Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna (WSE:PKO)
Poland · Delayed Price · Currency is PLN 106.58
-0.64 (-0.60%)
Jul 24, 2026, 5:00 PM CET
WSE:PKO Financials Overview
Financials in millions PLN. Fiscal year is January - December.
Millions PLN. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 30,721 | 30,764 | 29,183 | 24,154 | 17,066 | 14,529 |
Revenue Growth | 2.39% | 5.42% | 20.82% | 41.53% | 17.46% | 16.12% |
Net Income Net Income Growth | 10,735 | 10,682 | 9,304 | 5,502 | 3,312 | 4,874 |
Earnings Per Share EPS Growth | 8.60 | 8.55 | 7.44 | 4.40 | 2.65 | 3.90 |
EPS Growth | 5.01% | 14.92% | 69.09% | 66.04% | -32.05% | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Retail Segment Retail Segment Growth | 21,564 | 22,091 | 21,180 | 17,982 | 9,390 | 9,283 |
Corporate and Investment Segment Corporate and Investment Segment Growth | 8,132 | 8,281 | 7,972 | 7,974 | 4,929 | 2,800 |
Transfer Centre and Other Transfer Centre and Other Growth | -239 | -923 | -1,382 | -3,197 | -588 | 1,595 |
Total Total Growth | 29,457 | 29,449 | 27,770 | 22,759 | 13,731 | 13,678 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents Cash Growth | 16,910 | 21,919 | 23,494 | 17,813 | 15,917 | 11,587 |
Total Debt Total Debt Growth | 36,371 | 36,948 | 29,016 | 21,464 | 20,585 | 29,049 |
Net Cash (Debt) Net Cash Growth | -36,371 | -36,948 | -29,016 | -21,464 | -20,585 | -29,049 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -29.10 | -29.56 | -23.21 | -17.17 | -16.47 | -23.24 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 18,841 | 11,852 | -5,898 | 51,196 | 18,543 | 32,795 |
Capital Expenditures CapEx Growth | -1,394 | -1,354 | -1,252 | -1,768 | -1,038 | -1,030 |
Free Cash Flow Free Cash Flow Growth | 17,447 | 10,498 | -7,150 | 49,428 | 17,505 | 31,765 |
Free Cash Flow Growth | 2038.11% | - | - | 182.37% | -44.89% | 0.48% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Pretax Margin | 46.97% | 45.01% | 43.61% | 35.45% | 27.93% | 44.83% |
Profit Margin | 26.11% | 34.72% | 31.88% | 22.79% | 19.41% | 33.54% |
FCF Margin | 56.79% | 34.12% | -24.50% | 204.64% | 102.57% | 218.63% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 26, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 6.140 | 6.140 | 5.480 | 2.590 | 1.280 | 1.830 |
Dividend Per Share Growth | 12.04% | 12.04% | 111.58% | 102.34% | -30.05% | - |
Dividend Yield | 5.76% | 6.43% | 6.48% | 0.00% | 6.04% | 0.00% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 26, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 12.41 | 9.96 | 8.03 | 11.44 | 11.43 | 11.52 |
Forward PE | 11.93 | 10.43 | 6.67 | 7.75 | 6.31 | 10.69 |
P/FCF Ratio | - | 10.14 | - | 1.27 | 2.16 | 1.77 |
PS Ratio | 4.57 | 3.46 | 2.56 | 2.60 | 2.22 | 3.87 |