipment	2,263	2,224	2,025	1,946	1,572	1,830
Goodwill	-	749	749	749	749	748.55
Other Intangible Assets	2,521	1,333	1,345	1,446	1,491	1,541
Accrued Interest Receivable	-	430	323	248	178	177.56
Other Receivables	1	520	708	524	821	475.51
Restricted Cash	-	-	-	-	-	996.87
Other Current Assets	5	1,099	369	32	173	113.04
Long-Term Deferred Tax Assets	1,792	1,426	1,343	1,102	1,579	1,649
Other Long-Term Assets	3,633	1,209	2,280	3,166	1,993	1,396
Total Assets	356,347	352,233	334,242	305,789	281,139	250,567
Accrued Expenses	44	867	967	784	591	509.63
Interest Bearing Deposits	69,002	66,109	73,116	62,734	54,471	15,221
Non-Interest Bearing Deposits	204,644	204,110	187,535	171,676	158,511	182,384
Total Deposits	273,646	270,219	260,651	234,410	212,982	197,604
Short-Term Borrowings	7,307	6,894	6,685	12,373	19,628	11,039
Current Portion of Leases	-	171	87	72	89	-
Current Income Taxes Payable	295	440	1,356	1,492	4	4.97
Other Current Liabilities	879	1,988	2,599	1,952	1,085	1,119
Long-Term Debt	29,340	29,899	24,331	18,004	18,283	12,694
Long-Term Leases	-	611	620	507	183	358.05
Long-Term Unearned Revenue	-	408	340	291	262	207.05
Pension & Post-Retirement Benefits	278	275	264	269	237	225.91
Long-Term Deferred Tax Liabilities	20	21	18	21	23	24.91
Other Long-Term Liabilities	8,497	5,078	4,410	5,186	4,997	2,916
Total Liabilities	320,306	316,871	302,328	275,361	258,364	226,703
Common Stock	262	262	262	262	262	262.47
Additional Paid-In Capital	9,137	9,454	9,453	9,448	9,447	9,463
Retained Earnings	26,316	25,084	22,886	21,555	16,305	15,701
Comprehensive Income & Other	311	548	-700	-849	-3,251	-1,575
Total Common Equity	36,026	35,348	31,901	30,416	22,763	23,851
Minority Interest	15	14	13	12	12	11.86
Shareholders' Equity	36,041	35,362	31,914	30,428	22,775	23,863
Total Liabilities & Equity	356,347	352,233	334,242	305,789	281,139	250,567
Total Debt	36,647	37,575	31,723	30,956	38,183	24,092
Net Cash (Debt)	-6,965	-12,061	-7,022	-2,873	-2,626	-7,876
Net Cash Per Share	-26.53	-45.95	-26.75	-10.95	-10.00	-30.01
Filing Date Shares Outstanding	262.47	262.47	262.47	262.47	262.47	262.47
Total Common Shares Outstanding	262.47	262.47	262.47	262.47	262.47	262.47
Book Value Per Share	137.26	134.67	121.54	115.88	86.73	90.87
Tangible Book Value	33,505	33,266	29,807	28,221	20,523	21,562
Tangible Book Value Per Share	127.65	126.74	113.56	107.52	78.19	82.15

Source: S&P Global Market Intelligence. Banks template. Financial Sources.