Agram banka d.d. (ZSE: KBZ)
Croatia
· Delayed Price · Currency is HRK · Price in EUR36.00
+2.20 (6.51%)
At close: Nov 12, 2024
Agram banka d.d. Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2014 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '24 Sep 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2014 |
| Interest Income on Loans | 22.67 | 18.77 | 14.86 | 111.01 | 118.02 | 119.41 | Upgrade
|
| Interest Paid on Deposits | 5.95 | 2.5 | 1.56 | 16.38 | 23.52 | 28.94 | Upgrade
|
| Net Interest Income | 16.76 | 16.28 | 13.29 | 94.63 | 94.49 | 90.47 | Upgrade
|
| Net Interest Income Growth (YoY) | 7.77% | 22.47% | -85.95% | 0.14% | 4.44% | 6.79% | Upgrade
|
| Gain (Loss) on Sale of Assets | 0.7 | 0.55 | 0.5 | 0.44 | 2.14 | 4.91 | Upgrade
|
| Gain (Loss) on Sale of Investments | 0.16 | -0 | -0.09 | -0.13 | 3.75 | 4.57 | Upgrade
|
| Other Non-Interest Income | 5.83 | 4.96 | 5.69 | 39.29 | 39.15 | 39.92 | Upgrade
|
| Total Non-Interest Income | 6.7 | 5.51 | 6.11 | 39.6 | 45.03 | 49.4 | Upgrade
|
| Non-Interest Income Growth (YoY) | 28.87% | -9.85% | -84.57% | -12.06% | -8.84% | -4.38% | Upgrade
|
| Revenues Before Loan Losses | 23.46 | 21.79 | 19.4 | 134.23 | 139.53 | 139.87 | Upgrade
|
| Provision for Loan Losses | -0.6 | -0.71 | 0.85 | 4.12 | 21.91 | 15.07 | Upgrade
|
| Revenue | 24.06 | 22.5 | 18.55 | 130.11 | 117.62 | 124.8 | Upgrade
|
| Revenue Growth (YoY) | 18.40% | 21.25% | -85.74% | 10.62% | -5.75% | 13.56% | Upgrade
|
| Salaries and Employee Benefits | 3.78 | 3.78 | 3.5 | 24.96 | 23.3 | 27.43 | Upgrade
|
| Occupancy Expenses | 1.17 | 1.14 | 1.11 | 8.21 | 8.79 | 8.38 | Upgrade
|
| Selling, General & Administrative | 0.68 | 0.25 | 0.17 | 0.89 | 1.22 | 1.51 | Upgrade
|
| Other Non-Interest Expense | 7.84 | 7.31 | 6.37 | 45.81 | 50.16 | 41.59 | Upgrade
|
| Total Non-Interest Expense | 13.47 | 12.48 | 11.15 | 79.87 | 83.46 | 78.91 | Upgrade
|
| EBT Excluding Unusual Items | 10.59 | 10.01 | 7.41 | 50.24 | 34.16 | 45.89 | Upgrade
|
| Asset Writedown | 0.01 | - | - | - | - | - | Upgrade
|
| Pretax Income | 10.6 | 10.01 | 7.41 | 50.24 | 34.16 | 45.89 | Upgrade
|
| Income Tax Expense | 1.93 | 1.83 | 1.38 | 9.09 | 5.9 | 8.41 | Upgrade
|
| Net Income | 8.67 | 8.19 | 6.03 | 41.15 | 28.26 | 37.48 | Upgrade
|
| Net Income to Common | 8.67 | 8.19 | 6.03 | 41.15 | 28.26 | 37.48 | Upgrade
|
| Net Income Growth | 21.48% | 35.86% | -85.36% | 45.62% | -24.61% | 41.62% | Upgrade
|
| Basic Shares Outstanding | 2 | 2 | 2 | 2 | 2 | 2 | Upgrade
|
| Diluted Shares Outstanding | 2 | 2 | 2 | 2 | 2 | 2 | Upgrade
|
| Shares Change (YoY) | - | 0.01% | -0.01% | - | - | - | Upgrade
|
| EPS (Basic) | 4.47 | 4.22 | 3.11 | 21.23 | 14.58 | 19.34 | Upgrade
|
| EPS (Diluted) | 4.47 | 4.22 | 3.11 | 21.23 | 14.58 | 19.34 | Upgrade
|
| EPS Growth | - | 35.85% | -85.35% | 45.62% | -24.61% | 41.62% | Upgrade
|
| Dividend Per Share | 2.000 | 2.000 | - | 10.600 | - | - | Upgrade
|
| Effective Tax Rate | 18.22% | 18.23% | 18.66% | 18.09% | 17.27% | 18.32% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.