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Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna (WSE:PKO)
Poland flag Poland · Delayed Price · Currency is PLN
111.08
+1.66 (1.52%)
Aug 14, 2026, 5:04 PM CET

WSE:PKO Financials Overview

Millions PLN. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
29,13829,14927,34822,83215,68613,710
Revenue Growth
0.25%6.59%19.78%45.56%14.41%145.22%
Net Income
10,84210,6829,3045,5023,3124,874
Earnings Per Share
8.678.557.444.402.653.90
EPS Growth
8.10%14.86%69.09%66.06%-32.05%-

Revenue by Segment
Chart
Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Retail Segment
22,09121,18017,9829,3909,283
Corporate and Investment Segment
8,2817,9727,9744,9292,800
Transfer Centre and Other
-923-1,382-3,197-5881,595
Total
29,44927,77022,75913,73113,678

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
20,14128,76130,64035,68645,91032,453
Total Debt
45,40640,94632,85328,99041,93745,830
Net Cash (Debt)
-25,265-12,185-2,2136,6963,973-13,377
Net Cash Growth
---68.54%--
Net Cash Per Share
-20.21-9.75-1.775.363.18-10.70

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-44,839-29,204-27,433-8,344941-7,146
Capital Expenditures
-1,516-1,354-1,252-1,768-1,038-1,030
Free Cash Flow
-46,355-30,558-28,685-10,112-97-8,176
Free Cash Flow Growth
------

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
37.21%36.65%34.02%24.10%21.11%35.55%
FCF Margin
-159.09%-104.83%-104.89%-44.29%-0.62%-59.64%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
6.1406.1405.4802.5901.2801.830
Dividend Per Share Growth
12.04%12.04%111.58%102.34%-30.05%-
Dividend Yield
5.53%7.63%10.40%6.30%5.17%5.36%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
12.819.978.0311.4311.4311.52
Forward PE
11.4910.436.677.756.3110.69
PS Ratio
4.763.652.732.762.414.10