WSE:PKO Balance Sheet

Financials in millions PLN. Fiscal year is January - December.

Millions PLN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	16,912	23,970	27,289	30,207	31,506	20,369
Investment Securities	245,588	238,759	202,821	187,382	126,358	125,583
Trading Asset Securities	2,965	2,781	2,459	5,107	14,397	12,084
Total Investments	248,553	241,540	205,280	192,489	140,755	137,667
Gross Loans	314,504	305,449	278,177	258,561	245,519	244,550
Allowance for Loan Losses	-10,628	-9,565	-9,185	-10,207	-9,748	-8,688
Other Adjustments to Gross Loans	-	-2,473	-2,834	-2,578	-2,847	-1,587
Net Loans	303,876	293,411	266,158	245,776	232,924	234,275
Property, Plant & Equipment	6,603	6,531	5,973	5,320	4,681	4,479
Goodwill	-	1,053	1,053	1,053	1,053	1,053
Other Intangible Assets	4,140	3,131	3,100	2,865	2,459	2,410
Other Receivables	2,439	3,424	1,712	1,511	590	506
Restricted Cash	-	1	5	5	489	253
Other Current Assets	15	2,601	2,965	1,128	895	630
Long-Term Deferred Tax Assets	2,460	2,620	3,056	4,000	5,187	4,116
Other Long-Term Assets	8,845	4,797	8,634	11,035	10,908	12,328
Total Assets	593,843	583,079	525,225	495,389	431,447	418,086
Accounts Payable	-	290	310	226	205	222
Accrued Expenses	17	1,027	868	1,319	712	477
Interest Bearing Deposits	123,136	221,156	201,278	206,887	170,393	140,823
Non-Interest Bearing Deposits	348,683	242,654	220,650	194,972	171,312	184,083
Total Deposits	471,819	463,810	421,928	401,859	341,705	324,906
Short-Term Borrowings	2,726	2,855	2,692	6,438	22,842	19,992
Current Portion of Long-Term Debt	-	11,450	8,168	9,046	5,043	8,995
Current Portion of Leases	-	280	262	264	221	252
Current Income Taxes Payable	302	936	899	1,117	765	18
Other Current Liabilities	2,867	3,716	1,354	4,267	1,429	1,187
Long-Term Debt	36,371	25,498	20,848	12,418	13,156	15,884
Long-Term Leases	-	863	883	824	675	707
Long-Term Unearned Revenue	-	679	701	620	560	651
Pension & Post-Retirement Benefits	84	946	649	470	56	49
Long-Term Deferred Tax Liabilities	885	909	809	712	77	356
Other Long-Term Liabilities	18,904	11,317	12,484	10,582	8,294	6,697
Total Liabilities	533,975	524,576	472,855	450,162	395,740	380,393
Common Stock	1,250	1,250	1,250	1,250	1,250	1,250
Additional Paid-In Capital	23,003	23,003	22,858	22,860	23,085	23,003
Retained Earnings	25,495	22,973	21,698	17,382	13,302	12,214
Comprehensive Income & Other	10,132	11,288	6,575	3,746	-1,916	1,240
Total Common Equity	59,880	58,514	52,381	45,238	35,721	37,707
Minority Interest	-12	-11	-11	-11	-14	-14
Shareholders' Equity	59,868	58,503	52,370	45,227	35,707	37,693
Total Liabilities & Equity	593,843	583,079	525,225	495,389	431,447	418,086
Total Debt	39,097	40,946	32,853	28,990	41,937	45,830
Net Cash (Debt)	-13,650	-12,185	-2,213	6,696	3,973	-13,377
Net Cash Growth	-	-	-	68.54%	-	-
Net Cash Per Share	-10.92	-9.75	-1.77	5.36	3.18	-10.70
Filing Date Shares Outstanding	1,250	1,250	1,250	1,250	1,250	1,250
Total Common Shares Outstanding	1,250	1,250	1,250	1,250	1,250	1,250
Book Value Per Share	47.90	46.81	41.90	36.19	28.58	30.17
Tangible Book Value	55,740	54,330	48,228	41,320	32,209	34,244
Tangible Book Value Per Share	44.59	43.46	38.58	33.06	25.77	27.40

Source: S&P Global Market Intelligence. Banks template. Financial Sources.