Podravska banka d.d. (ZSE:PDBA)

Podravska banka d.d. Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Aug 29, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	64	55	21	18	20	16
Market Cap Growth	69.36%	164.52%	15.72%	-12.43%	28.44%	-11.74%
Last Close Price	95.50	78.27	27.51	23.77	27.15	21.32
PE Ratio	9.01	7.26	5.09	11.04	10.04	10.12
PS Ratio	2.63	2.28	1.07	1.14	1.35	1.07
PB Ratio	0.82	0.71	0.29	0.32	0.31	0.25
P/FCF Ratio	1.58	7.98	-	6.77	-	0.86
P/OCF Ratio	1.59	7.24	-	6.18	-	0.81
Debt / Equity Ratio	0.20	0.87	0.96	1.34	1.04	1.28
Debt / FCF Ratio	0.38	9.78	-	28.75	-	4.43
Return on Equity (ROE)	9.39%	10.08%	6.30%	2.64%	3.12%	2.47%
Return on Assets (ROA)	1.01%	1.07%	0.63%	0.28%	0.37%	0.31%
Earnings Yield	11.12%	13.78%	19.64%	9.06%	9.96%	9.88%
FCF Yield	63.33%	12.54%	-7.30%	14.78%	-154.33%	116.27%
Dividend Yield	5.24%	6.39%	-	-	-	-
Buyback Yield / Dilution	-	-	-	-	-	0.50%
Total Shareholder Return	5.24%	6.39%	-	-	-	0.50%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.