Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna (WSE: PKO)

PKO Balance Sheet

Financials in millions PLN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	19,712	31,292	31,506	20,369	9,558	18,447
Investment Securities	199,763	187,382	126,358	125,583	104,206	80,919
Trading Asset Securities	7,307	10,158	14,397	12,084	7,637	4,552
Total Investments	207,070	197,540	140,755	137,667	111,843	85,471
Gross Loans	269,449	258,527	245,519	244,550	232,837	238,857
Allowance for Loan Losses	-11,062	-10,206	-9,748	-8,688	-8,824	-7,223
Other Adjustments to Gross Loans	-	-2,576	-2,847	-1,587	-1,081	-1,342
Net Loans	258,387	245,745	232,924	234,275	222,932	230,292
Property, Plant & Equipment	5,726	5,320	4,681	4,479	4,329	4,442
Goodwill	-	1,053	1,053	1,053	1,053	1,200
Other Intangible Assets	3,877	2,865	2,459	2,410	2,228	1,978
Other Receivables	1,456	1,511	590	506	642	1,397
Restricted Cash	-	36	489	253	144	236
Other Current Assets	38	979	895	630	687	672
Long-Term Deferred Tax Assets	3,150	4,000	5,187	4,116	2,543	2,243
Other Long-Term Assets	12,094	11,175	10,908	12,328	21,007	1,519
Total Assets	511,510	501,516	431,447	418,086	376,966	347,897
Accounts Payable	-	231	205	222	132	204
Accrued Expenses	170	1,319	712	477	272	350
Interest Bearing Deposits	114,813	207,159	170,393	140,823	128,827	138,431
Non-Interest Bearing Deposits	292,078	194,972	171,312	184,083	154,621	117,837
Total Deposits	406,891	402,131	341,705	324,906	283,448	256,268
Short-Term Borrowings	7,894	15,655	22,842	19,992	11,175	7,108
Current Portion of Long-Term Debt	-	5,684	5,043	8,995	9,126	881
Current Portion of Leases	-	264	221	252	256	211
Current Income Taxes Payable	747	1,117	765	18	193	324
Other Current Liabilities	682	4,275	1,429	1,187	887	1,348
Long-Term Debt	27,446	12,418	13,156	15,884	23,262	32,181
Long-Term Leases	-	824	675	707	834	683
Long-Term Unearned Revenue	-	620	560	651	663	454
Pension & Post-Retirement Benefits	59	59	56	49	56	50
Long-Term Deferred Tax Liabilities	800	712	77	356	372	370
Other Long-Term Liabilities	16,376	10,980	8,294	6,697	6,379	5,887
Total Liabilities	461,065	456,289	395,740	380,393	337,055	306,319
Common Stock	1,250	1,250	1,250	1,250	1,250	1,250
Additional Paid-In Capital	22,858	22,860	23,085	23,003	29,519	29,429
Retained Earnings	19,249	17,382	13,302	12,214	4,655	7,202
Comprehensive Income & Other	7,098	3,746	-1,916	1,240	4,500	3,706
Total Common Equity	50,455	45,238	35,721	37,707	39,924	41,587
Minority Interest	-10	-11	-14	-14	-13	-9
Shareholders' Equity	50,445	45,227	35,707	37,693	39,911	41,578
Total Liabilities & Equity	511,510	501,516	431,447	418,086	376,966	347,897
Total Debt	35,340	34,845	41,937	45,830	44,653	41,064
Net Cash (Debt)	-457	6,977	3,973	-13,377	-27,458	-16,984
Net Cash Growth	-	75.61%	-	-	-	-
Net Cash Per Share	-0.37	5.58	3.18	-10.70	-21.97	-13.59
Filing Date Shares Outstanding	1,250	1,250	1,250	1,250	1,250	1,250
Total Common Shares Outstanding	1,250	1,250	1,250	1,250	1,250	1,250
Book Value Per Share	40.36	36.19	28.58	30.17	31.94	33.27
Tangible Book Value	46,578	41,320	32,209	34,244	36,643	38,409
Tangible Book Value Per Share	37.26	33.06	25.77	27.40	29.31	30.73

Source: S&P Capital IQ. Banks template. Financial Sources.