Bank Polska Kasa Opieki S.A. (WSE:PEO)
Poland · Delayed Price · Currency is PLN | Market Cap | 62.26B +39.4% |
| Revenue (ttm) | 16.05B +6.2% |
| Net Income | 6.56B +0.3% |
| EPS | 25.00 +0.3% |
| Shares Out | 262.47M |
| PE Ratio | 9.49 |
| Forward PE | 10.45 |
| Dividend | 19.77 (8.61%) |
| Ex-Dividend Date | Jun 12, 2026 |
| Volume | 158,100 |
| Average Volume | 692,302 |
| Open | 232.00 |
| Previous Close | 229.70 |
| Day's Range | 231.00 - 240.60 |
| 52-Week Range | 164.60 - 253.90 |
| Beta | 0.55 |
| RSI | 56.36 |
| Earnings Date | Apr 30, 2026 |
About Bank Polska Kasa Opieki
Bank Polska Kasa Opieki S.A., a commercial bank, provides banking products and services to retail and corporate clients in Poland. It operates through Retail Banking and Private Banking; Enterprise banking; and Corporate and Investment Banking segments. The company offers bank accounts, deposits and certificates of deposit, payment cards, loan products, mortgage and consumer loans, and insurance products. It is also involved in the brokering activity and sale of investment products; leasing, factoring, arranging issues of debt securities, and o... [Read more]
Financial Performance
In 2025, Bank Polska Kasa Opieki's revenue was 16.15 billion, an increase of 9.74% compared to the previous year's 14.72 billion. Earnings were 7.02 billion, an increase of 10.02%.
Financial StatementsNews
Bank Polska Kasa Opieki Earnings Call Transcript: Q1 2026
Net profit reached PLN 1.2 billion in Q1, with strong loan growth and record commission income. Cost-to-income ratio was 30.5%, and a 75% dividend payout was announced. Geopolitical risks and interest rate dynamics are being closely monitored.
Bank Polska Kasa Opieki Earnings Call Transcript: Q4 2025
Strong loan and commission growth drove record profitability, with stable margins despite falling rates. Digitalization, ESG, and customer acquisition advanced, while risk and capital positions remained robust. Dividend payout and further tech investments are planned.
Bank Polska Kasa Opieki Earnings Call Transcript: Q3 2025
Profit and loan growth remained strong, with double-digit increases in key segments and robust capital ratios. Net interest income and fees rose, while cost-to-income improved to 34.5%. Legal risks from Swiss franc mortgages persist, but outlook for lending and investments is positive.
Bank Polska Kasa Opieki Earnings Call Transcript: Q2 2025
Net profit rose 13% year-over-year, driven by strong lending growth, robust capital, and digitalization. Cost-to-income improved to 34%, NPL stayed below 5%, and ROE exceeded 20%. Management expects continued credit expansion and stable risk profile.
Bank Polska Kasa Opieki Earnings Call Transcript: Q1 2025
Q1 2025 saw strong recurring profit growth, robust loan and deposit expansion, and double-digit gains in key segments. Capital and liquidity ratios improved, while cost of risk and NPLs remained low. The bank is well-positioned for further growth amid stable macroeconomic conditions.
Bank Polska Kasa Opieki Transcript: Strategy Update
The strategy focuses on organic growth, digital transformation, and customer-centricity, targeting 18% equity growth, a 35% cost/income ratio, and a 15% increase in active customers by 2027. Key initiatives include expanding digital and insurance offerings, investing in technology, and committing to ESG goals.
Bank Polska Kasa Opieki Earnings Call Transcript: Q4 2024
Record recurring net income and strong lending/deposit growth were achieved despite lower rates. Cost of risk remained low, capital ratios robust, and a 50% dividend payout is planned, pending regulatory approval. New strategy and further loan growth are expected in 2024.
Bank Polska Kasa Opieki Transcript: EGM 2024
The meeting addressed Supervisory Board changes after a resignation, confirmed the Board's collective suitability, and approved the company incurring EGM costs. All resolutions were adopted following open votes with detailed results.
Bank Polska Kasa Opieki Earnings Call Transcript: Q3 2024
Management expects stable economic conditions in 2025, with modest rate cuts and a surge in investment loans, especially in energy transformation. NPL ratios are projected to stay below 5%, supporting dividends, while legal and regulatory risks remain a focus.
Bank Polska Kasa Opieki Earnings Call Transcript: Q2 2024
Net profit rose 4% year-over-year to PLN 2,936 million, driven by strong loan and deposit growth, improved margins, and robust retail and SME performance. NPL ratio fell below 5%, capital buffers remain strong, and dividend payout policy is maintained.