Agram banka d.d. (ZSE:KBZ)
Croatia
· Delayed Price · Currency is HRK · Price in EUR 40.20
+0.20 (0.50%)
At close: May 13, 2025
Agram banka d.d. Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest Income on Loans | 23.99 | 23.91 | 18.77 | 14.86 | 14.77 | 15.63 | Upgrade
|
| Interest Paid on Deposits | 6.93 | 6.69 | 2.5 | 1.56 | 2.18 | 3.12 | Upgrade
|
| Net Interest Income | 17.06 | 17.22 | 16.28 | 13.29 | 12.59 | 12.52 | Upgrade
|
| Net Interest Income Growth (YoY) | 1.64% | 5.78% | 22.47% | 5.56% | 0.60% | 2.95% | Upgrade
|
| Gain (Loss) on Sale of Assets | 0.13 | 0.41 | 0.55 | 0.5 | 0.06 | 0.28 | Upgrade
|
| Gain (Loss) on Sale of Investments | 1.09 | 0.44 | -0.07 | -0.09 | -0.02 | 0.5 | Upgrade
|
| Other Non-Interest Income | 5.87 | 5.86 | 5.03 | 5.69 | 5.23 | 5.19 | Upgrade
|
| Total Non-Interest Income | 7.11 | 6.71 | 5.51 | 6.11 | 5.27 | 5.96 | Upgrade
|
| Non-Interest Income Growth (YoY) | 17.67% | 21.79% | -9.85% | 15.93% | -11.66% | -10.14% | Upgrade
|
| Revenues Before Loan Losses | 24.17 | 23.93 | 21.79 | 19.4 | 17.86 | 18.48 | Upgrade
|
| Provision for Loan Losses | 2.11 | 1 | -0.71 | 0.85 | 0.55 | 2.9 | Upgrade
|
| Revenue | 22.06 | 22.92 | 22.5 | 18.55 | 17.31 | 15.58 | Upgrade
|
| Revenue Growth (YoY) | -5.88% | 1.90% | 21.25% | 7.17% | 11.12% | -7.10% | Upgrade
|
| Salaries and Employee Benefits | 5.27 | 5.27 | 4.81 | 3.5 | 3.32 | 3.09 | Upgrade
|
| Occupancy Expenses | 1.15 | 1.16 | 1.14 | 1.11 | 1.09 | 1.16 | Upgrade
|
| Selling, General & Administrative | 0.18 | 0.19 | 0.25 | 0.17 | 0.12 | 0.16 | Upgrade
|
| Other Non-Interest Expense | 5.35 | 5.7 | 6.28 | 6.37 | 6.1 | 6.64 | Upgrade
|
| Total Non-Interest Expense | 11.94 | 12.32 | 12.48 | 11.15 | 10.63 | 11.06 | Upgrade
|
| EBT Excluding Unusual Items | 10.12 | 10.61 | 10.01 | 7.41 | 6.68 | 4.52 | Upgrade
|
| Asset Writedown | 0 | - | - | - | - | - | Upgrade
|
| Pretax Income | 10.12 | 10.61 | 10.01 | 7.41 | 6.68 | 4.52 | Upgrade
|
| Income Tax Expense | 1.75 | 1.84 | 1.83 | 1.38 | 1.21 | 0.78 | Upgrade
|
| Net Income | 8.37 | 8.77 | 8.19 | 6.03 | 5.48 | 3.74 | Upgrade
|
| Net Income to Common | 8.37 | 8.77 | 8.19 | 6.03 | 5.48 | 3.74 | Upgrade
|
| Net Income Growth | -1.38% | 7.08% | 35.86% | 10.06% | 46.28% | -25.69% | Upgrade
|
| Basic Shares Outstanding | - | 2 | 2 | 2 | 2 | 2 | Upgrade
|
| Diluted Shares Outstanding | - | 2 | 2 | 2 | 2 | 2 | Upgrade
|
| Shares Change (YoY) | - | - | 0.01% | -0.01% | - | - | Upgrade
|
| EPS (Basic) | - | 4.52 | 4.22 | 3.11 | 2.83 | 1.93 | Upgrade
|
| EPS (Diluted) | - | 4.52 | 4.22 | 3.11 | 2.83 | 1.93 | Upgrade
|
| EPS Growth | - | 7.08% | 35.85% | 10.07% | 46.28% | -25.69% | Upgrade
|
| Dividend Per Share | - | - | 2.000 | - | 1.410 | - | Upgrade
|
| Effective Tax Rate | 17.31% | 17.34% | 18.23% | 18.66% | 18.09% | 17.27% | Upgrade
|
Updated Feb 21, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.