Croatia · Delayed Price · Currency is EUR Agram banka d.d. Statistics
Total Valuation
ZSE:KBZ has a market cap or net worth of EUR 63.56 million.
| Market Cap | 63.56M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Friday, November 6, 2026.
| Earnings Date | Nov 6, 2026 |
| Ex-Dividend Date | Jun 26, 2026 |
Share Statistics
ZSE:KBZ has 1.94 million shares outstanding.
| Current Share Class | 1.94M |
| Shares Outstanding | 1.94M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | 41.13% |
| Float | 880,514 |
Valuation Ratios
The trailing PE ratio is 7.58.
| PE Ratio | 7.58 |
| Forward PE | n/a |
| PS Ratio | 2.92 |
| PB Ratio | 0.85 |
| P/TBV Ratio | 0.89 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.66 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.50%.
| Return on Equity (ROE) | 11.50% |
| Return on Assets (ROA) | 1.33% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 1.94% |
| Revenue Per Employee | 107,774 |
| Profits Per Employee | 41,535 |
| Employee Count | 202 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, ZSE:KBZ has paid 1.77 million in taxes.
| Income Tax | 1.77M |
| Effective Tax Rate | 17.42% |
Stock Price Statistics
The stock price has decreased by -12.77% in the last 52 weeks. The beta is -0.15, so ZSE:KBZ's price volatility has been lower than the market average.
| Beta (5Y) | -0.15 |
| 52-Week Price Change | -12.77% |
| 50-Day Moving Average | 36.55 |
| 200-Day Moving Average | 27.78 |
| Relative Strength Index (RSI) | 37.84 |
| Average Volume (20 Days) | 72 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, ZSE:KBZ had revenue of EUR 21.77 million and earned 8.39 million in profits.
| Revenue | 21.77M |
| Gross Profit | 21.77M |
| Operating Income | 7.25M |
| Pretax Income | 10.16M |
| Net Income | 8.39M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | n/a |
Balance Sheet
The company has 92.35 million in cash and 49.29 million in debt, with a net cash position of 43.06 million or 22.22 per share.
| Cash & Cash Equivalents | 92.35M |
| Total Debt | 49.29M |
| Net Cash | 43.06M |
| Net Cash Per Share | 22.22 |
| Equity (Book Value) | 74.37M |
| Book Value Per Share | n/a |
| Working Capital | -418.91M |
Cash Flow
In the last 12 months, operating cash flow was -36.79 million and capital expenditures -2.87 million, giving a free cash flow of -39.66 million.
| Operating Cash Flow | -36.79M |
| Capital Expenditures | -2.87M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 525,035 |
| Free Cash Flow | -39.66M |
| FCF Per Share | -20.47 |
Margins
| Gross Margin | n/a |
| Operating Margin | 33.32% |
| Pretax Margin | 46.67% |
| Profit Margin | 38.54% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 2.15, which amounts to a dividend yield of 6.56%.
| Dividend Per Share | 2.15 |
| Dividend Yield | 6.56% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | 7 |
| Payout Ratio | 0.01% |
| FCF Payout Ratio | n/a |
| Buyback Yield | n/a |
| Shareholder Yield | 6.56% |
| Earnings Yield | 13.20% |
| FCF Yield | -62.40% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |