Bank Polska Kasa Opieki Cash Flow Statement

Financials in millions PLN. Fiscal year is January - December.

Millions PLN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Jan '22 Jan 1, 2022
Net Income	6,562	7,015	6,376	6,659	1,717	2,175
Depreciation & Amortization	622	611	621	616	614	646.34
Other Amortization	128	128	81	18	2	1.88
Gain (Loss) on Sale of Assets	-262	-263	-171	-53	-79	-68.96
Change in Trading Asset Securities	-117	-780	5,096	5,771	-7,160	-3,107
Change in Other Net Operating Assets	-12,269	-5,850	-14,100	-8,823	7,955	-2,023
Other Operating Activities	-614	-1,548	358	1,582	94	-220.38
Operating Cash Flow	-5,949	-682	-1,746	5,764	3,138	-2,598
Operating Cash Flow Growth	-	-	-	83.68%	-	-
Capital Expenditures	-601	-576	-454	-706	-515	-745.14
Sale of Property, Plant and Equipment	268	252	179	19	110	127.43
Investment in Securities	-11,939	-11,853	-25,842	-29,697	-12,783	2,463
Income (Loss) Equity Investments	1	5	-7	-6	-5	-1.84
Divestitures	-	-	-	-	-	18.58
Purchase / Sale of Intangibles	-367	-360	-401	-344	-	-
Other Investing Activities	35	34	30	30	28	1,481
Investing Cash Flow	-12,604	-12,503	-26,488	-30,698	-13,160	3,344
Long-Term Debt Issued	-	40,050	31,133	4,619	10,655	3,116
Long-Term Debt Repaid	-	-34,247	-24,712	-4,668	-4,888	-5,738
Net Debt Issued (Repaid)	6,635	5,803	6,421	-49	5,767	-2,622
Common Dividends Paid	-4,819	-4,819	-5,039	-1,422	-1,129	-842.53
Net Increase (Decrease) in Deposit Accounts	13,977	9,951	26,406	23,427	15,341	3,449
Other Financing Activities	-3	-3	-	-	-	-
Financing Cash Flow	15,790	10,932	27,788	21,956	19,979	-15.34
Net Cash Flow	-2,763	-2,253	-446	-2,978	9,957	730.28
Free Cash Flow	-6,550	-1,258	-2,200	5,058	2,623	-3,343
Free Cash Flow Growth	-	-	-	92.83%	-	-
Free Cash Flow Margin	-40.82%	-7.79%	-14.95%	35.14%	28.24%	-42.44%
Free Cash Flow Per Share	-24.95	-4.79	-8.38	19.27	9.99	-12.74
Cash Interest Paid	5,402	5,821	6,153	6,001	2,441	264.02
Cash Income Tax Paid	2,501	3,248	2,156	248	759	793.71

Source: S&P Global Market Intelligence. Banks template. Financial Sources.