Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna (WSE:PKO)
Poland · Delayed Price · Currency is PLN | Market Cap | 144.90B +53.1% |
| Revenue (ttm) | 29.14B +0.3% |
| Net Income | 10.84B +8.0% |
| EPS | 8.67 +8.1% |
| Shares Out | 1.25B |
| PE Ratio | 13.36 |
| Forward PE | 11.32 |
| Dividend | 6.14 (5.30%) |
| Ex-Dividend Date | Aug 4, 2026 |
| Volume | 954,904 |
| Open | 115.60 |
| Previous Close | 113.62 |
| Day's Range | 113.72 - 116.20 |
| 52-Week Range | 72.88 - 125.58 |
| Beta | 0.62 |
| Analysts | Buy |
| Price Target | 120.03 (+3.55%) |
| Earnings Date | Nov 5, 2026 |
About WSE:PKO
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna provides various banking products and services in Poland and internationally. It operates through three segments: Retail, Corporate and Investment, and Transfer Center and Other. The company offers current, currency, children and teenagers, and savings accounts; term deposits; and consumer, real estate, business, mortgage, and corporate loans. It also provides investment and insurance products; investment funds; credit, account, and debit cards; payments and online banking services; and pr... [Read more]
Financial Performance
In 2025, WSE:PKO's revenue was 29.15 billion, an increase of 6.59% compared to the previous year's 27.35 billion. Earnings were 10.68 billion, an increase of 14.81%.
Financial StatementsAnalyst Summary
According to 15 analysts, the average rating for PKO stock is "Buy." The 12-month stock price target is zł 120.03, which is an increase of 3.55% from the latest price.
News
Powszechna Kasa downgraded to Hold from Accumulate at Erste Group
Erste Group downgraded Powszechna Kasa (PSZKF) to Hold from Accumulate with a PLN 120 price target
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna Earnings Call Transcript: Q2 2026
NIM increased slightly in Q2 and is expected to remain stable, while corporate lending continues double-digit growth. Capital ratios are strong, with ongoing optimization through securitization and Tier 2 issuance. Cost growth is guided to mid-high single digits for 2026.
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna Quarterly report: Q2 2026
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna has published its Q2 2026 quarterly earnings report on August 13, 2026.
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna Slides: Q2 2026
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna has posted slides in relation to its Q2 2026 quarterly earnings report, which was published on August 13, 2026.
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna Earnings Call Transcript: Q2 2026
Record-breaking first half with double-digit growth in loans, customer base, and market share, supported by strong cost discipline and robust capital ratios. Net profit rose 8% quarter-to-quarter, with continued expansion in digital channels and strategic partnerships.
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna Quarterly report: Q2 2026
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna has published its Q2 2026 quarterly earnings report on August 13, 2026.
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna Slides: Q2 2026
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna has posted slides in relation to its Q2 2026 quarterly earnings report, which was published on August 13, 2026.
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna Earnings Call Transcript: Q1 2026
Management expects stable net interest income and mid-high single-digit fee income growth for 2026, with margin pressure from rate cuts and higher costs in H2. Capital structure remains flexible, prioritizing lending and organic growth, while dividend payout stays within the 50-75% corridor.
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna Quarterly report: Q1 2026
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna has published its Q1 2026 quarterly earnings report on May 14, 2026.
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna Slides: Q1 2026
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna has posted slides in relation to its Q1 2026 quarterly earnings report, which was published on May 14, 2026.
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna Earnings Call Transcript: Q1 2026
Double-digit growth in all business lines drove record net profit and market share gains, with robust customer acquisition and digital expansion. Strong capital, efficiency, and resilience to macro risks support a positive outlook and high dividend payout.
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna Quarterly report: Q1 2026
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna has published its Q1 2026 quarterly earnings report on May 14, 2026.
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna Slides: Q1 2026
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna has posted slides in relation to its Q1 2026 quarterly earnings report, which was published on May 14, 2026.
Powszechna Kasa downgraded to Accumulate from Buy at Erste Group
Erste Group downgraded Powszechna Kasa (PSZKF) to Accumulate from Buy with a PLN 100 price target
Powszechna Kasa downgraded to Neutral from Buy at Citi
Citi downgraded Powszechna Kasa (PSZKF) to Neutral from Buy with a PLN 93 price target
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna Earnings Call Transcript: Q4 2025
Management expects stable NII in 2026, with fee and commission growth led by asset management and insurance. Conservative provisioning for regulatory fines and sector risks continues, while ROE above 18% is targeted for 2027 assuming a 26% CIT rate.
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna Annual report: Q4 2025
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna has published its Q4 2025 annual report on March 12, 2026.
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna Slides: Q4 2025
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna has posted slides in relation to its Q4 2025 quarterly earnings report, which was published on March 12, 2026.
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna Earnings Call Transcript: Q4 2025
Record net profit of PLN 10.7 billion was achieved in 2025, driven by double-digit growth in assets, loans, and customer base, with strong cost efficiency and stable asset quality. Strategic digital initiatives and ecosystem partnerships are set to further expand market share.
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna Annual report: Q4 2025
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna has published its Q4 2025 annual report on March 12, 2026.
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna Slides: Q4 2025
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna has posted slides in relation to its Q4 2025 quarterly earnings report, which was published on March 12, 2026.
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna Earnings Call Transcript: Q3 2025
Loan growth outlook was revised down due to a conservative mortgage forecast, but strong market activity persists. NIM is under pressure from deeper-than-expected rate cuts, while new e-commerce and BNPL initiatives are underway. Fee income was impacted by a one-off credit card settlement.
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna Quarterly report: Q3 2025
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna has published its Q3 2025 quarterly earnings report on November 6, 2025.
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna Slides: Q3 2025
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna has posted slides in relation to its Q3 2025 quarterly earnings report, which was published on November 6, 2025.
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna Earnings Call Transcript: Q3 2025
Record net profit and robust growth in Q3 2025, with strong customer acquisition, high cost efficiency, and expanding market share in both retail and corporate banking. Continued focus on digital transformation, risk management, and capital strength amid a favorable economic environment.