Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna (WSE: PKO)

PKO Balance Sheet

Financials in millions PLN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	17,515	31,292	31,506	20,369	9,558	18,447
Investment Securities	202,087	187,382	126,358	125,583	104,206	80,919
Trading Asset Securities	7,799	10,158	14,397	12,084	7,637	4,552
Total Investments	209,886	197,540	140,755	137,667	111,843	85,471
Gross Loans	264,858	258,527	245,519	244,550	232,837	238,857
Allowance for Loan Losses	-11,050	-10,206	-9,748	-8,688	-8,824	-7,223
Other Adjustments to Gross Loans	-	-2,576	-2,847	-1,587	-1,081	-1,342
Net Loans	253,808	245,745	232,924	234,275	222,932	230,292
Property, Plant & Equipment	5,542	5,320	4,681	4,479	4,329	4,442
Goodwill	-	1,053	1,053	1,053	1,053	1,200
Other Intangible Assets	3,882	2,865	2,459	2,410	2,228	1,978
Other Receivables	1,822	1,511	590	506	642	1,397
Restricted Cash	-	36	489	253	144	236
Other Current Assets	19	979	895	630	687	672
Long-Term Deferred Tax Assets	4,059	4,000	5,187	4,116	2,543	2,243
Other Long-Term Assets	10,725	11,175	10,908	12,328	21,007	1,519
Total Assets	507,258	501,516	431,447	418,086	376,966	347,897
Accounts Payable	-	231	205	222	132	204
Accrued Expenses	179	1,319	712	477	272	350
Interest Bearing Deposits	124,695	207,159	170,393	140,823	128,827	138,431
Non-Interest Bearing Deposits	277,317	194,972	171,312	184,083	154,621	117,837
Total Deposits	402,012	402,131	341,705	324,906	283,448	256,268
Short-Term Borrowings	9,757	15,655	22,842	19,992	11,175	7,108
Current Portion of Long-Term Debt	-	5,684	5,043	8,995	9,126	881
Current Portion of Leases	-	264	221	252	256	211
Current Income Taxes Payable	766	1,117	765	18	193	324
Other Current Liabilities	564	4,275	1,429	1,187	887	1,348
Long-Term Debt	25,805	12,418	13,156	15,884	23,262	32,181
Long-Term Leases	-	824	675	707	834	683
Long-Term Unearned Revenue	-	620	560	651	663	454
Pension & Post-Retirement Benefits	59	59	56	49	56	50
Long-Term Deferred Tax Liabilities	769	712	77	356	372	370
Other Long-Term Liabilities	20,415	10,980	8,294	6,697	6,379	5,887
Total Liabilities	460,326	456,289	395,740	380,393	337,055	306,319
Common Stock	1,250	1,250	1,250	1,250	1,250	1,250
Additional Paid-In Capital	22,858	22,860	23,085	23,003	29,519	29,429
Retained Earnings	16,786	17,382	13,302	12,214	4,655	7,202
Comprehensive Income & Other	6,050	3,746	-1,916	1,240	4,500	3,706
Total Common Equity	46,944	45,238	35,721	37,707	39,924	41,587
Minority Interest	-12	-11	-14	-14	-13	-9
Shareholders' Equity	46,932	45,227	35,707	37,693	39,911	41,578
Total Liabilities & Equity	507,258	501,516	431,447	418,086	376,966	347,897
Total Debt	35,562	34,845	41,937	45,830	44,653	41,064
Net Cash (Debt)	-780	6,977	3,973	-13,377	-27,458	-16,984
Net Cash Growth	-	75.61%	-	-	-	-
Net Cash Per Share	-0.62	5.58	3.18	-10.70	-21.97	-13.59
Filing Date Shares Outstanding	1,250	1,250	1,250	1,250	1,250	1,250
Total Common Shares Outstanding	1,250	1,250	1,250	1,250	1,250	1,250
Book Value Per Share	37.56	36.19	28.58	30.17	31.94	33.27
Tangible Book Value	43,062	41,320	32,209	34,244	36,643	38,409
Tangible Book Value Per Share	34.45	33.06	25.77	27.40	29.31	30.73

Source: S&P Capital IQ. Banks template. Financial Sources.