Croatia · Delayed Price · Currency is EUR Agram banka d.d. Statistics
Total Valuation
ZSE:KBZ has a market cap or net worth of EUR 72.47 million.
| Market Cap | 72.47M |
| Enterprise Value | n/a |
Important Dates
The last earnings date was Wednesday, October 29, 2025.
| Earnings Date | Oct 29, 2025 |
| Ex-Dividend Date | Jun 11, 2025 |
Share Statistics
ZSE:KBZ has 1.94 million shares outstanding.
| Current Share Class | 1.94M |
| Shares Outstanding | 1.94M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | 42.99% |
| Float | 925,082 |
Valuation Ratios
The trailing PE ratio is 9.40.
| PE Ratio | 9.40 |
| Forward PE | n/a |
| PS Ratio | 3.35 |
| PB Ratio | 1.01 |
| P/TBV Ratio | 1.05 |
| P/FCF Ratio | 3.26 |
| P/OCF Ratio | 3.05 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.32 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.06%.
| Return on Equity (ROE) | 11.06% |
| Return on Assets (ROA) | 1.26% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | 113,400 |
| Profits Per Employee | 40,345 |
| Employee Count | 172 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, ZSE:KBZ has paid 1.61 million in taxes.
| Income Tax | 1.61M |
| Effective Tax Rate | 17.24% |
Stock Price Statistics
The stock price has increased by +10.00% in the last 52 weeks. The beta is -0.41, so ZSE:KBZ's price volatility has been lower than the market average.
| Beta (5Y) | -0.41 |
| 52-Week Price Change | +10.00% |
| 50-Day Moving Average | 36.58 |
| 200-Day Moving Average | 25.02 |
| Relative Strength Index (RSI) | 49.72 |
| Average Volume (20 Days) | 93 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, ZSE:KBZ had revenue of EUR 21.66 million and earned 7.71 million in profits.
| Revenue | 21.66M |
| Gross Profit | 21.66M |
| Operating Income | 9.31M |
| Pretax Income | 9.31M |
| Net Income | 7.71M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | n/a |
Balance Sheet
The company has 26.85 million in cash and 7.16 million in debt, giving a net cash position of 19.70 million or 10.17 per share.
| Cash & Cash Equivalents | 26.85M |
| Total Debt | 7.16M |
| Net Cash | 19.70M |
| Net Cash Per Share | 10.17 |
| Equity (Book Value) | 71.52M |
| Book Value Per Share | n/a |
| Working Capital | -61.04M |
Cash Flow
In the last 12 months, operating cash flow was 23.79 million and capital expenditures -1.52 million, giving a free cash flow of 22.26 million.
| Operating Cash Flow | 23.79M |
| Capital Expenditures | -1.52M |
| Free Cash Flow | 22.26M |
| FCF Per Share | 11.49 |
Margins
| Gross Margin | n/a |
| Operating Margin | 42.99% |
| Pretax Margin | 42.99% |
| Profit Margin | 35.58% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 102.78% |
Dividends & Yields
This stock pays an annual dividend of 2.15, which amounts to a dividend yield of 5.75%.
| Dividend Per Share | 2.15 |
| Dividend Yield | 5.75% |
| Dividend Growth (YoY) | 7.50% |
| Years of Dividend Growth | 6 |
| Payout Ratio | 54.06% |
| Buyback Yield | n/a |
| Shareholder Yield | 5.75% |
| Earnings Yield | 10.63% |
| FCF Yield | 30.72% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |