Podravska banka d.d. (ZSE:PDBA)
Croatia flag Croatia · Delayed Price · Currency is EUR
77.00
+2.00 (2.67%)
At close: Nov 2, 2026

Podravska banka d.d. Statistics

Total Valuation

ZSE:PDBA has a market cap or net worth of EUR 51.24 million.

Market Cap51.24M
Enterprise Value n/a

Important Dates

The next estimated earnings date is Friday, November 6, 2026.

Earnings Date Nov 6, 2026
Ex-Dividend Date May 16, 2025

Share Statistics

ZSE:PDBA has 665,425 shares outstanding.

Current Share Class 665,425
Shares Outstanding 665,425
Shares Change (YoY) n/a
Shares Change (QoQ) n/a
Owned by Insiders (%) 64.93%
Owned by Institutions (%) 9.65%
Float 169,605

Valuation Ratios

PE Ratio n/a
Forward PE n/a
PS Ratio 2.18
PB Ratio 0.68
P/TBV Ratio 0.77
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 0.60
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is -4.95%.

Return on Equity (ROE) -4.95%
Return on Assets (ROA) -0.51%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 3.05%
Revenue Per Employee 106,918
Profits Per Employee -16,778
Employee Count220
Asset Turnover n/a
Inventory Turnover n/a

Taxes

Income Tax -1.17M
Effective Tax Rate n/a

Stock Price Statistics

The stock price has decreased by -9.41% in the last 52 weeks. The beta is 0.27, so ZSE:PDBA's price volatility has been lower than the market average.

Beta (5Y) 0.27
52-Week Price Change -9.41%
50-Day Moving Average 76.45
200-Day Moving Average 83.74
Relative Strength Index (RSI) 51.88
Average Volume (20 Days) 52

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, ZSE:PDBA had revenue of EUR 23.52 million and -3.69 million in losses.

Revenue23.52M
Gross Profit 23.52M
Operating Income 6.87M
Pretax Income -4.99M
Net Income -3.69M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) n/a
Full Income Statement

Balance Sheet

The company has 200.29 million in cash and 45.20 million in debt, with a net cash position of 155.09 million or 233.07 per share.

Cash & Cash Equivalents 200.29M
Total Debt 45.20M
Net Cash 155.09M
Net Cash Per Share 233.07
Equity (Book Value) 75.00M
Book Value Per Share n/a
Working Capital -428.82M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -3.50 million and capital expenditures -1.61 million, giving a free cash flow of -5.11 million.

Operating Cash Flow -3.50M
Capital Expenditures -1.61M
Depreciation & Amortization n/a
Net Borrowing 8.74M
Free Cash Flow -5.11M
FCF Per Share -7.67
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 29.20%
Pretax Margin -21.23%
Profit Margin -15.69%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 5.00, which amounts to a dividend yield of 6.49%.

Dividend Per Share 5.00
Dividend Yield 6.49%
Dividend Growth (YoY) n/a
Years of Dividend Growth 1
Payout Ratio n/a
FCF Payout Ratio n/a
Buyback Yield n/a
Shareholder Yield 6.49%
Earnings Yield -7.20%
FCF Yield -9.97%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number n/a
Graham Upside n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 1