Podravska banka d.d. (ZSE:PDBA)

Podravska banka d.d. Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	189.85	253.39	219.51	179.88	150.23	99.01
Investment Securities	167.53	186.16	164.75	157.47	112.89	103.22
Trading Asset Securities	-	-	0.11	1.5	4.29	22.8
Total Investments	167.53	186.16	164.87	158.97	117.18	126.02
Gross Loans	367.49	330.5	345.15	348.04	344.46	314.96
Allowance for Loan Losses	-	-27.35	-28.85	-30.95	-30.86	-27.26
Net Loans	367.49	303.15	316.3	317.09	313.6	287.7
Property, Plant & Equipment	8.33	7.54	7.3	7.01	8.63	7.97
Goodwill	-	2.24	2.24	2.24	2.24	2.24
Other Intangible Assets	8.23	5.98	5.86	5.51	5.51	4.28
Investments in Real Estate	2.62	1.9	1.97	2.83	2.84	4.68
Other Receivables	1.8	2.19	0.63	0.6	0.63	0.87
Restricted Cash	-	-	-	-	-	23.67
Other Current Assets	0.8	1.47	1.34	0.31	0.41	0.35
Long-Term Deferred Tax Assets	1.35	1.43	0.6	0.86	0.88	0.57
Other Real Estate Owned & Foreclosed	-	0.21	0.97	4.57	4.76	1.06
Other Long-Term Assets	0.15	2.09	1.5	1.06	0.41	0.35
Total Assets	748.15	767.76	723.07	680.92	607.3	558.77

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	-	0.51	0.42	0.49	0.95	0.44
Accrued Expenses	-	0.64	0.69	0.61	0.83	0.56
Interest Bearing Deposits	214.38	217.38	181.86	155.14	88.05	97.61
Non-Interest Bearing Deposits	408.6	438.58	388.76	376.82	377.28	319.83
Total Deposits	622.98	655.96	570.62	531.95	465.32	417.45
Short-Term Borrowings	10.07	-	-	-	-	-
Current Portion of Long-Term Debt	-	5.12	40.04	5.75	9.89	7.49
Current Income Taxes Payable	0.01	-	0.87	0.61	0.36	0.04
Other Current Liabilities	-	1.9	1.11	0.24	0.5	0.2
Long-Term Debt	24.96	21.2	22.6	58.84	61.12	59.42
Long-Term Leases	-	3.97	4.27	4.25	4.72	1.91
Other Long-Term Liabilities	15.19	6.57	5.21	6.15	7.05	5.19
Total Liabilities	673.2	695.85	645.81	608.88	550.73	492.7

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	36.78	36.78	36.78	36.78	35.5	35.59
Additional Paid-In Capital	0.4	0.4	0.4	0.4	0.4	0.4
Retained Earnings	33.88	32.43	38.22	33.55	30.64	28.86
Treasury Stock	-0.16	-0.16	-0.16	-0.16	-0.16	-0.16
Comprehensive Income & Other	4.04	2.45	2.02	1.47	-9.81	1.38
Shareholders' Equity	74.94	71.91	77.26	72.04	56.57	66.08
Total Liabilities & Equity	748.15	767.76	723.07	680.92	607.3	558.77

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	35.03	30.28	66.91	68.84	75.72	68.82
Net Cash (Debt)	154.82	240.52	174.25	128.02	79.49	53.78
Net Cash Growth	5629.21%	38.03%	36.11%	61.06%	47.78%	19.73%
Net Cash Per Share	-	361.45	261.86	192.39	-	80.83
Filing Date Shares Outstanding	-	0.67	0.67	0.67	0.67	0.67
Total Common Shares Outstanding	-	0.67	0.67	0.67	0.67	0.67
Book Value Per Share	-	108.06	116.10	108.26	85.02	99.30
Tangible Book Value	66.72	63.69	69.16	64.29	48.82	59.55
Tangible Book Value Per Share	-	95.71	103.93	96.62	73.37	89.50

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 10, 2026

Data Sources Report a data error