Croatia · Delayed Price · Currency is HRK · Price in EUR Podravska banka d.d. Statistics
Total Valuation
ZSE:PDBA has a market cap or net worth of HRK 489.39 million.
| Market Cap | 489.39M |
| Enterprise Value | n/a |
Important Dates
The last earnings date was Wednesday, July 30, 2025.
| Earnings Date | Jul 30, 2025 |
| Ex-Dividend Date | May 16, 2025 |
Share Statistics
ZSE:PDBA has 665,425 shares outstanding.
| Current Share Class | 665,425 |
| Shares Outstanding | 665,425 |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 64.93% |
| Owned by Institutions (%) | 9.59% |
| Float | 169,605 |
Valuation Ratios
The trailing PE ratio is 8.40.
| PE Ratio | 8.40 |
| Forward PE | n/a |
| PS Ratio | 2.45 |
| PB Ratio | 0.76 |
| P/TBV Ratio | 0.85 |
| P/FCF Ratio | 1.47 |
| P/OCF Ratio | 1.48 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.38 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.39%.
| Return on Equity (ROE) | 9.39% |
| Return on Assets (ROA) | 1.01% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | 921,176 |
| Profits Per Employee | 269,643 |
| Employee Count | 223 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, ZSE:PDBA has paid 15.51 million in taxes.
| Income Tax | 15.51M |
| Effective Tax Rate | 20.98% |
Stock Price Statistics
The stock price has increased by +43.55% in the last 52 weeks. The beta is 0.06, so ZSE:PDBA's price volatility has been lower than the market average.
| Beta (5Y) | 0.06 |
| 52-Week Price Change | +43.55% |
| 50-Day Moving Average | 94.64 |
| 200-Day Moving Average | 65.52 |
| Relative Strength Index (RSI) | 45.52 |
| Average Volume (20 Days) | 20 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, ZSE:PDBA had revenue of HRK 199.90 million and earned 58.51 million in profits. Earnings per share was 87.93.
| Revenue | 199.90M |
| Gross Profit | 199.90M |
| Operating Income | 73.66M |
| Pretax Income | 73.93M |
| Net Income | 58.51M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 87.93 |
Balance Sheet
The company has 150.20 million in cash and 127.81 million in debt, giving a net cash position of 22.39 million or 33.64 per share.
| Cash & Cash Equivalents | 150.20M |
| Total Debt | 127.81M |
| Net Cash | 22.39M |
| Net Cash Per Share | 33.64 |
| Equity (Book Value) | 640.24M |
| Book Value Per Share | 962.16 |
| Working Capital | -3.05B |
Cash Flow
In the last 12 months, operating cash flow was 331.41 million and capital expenditures 1.98 million, giving a free cash flow of 333.40 million.
| Operating Cash Flow | 331.41M |
| Capital Expenditures | 1.98M |
| Free Cash Flow | 333.40M |
| FCF Per Share | 501.03 |
Margins
| Gross Margin | n/a |
| Operating Margin | 36.85% |
| Pretax Margin | 36.99% |
| Profit Margin | 29.27% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 166.79% |
Dividends & Yields
This stock pays an annual dividend of 41.32, which amounts to a dividend yield of 5.62%.
| Dividend Per Share | 41.32 |
| Dividend Yield | 5.62% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | 1 |
| Payout Ratio | n/a |
| Buyback Yield | n/a |
| Shareholder Yield | 5.18% |
| Earnings Yield | 11.96% |
| FCF Yield | 68.13% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |