Agram banka d.d. (ZSE:KBZ)
Croatia flag Croatia · Delayed Price · Currency is EUR
39.80
+1.80 (4.74%)
At close: Jul 10, 2026

Agram banka d.d. Ratios and Metrics

Millions EUR. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
777273575057
Market Cap Growth
14.37%-1.06%27.03%14.41%-11.57%77.70%
Last Close Price
39.8035.1033.5724.9620.6522.17

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
7.9610.208.317.018.3210.36
PS Ratio
3.473.243.182.552.703.28
PB Ratio
1.030.991.040.880.920.92
P/FCF Ratio
-11.979.06---
P/OCF Ratio
-10.598.31---

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.620.461.531.531.621.41
Debt / FCF Ratio
-5.5313.37---
Net Debt / Equity Ratio
-0.50-1.28-0.09-0.27-0.89-0.71
Net Debt / FCF Ratio
1.91-15.47-0.782.463.722.82
Return on Equity (ROE)
13.44%9.87%12.96%13.71%10.42%9.24%
Return on Assets (ROA)
1.55%1.11%1.42%1.40%1.05%1.02%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
12.56%9.80%12.03%14.27%12.02%9.66%
FCF Yield
-25.30%8.36%11.04%-12.59%-26.15%-27.26%
Dividend Yield
5.40%-6.40%8.01%-6.36%
Payout Ratio
46.31%58.98%44.20%36.68%45.24%-
Buyback Yield / Dilution
----0.01%0.01%-
Total Shareholder Return
5.40%-6.40%8.01%0.01%6.36%