Agram banka d.d. (ZSE: KBZ)

Agram banka d.d. Ratios and Metrics

Market cap in millions HRK. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Dec 20, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	534	447	378	426	241	233
Market Cap Growth	12.67%	18.33%	-11.30%	76.89%	3.55%	20.09%
Last Close Price	275.75	217.96	174.35	186.62	105.50	101.88
PE Ratio	8.40	7.01	8.32	1.38	1.13	0.83
PS Ratio	3.03	2.55	2.70	0.44	0.27	0.25
PB Ratio	1.07	0.88	0.92	0.12	0.07	0.08
P/FCF Ratio	11.15	-	-	-	0.26	-
P/OCF Ratio	11.59	-	-	-	0.26	-
Debt / Equity Ratio	0.11	1.53	1.62	1.41	1.78	1.92
Debt / FCF Ratio	1.17	-	-	-	6.29	-
Return on Equity (ROE)	13.28%	13.71%	10.42%	9.24%	6.75%	9.83%
Return on Assets (ROA)	1.46%	1.39%	1.05%	1.02%	0.75%	1.05%
Earnings Yield	12.76%	14.27%	12.02%	72.58%	88.57%	119.92%
FCF Yield	8.97%	-12.59%	-26.15%	-204.88%	380.74%	-838.12%
Dividend Yield	5.32%	7.15%	-	42.69%	-	-
Payout Ratio	44.69%	36.68%	45.24%	-	-	33.60%
Buyback Yield / Dilution	-0.01%	0.01%	-	-	-
Total Shareholder Return	5.32%	7.15%	0.01%	42.69%	-	-

Source: S&P Capital IQ. Banks template. Financial Sources.