Podravska banka d.d. (ZSE:PDBA)
Croatia · Delayed Price · Currency is EUR 77.00
+2.00 (2.67%)
At close: Aug 7, 2026
Podravska banka d.d. Cash Flow Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | -2.97 | -2.47 | 7.52 | 4.05 | 1.62 | 2.03 |
Depreciation & Amortization | 1.3 | 1.19 | 1.16 | 1.26 | 1.14 | 1.09 |
Other Amortization | 0.77 | 0.77 | 0.71 | 0.61 | 0.5 | 0.39 |
Gain (Loss) on Sale of Assets | -0.02 | -0.02 | -0.82 | -0.61 | -2.78 | -0.11 |
Gain (Loss) on Sale of Investments | -0.06 | 0.03 | 0.87 | 1.57 | 0.53 | 0.28 |
Total Asset Writedown | 0.57 | 0.16 | 0.09 | 0.15 | 0.18 | 0.18 |
Provision for Credit Losses | 0.06 | 0.06 | 4.22 | 6.35 | 5.44 | 1.1 |
Change in Other Net Operating Assets | -18.22 | 16.72 | -6.02 | -14.09 | -3.77 | -37.12 |
Other Operating Activities | -1.05 | -2.97 | -0.2 | -0.7 | 0.03 | 0.96 |
Operating Cash Flow | -30.61 | 13.46 | 7.54 | -1.41 | 2.88 | -31.19 |
Operating Cash Flow Growth | - | 78.53% | - | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -1.58 | -0.99 | -0.7 | -0.1 | -0.25 | -0.22 |
Sale of Property, Plant and Equipment | - | - | - | - | - | 0.79 |
Investment in Securities | -24.92 | -24.92 | 0.12 | -17.02 | -3.18 | -6.12 |
Purchase / Sale of Intangibles | -0.89 | -0.89 | -1.06 | -0.61 | -1.74 | -1.24 |
Other Investing Activities | 0.8 | 0.8 | 5.19 | 0.57 | -3.76 | 0.13 |
Investing Cash Flow | -26.41 | -25.82 | 3.54 | -16.16 | -2.85 | -6.47 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | - | - | - | 6.86 | - |
Long-Term Debt Repaid | - | -36.33 | -1.94 | -6.42 | -2.62 | -13.04 |
Net Debt Issued (Repaid) | 11.92 | -36.33 | -1.94 | -6.42 | 4.24 | -13.04 |
Net Increase (Decrease) in Deposit Accounts | 28 | 78.75 | 36.69 | 63.04 | 47.23 | 47.14 |
Financing Cash Flow | 39.92 | 42.42 | 34.75 | 56.62 | 51.46 | 34.1 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -17.11 | 30.06 | 45.83 | 39.06 | 51.49 | -3.56 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -32.19 | 12.47 | 6.84 | -1.51 | 2.63 | -31.41 |
Free Cash Flow Growth | - | 82.28% | - | - | - | - |
Free Cash Flow Margin | -133.61% | 50.25% | 28.55% | -7.38% | 16.77% | -208.77% |
Free Cash Flow Per Share | - | 18.74 | 10.28 | -2.26 | - | -47.21 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | - | - | - | - | 0.49 | 0.65 |
Cash Income Tax Paid | 1.57 | 2.43 | 1.62 | 0.98 | 0.44 | 0.7 |