Croatia · Delayed Price · Currency is EUR Podravska banka d.d. Statistics
Total Valuation
ZSE:PDBA has a market cap or net worth of EUR 47.91 million.
| Market Cap | 47.91M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Wednesday, April 29, 2026.
| Earnings Date | Apr 29, 2026 |
| Ex-Dividend Date | May 16, 2025 |
Share Statistics
ZSE:PDBA has 665,425 shares outstanding.
| Current Share Class | 665,425 |
| Shares Outstanding | 665,425 |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 64.93% |
| Owned by Institutions (%) | 9.65% |
| Float | 169,605 |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | n/a |
| PS Ratio | 1.93 |
| PB Ratio | 0.67 |
| P/TBV Ratio | 0.75 |
| P/FCF Ratio | 3.84 |
| P/OCF Ratio | 3.56 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.43 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is -3.31%.
| Return on Equity (ROE) | -3.31% |
| Return on Assets (ROA) | -0.33% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.52% |
| Revenue Per Employee | 117,052 |
| Profits Per Employee | -11,656 |
| Employee Count | 212 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -922,000 |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -20.21% in the last 52 weeks. The beta is 0.27, so ZSE:PDBA's price volatility has been lower than the market average.
| Beta (5Y) | 0.27 |
| 52-Week Price Change | -20.21% |
| 50-Day Moving Average | 82.91 |
| 200-Day Moving Average | 80.73 |
| Relative Strength Index (RSI) | 33.44 |
| Average Volume (20 Days) | 75 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, ZSE:PDBA had revenue of EUR 24.82 million and -2.47 million in losses. Loss per share was -3.71.
| Revenue | 24.82M |
| Gross Profit | 24.82M |
| Operating Income | 8.49M |
| Pretax Income | -3.39M |
| Net Income | -2.47M |
| EBITDA | n/a |
| EBIT | n/a |
| Loss Per Share | -3.71 |
Balance Sheet
The company has 270.80 million in cash and 30.28 million in debt, with a net cash position of 240.52 million or 361.45 per share.
| Cash & Cash Equivalents | 270.80M |
| Total Debt | 30.28M |
| Net Cash | 240.52M |
| Net Cash Per Share | 361.45 |
| Equity (Book Value) | 71.91M |
| Book Value Per Share | 108.06 |
| Working Capital | -389.44M |
Cash Flow
In the last 12 months, operating cash flow was 13.46 million and capital expenditures -989,000, giving a free cash flow of 12.47 million.
| Operating Cash Flow | 13.46M |
| Capital Expenditures | -989,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | -36.33M |
| Free Cash Flow | 12.47M |
| FCF Per Share | 18.74 |
Margins
| Gross Margin | n/a |
| Operating Margin | 34.23% |
| Pretax Margin | -13.67% |
| Profit Margin | -9.96% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 50.25% |
Dividends & Yields
This stock pays an annual dividend of 5.00, which amounts to a dividend yield of 6.94%.
| Dividend Per Share | 5.00 |
| Dividend Yield | 6.94% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | 2 |
| Payout Ratio | n/a |
| Buyback Yield | n/a |
| Shareholder Yield | 6.67% |
| Earnings Yield | -5.16% |
| FCF Yield | 26.03% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |