Agram banka d.d. (ZSE:KBZ)
Croatia flag Croatia · Delayed Price · Currency is EUR
39.80
0.00 (0.00%)
At close: Aug 21, 2026

Agram banka d.d. Ratios and Metrics

Millions EUR. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
777273575057
Market Cap Growth
-0.50%-1.06%27.03%14.41%-11.57%77.70%
Last Close Price
39.8035.1033.5724.9620.6522.17

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
7.9610.208.317.018.3210.36
PS Ratio
3.473.243.182.552.703.28
PB Ratio
1.030.991.040.880.920.92
P/FCF Ratio
-11.979.06---
P/OCF Ratio
-10.598.31---

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.620.461.531.531.621.41
Debt / FCF Ratio
-5.5313.37---
Net Debt / Equity Ratio
-0.50-1.28-0.09-0.27-0.89-0.71
Net Debt / FCF Ratio
1.91-15.47-0.782.463.722.82
Return on Equity (ROE)
13.44%9.87%12.96%13.71%10.42%9.24%
Return on Assets (ROA)
1.55%1.11%1.42%1.40%1.05%1.02%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
12.56%9.80%12.03%14.27%12.02%9.66%
FCF Yield
-25.30%8.36%11.04%-12.59%-26.15%-27.26%
Dividend Yield
43.33%-6.40%8.01%-6.36%
Payout Ratio
46.31%58.98%44.20%36.68%45.24%-
Buyback Yield / Dilution
----0.01%0.01%-
Total Shareholder Return
43.33%-6.40%8.01%0.01%6.36%