Croatia · Delayed Price · Currency is EUR Agram banka d.d. Statistics
Total Valuation
ZSE:KBZ has a market cap or net worth of EUR 72.08 million.
| Market Cap | 72.08M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Wednesday, October 29, 2025.
| Earnings Date | Oct 29, 2025 |
| Ex-Dividend Date | Jun 11, 2025 |
Share Statistics
ZSE:KBZ has 1.94 million shares outstanding.
| Current Share Class | 1.94M |
| Shares Outstanding | 1.94M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | 43.32% |
| Float | 925,082 |
Valuation Ratios
The trailing PE ratio is 8.63.
| PE Ratio | 8.63 |
| Forward PE | n/a |
| PS Ratio | 3.26 |
| PB Ratio | 1.04 |
| P/TBV Ratio | 1.08 |
| P/FCF Ratio | 2.89 |
| P/OCF Ratio | 2.72 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.28 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.41%.
| Return on Equity (ROE) | 12.41% |
| Return on Assets (ROA) | 1.41% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | 115,928 |
| Profits Per Employee | 43,730 |
| Employee Count | 172 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, ZSE:KBZ has paid 1.75 million in taxes.
| Income Tax | 1.75M |
| Effective Tax Rate | 17.31% |
Stock Price Statistics
The stock price has increased by +9.41% in the last 52 weeks. The beta is -0.38, so ZSE:KBZ's price volatility has been lower than the market average.
| Beta (5Y) | -0.38 |
| 52-Week Price Change | +9.41% |
| 50-Day Moving Average | 36.56 |
| 200-Day Moving Average | 24.86 |
| Relative Strength Index (RSI) | 49.41 |
| Average Volume (20 Days) | 108 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, ZSE:KBZ had revenue of EUR 22.14 million and earned 8.35 million in profits. Earnings per share was 4.31.
| Revenue | 22.14M |
| Gross Profit | 22.14M |
| Operating Income | 10.10M |
| Pretax Income | 10.10M |
| Net Income | 8.35M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 4.31 |
Balance Sheet
The company has 47.22 million in cash and 7.08 million in debt, giving a net cash position of 40.13 million or 20.71 per share.
| Cash & Cash Equivalents | 47.22M |
| Total Debt | 7.08M |
| Net Cash | 40.13M |
| Net Cash Per Share | 20.71 |
| Equity (Book Value) | 69.57M |
| Book Value Per Share | 35.90 |
| Working Capital | -395.01M |
Cash Flow
In the last 12 months, operating cash flow was 26.55 million and capital expenditures -1.58 million, giving a free cash flow of 24.97 million.
| Operating Cash Flow | 26.55M |
| Capital Expenditures | -1.58M |
| Free Cash Flow | 24.97M |
| FCF Per Share | 12.89 |
Margins
| Gross Margin | n/a |
| Operating Margin | 45.61% |
| Pretax Margin | 45.62% |
| Profit Margin | 37.72% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 112.78% |
Dividends & Yields
This stock pays an annual dividend of 2.15, which amounts to a dividend yield of 5.78%.
| Dividend Per Share | 2.15 |
| Dividend Yield | 5.78% |
| Dividend Growth (YoY) | 7.50% |
| Years of Dividend Growth | 6 |
| Payout Ratio | n/a |
| Buyback Yield | n/a |
| Shareholder Yield | 5.78% |
| Earnings Yield | 11.59% |
| FCF Yield | 34.64% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |