Croatia · Delayed Price · Currency is EUR Agram banka d.d. Statistics
Total Valuation
ZSE:KBZ has a market cap or net worth of EUR 77.12 million.
| Market Cap | 77.12M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Friday, October 30, 2026.
| Earnings Date | Oct 30, 2026 |
| Ex-Dividend Date | Jun 26, 2026 |
Share Statistics
ZSE:KBZ has 1.94 million shares outstanding.
| Current Share Class | 1.94M |
| Shares Outstanding | 1.94M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | 41.13% |
| Float | 880,514 |
Valuation Ratios
The trailing PE ratio is 7.96.
| PE Ratio | 7.96 |
| Forward PE | n/a |
| PS Ratio | 3.47 |
| PB Ratio | 1.03 |
| P/TBV Ratio | 1.07 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | -2.38 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 13.44%.
| Return on Equity (ROE) | 13.44% |
| Return on Assets (ROA) | 1.55% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 1.67% |
| Revenue Per Employee | 110,093 |
| Profits Per Employee | 47,963 |
| Employee Count | 202 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, ZSE:KBZ has paid 988,437 in taxes.
| Income Tax | 988,437 |
| Effective Tax Rate | 9.26% |
Stock Price Statistics
The stock price has increased by +14.37% in the last 52 weeks. The beta is -0.29, so ZSE:KBZ's price volatility has been lower than the market average.
| Beta (5Y) | -0.29 |
| 52-Week Price Change | +14.37% |
| 50-Day Moving Average | 36.97 |
| 200-Day Moving Average | 26.81 |
| Relative Strength Index (RSI) | 59.95 |
| Average Volume (20 Days) | 90 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, ZSE:KBZ had revenue of EUR 22.24 million and earned 9.69 million in profits. Earnings per share was 5.00.
| Revenue | 22.24M |
| Gross Profit | 22.24M |
| Operating Income | 7.77M |
| Pretax Income | 10.68M |
| Net Income | 9.69M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 5.00 |
Balance Sheet
The company has 83.65 million in cash and 46.48 million in debt, with a net cash position of 37.17 million or 19.18 per share.
| Cash & Cash Equivalents | 83.65M |
| Total Debt | 46.48M |
| Net Cash | 37.17M |
| Net Cash Per Share | 19.18 |
| Equity (Book Value) | 74.61M |
| Book Value Per Share | 38.50 |
| Working Capital | -409.23M |
Cash Flow
In the last 12 months, operating cash flow was -16.45 million and capital expenditures -3.05 million, giving a free cash flow of -19.51 million.
| Operating Cash Flow | -16.45M |
| Capital Expenditures | -3.05M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -31.37M |
| Free Cash Flow | -19.51M |
| FCF Per Share | -10.07 |
Margins
| Gross Margin | n/a |
| Operating Margin | 34.94% |
| Pretax Margin | 48.01% |
| Profit Margin | 43.57% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 2.15, which amounts to a dividend yield of 5.40%.
| Dividend Per Share | 2.15 |
| Dividend Yield | 5.40% |
| Dividend Growth (YoY) | -0.68% |
| Years of Dividend Growth | 7 |
| Payout Ratio | 46.31% |
| Buyback Yield | n/a |
| Shareholder Yield | 5.40% |
| Earnings Yield | 12.56% |
| FCF Yield | -25.30% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |