Podravska banka d.d. (ZSE: PDBA)
Croatia
· Delayed Price · Currency is HRK · Price in EUR90.00
-1.00 (-1.10%)
At close: Dec 20, 2024
Podravska banka d.d. Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2014 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '24 Sep 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2014 |
| Interest Income on Loans | 27.39 | 23.65 | 14.35 | 100.44 | 100.05 | 104.64 | Upgrade
|
| Interest Paid on Deposits | 4.52 | 2.41 | 1.47 | 11.06 | 13.52 | 16.03 | Upgrade
|
| Net Interest Income | 22.9 | 21.24 | 12.89 | 89.38 | 86.53 | 88.61 | Upgrade
|
| Net Interest Income Growth (YoY) | 21.45% | 64.87% | -85.58% | 3.29% | -2.34% | 14.07% | Upgrade
|
| Gain (Loss) on Sale of Assets | 0.36 | 0.36 | 2.75 | 0.04 | 0.03 | 0.18 | Upgrade
|
| Gain (Loss) on Sale of Investments | -1.4 | -1.58 | -0.66 | 3.8 | 12.45 | 20.49 | Upgrade
|
| Other Non-Interest Income | 5.15 | 5.17 | 6.18 | 39.13 | 34.24 | 36.22 | Upgrade
|
| Total Non-Interest Income | 4.1 | 3.96 | 8.27 | 42.97 | 46.72 | 56.89 | Upgrade
|
| Non-Interest Income Growth (YoY) | -43.86% | -52.17% | -80.76% | -8.03% | -17.88% | 39.24% | Upgrade
|
| Revenues Before Loan Losses | 27 | 25.2 | 21.15 | 132.35 | 133.25 | 145.5 | Upgrade
|
| Provision for Loan Losses | 2.54 | 5.84 | 5.45 | 19.26 | 21.74 | 22.78 | Upgrade
|
| Revenue | 24.46 | 19.36 | 15.71 | 113.09 | 111.51 | 122.72 | Upgrade
|
| Revenue Growth (YoY) | 39.72% | 23.29% | -86.11% | 1.42% | -9.14% | 14.85% | Upgrade
|
| Occupancy Expenses | 1.87 | 1.87 | 1.64 | 11.16 | 9.48 | 8.3 | Upgrade
|
| Selling, General & Administrative | 12.74 | 11.85 | 11.2 | 77.06 | 80.67 | 82.15 | Upgrade
|
| Other Non-Interest Expense | 1.46 | 0.83 | 0.79 | 5.68 | 6.64 | 6.15 | Upgrade
|
| Total Non-Interest Expense | 16.07 | 14.55 | 13.63 | 93.9 | 96.79 | 96.59 | Upgrade
|
| EBT Excluding Unusual Items | 8.39 | 4.81 | 2.08 | 19.19 | 14.72 | 26.13 | Upgrade
|
| Asset Writedown | -0.1 | -0.1 | -0.2 | -0.57 | -0.52 | - | Upgrade
|
| Legal Settlements | 0.42 | 0.42 | 0.25 | 0.9 | 0.85 | 1.29 | Upgrade
|
| Pretax Income | 8.71 | 5.13 | 2.13 | 19.52 | 15.04 | 27.41 | Upgrade
|
| Income Tax Expense | 1.72 | 1.08 | 0.52 | 4.28 | 3.22 | 6.07 | Upgrade
|
| Net Income | 6.98 | 4.05 | 1.62 | 15.23 | 11.82 | 21.35 | Upgrade
|
| Net Income to Common | 6.98 | 4.05 | 1.62 | 15.23 | 11.82 | 21.35 | Upgrade
|
| Net Income Growth | 133.90% | 150.84% | -89.40% | 28.89% | -44.63% | 76.33% | Upgrade
|
| Basic Shares Outstanding | 1 | 1 | 1 | 1 | 1 | 1 | Upgrade
|
| Diluted Shares Outstanding | 1 | 1 | 1 | 1 | 1 | 1 | Upgrade
|
| Shares Change (YoY) | - | - | 0.50% | - | -0.50% | - | Upgrade
|
| EPS (Basic) | 10.49 | 6.06 | 2.41 | 22.89 | 17.76 | 31.92 | Upgrade
|
| EPS (Diluted) | 10.49 | 6.06 | 2.41 | 22.89 | 17.76 | 31.92 | Upgrade
|
| EPS Growth | - | 150.84% | -89.45% | 28.89% | -44.35% | 76.33% | Upgrade
|
| Effective Tax Rate | 19.78% | 21.05% | 24.25% | 21.94% | 21.43% | 22.13% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.