Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna (WSE:PKO)
106.58
-0.64 (-0.60%)
Jul 24, 2026, 5:00 PM CET
WSE:PKO Income Statement
Financials in millions PLN. Fiscal year is January - December.
Millions PLN. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Interest Income | 24,194 | 24,223 | 22,153 | 18,318 | 11,424 | 9,882 |
Net Interest Income Growth | 5.45% | 9.34% | 20.94% | 60.35% | 15.60% | -4.49% |
Non-Interest Income | 7,475 | 7,435 | 7,996 | 7,101 | 7,143 | 5,956 |
Non-Interest Income Growth | -6.84% | -7.02% | 12.60% | -0.59% | 19.93% | 37.23% |
Revenues Before Loan Losses | 31,669 | 31,658 | 30,149 | 25,419 | 18,567 | 15,838 |
Provision for Credit Losses | 948 | 894 | 966 | 1,265 | 1,501 | 1,309 |
| 30,721 | 30,764 | 29,183 | 24,154 | 17,066 | 14,529 | |
Revenue Growth (YoY) | 2.39% | 5.42% | 20.82% | 41.53% | 17.46% | 16.12% |
Compensation Expenses | 9,545 | 9,439 | 8,487 | 7,635 | 7,769 | 6,117 |
Selling, General & Admin | 845 | 752 | 281 | 274 | - | - |
Other Non-Interest Expenses | 5,607 | 6,287 | 6,678 | 6,769 | 5,130 | 1,767 |
Total Non-Interest Expense | 15,997 | 16,478 | 15,446 | 14,678 | 12,899 | 7,884 |
Pretax Income | 14,429 | 13,848 | 12,728 | 8,562 | 4,767 | 6,513 |
Provision for Income Taxes | 3,695 | 3,166 | 3,424 | 3,057 | 1,455 | 1,640 |
Net Income | 8,020 | 10,682 | 9,304 | 5,505 | 3,312 | 4,873 |
Minority Interest in Earnings | - | - | - | 3 | - | -1 |
Net Income to Common | 10,735 | 10,682 | 9,304 | 5,502 | 3,312 | 4,874 |
Net Income Growth | 10.34% | 14.81% | 69.10% | 66.12% | -32.05% | - |
Shares Outstanding (Basic) | 1,250 | 1,250 | 1,250 | 1,250 | 1,250 | 1,250 |
Shares Outstanding (Diluted) | 1,250 | 1,250 | 1,250 | 1,250 | 1,250 | 1,250 |
Shares Change (YoY) | - | - | - | - | - | - |
EPS (Basic) | 8.60 | 8.55 | 7.44 | 4.40 | 2.65 | 3.90 |
EPS (Diluted) | 8.60 | 8.55 | 7.44 | 4.40 | 2.65 | 3.90 |
EPS Growth | 5.01% | 14.92% | 69.09% | 66.04% | -32.05% | - |
Free Cash Flow | 17,447 | 10,498 | -7,150 | 49,428 | 17,505 | 31,765 |
Free Cash Flow Growth | 2038.11% | - | - | 182.37% | -44.89% | 0.48% |
Free Cash Flow Per Share | 13.96 | 8.40 | -5.72 | 39.54 | 14.00 | 25.41 |
Dividends Per Share | 6.140 | 6.140 | 5.480 | 2.590 | 1.280 | 1.830 |
Dividend Growth | 12.04% | 12.04% | 111.58% | 102.34% | -30.05% | - |
Profit Margin | 26.11% | 34.72% | 31.88% | 22.79% | 19.41% | 33.54% |
FCF Margin | 56.79% | 34.12% | -24.50% | 204.64% | 102.57% | 218.63% |
Effective Tax Rate | 25.61% | 22.86% | 26.90% | 35.70% | 30.52% | 25.18% |