Bread Financial Holdings, Inc. (BFH)
| Market Cap | 3.80B +34.4% |
| Revenue (ttm) | 2.69B +7.3% |
| Net Income | 527.00M +14.0% |
| EPS | 12.47 +28.9% |
| Shares Out | 38.00M |
| PE Ratio | 8.01 |
| Forward PE | 7.36 |
| Dividend | $1.00 (1.00%) |
| Ex-Dividend Date | Nov 30, 2026 |
| Volume | 687,765 |
| Open | 100.67 |
| Previous Close | 102.45 |
| Day's Range | 98.69 - 102.91 |
| 52-Week Range | 59.26 - 114.53 |
| Beta | 1.18 |
| Analysts | Buy |
| Price Target | 115.25 (+15.38%) |
| Earnings Date | Oct 22, 2026 |
About BFH
Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, underwriting, and funding services for private label and co-brand credit card programs, as well as through Bread Pay partnerships. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs, and installment loans and split-pay products; a... [Read more]
Financial Performance
In 2025, Bread Financial Holdings's revenue was $2.60 billion, an increase of 6.64% compared to the previous year's $2.44 billion. Earnings were $518.00 million, an increase of 87.00%.
Financial StatementsAnalyst Summary
According to 17 analysts, the average rating for BFH stock is "Buy." The 12-month stock price target is $115.25, which is an increase of 15.38% from the latest price.
News
Bread Financial price target raised to $123 from $121 at Seaport Research
Seaport Research analyst Bill Ryan raised the firm’s price target on Bread Financial (BFH) to $123 from $121 and keeps a Buy rating on the shares. The firm notes the…
Bread Financial price target raised to $113 from $111 at TD Cowen
TD Cowen raised the firm’s price target on Bread Financial (BFH) to $113 from $111 and keeps a Hold rating on the shares. The firm updated its model following Better…
Bread Financial price target raised to $131 from $127 at BofA
BofA raised the firm’s price target on Bread Financial (BFH) to $131 from $127 and keeps a Buy rating on the shares. Shares underperforming following the Q3 print is due…
Bread Financial price target lowered to $107 from $110 at Barclays
Barclays lowered the firm’s price target on Bread Financial (BFH) to $107 from $110 and keeps an Equal Weight rating on the shares. The firm views the company’s Q3 results…
Bread Financial Holdings Earnings Call Transcript: Q3 2026
Q3 revenue rose 5% and loans grew 7%, while credit losses improved and FY2026 loss-rate guidance fell to 6.9%-7.0%. Deposit growth, bank consolidation, and renewed partner agreements supported funding and growth priorities.
Bread Financial Holdings Earnings release: Q3 2026
Bread Financial Holdings released its Q3 2026 earnings on October 22, 2026, summarizing the period's financial results.
Bread Financial Holdings Slides: Q3 2026
Bread Financial Holdings has posted slides in relation to its Q3 2026 quarterly earnings report, which was published on October 22, 2026.
Bread Financial, Sephora sign long-term renewal of credit, loyalty program
Bread Financial (BFH) announced a long-term renewal of its credit and loyalty program agreement with Sephora, one of the world’s beauty retailers. The renewal agreement reflects a shared commitment to...
Bread Financial Provides Performance Update for September 2026
COLUMBUS, Ohio, Oct. 22, 2026 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving ...
Bread Financial and Sephora Sign Long-Term Renewal to Advance Credit and Loyalty Experience
The renewal will support more personalized and rewarding experiences for Sephora customers and Beauty Insider members The renewal will support more personalized and rewarding experiences for Sephora c...
Bread Financial Reports Third Quarter 2026 Results
COLUMBUS, Ohio, Oct. 22, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, flexible payment, lending and saving so...
Bread Financial Declares Dividends on Preferred Stock and Increased Dividend on Common Stock
COLUMBUS, Ohio, Oct. 22, 2026 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending and saving s...
Bread Financial price target lowered to $121 from $123 at Seaport Research
Seaport Research analyst Bill Ryan lowered the firm’s price target on Bread Financial (BFH) to $121 from $123 and keeps a Buy rating on the shares. The firm sees upside…
Bread Financial price target lowered to $111 from $114 at TD Cowen
TD Cowen analyst Moshe Orenbuch lowered the firm’s price target on Bread Financial (BFH) to $111 from $114 and keeps a Hold rating on the shares. The firm adjusted targets…
Bread Financial Schedules Third Quarter 2026 Earnings Conference Call for Oct. 22
COLUMBUS, Ohio, Oct. 06, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending and saving...
Bread Financial price target raised to $110 from $109 at Barclays
Barclays analyst Terry Ma raised the firm’s price target on Bread Financial (BFH) to $110 from $109 and keeps an Equal Weight rating on the shares. The firm adjusted targets…
Bread Financial price target lowered to $118 from $120 at Evercore ISI
Evercore ISI lowered the firm’s price target on Bread Financial (BFH) to $118 from $120 and keeps an Outperform rating on the shares. The firm expects “relatively solid” Q3 results…
Bread Financial Holdings Transcript: Barclays 24th Annual Global Financial Services Conference
Quarterly results showed strong loan growth, resilient consumer spend, and improving credit metrics. Strategic moves, including a bank charter merger and capital optimization, enhance funding flexibility and efficiency. Technology investments, especially in AI, are driving productivity and innovation.
Bread Financial renews relationship with Signet Jewelers
Bread Financial (BFH) announced a long-term renewal of its relationship with Signet Jewelers (SIG). The renewed agreement builds on the longstanding relationship between the two companies and supports...
Bread Financial and Signet Jewelers Renew Longstanding Credit Card Program Agreement
COLUMBUS, Ohio, Sept. 15, 2026 (GLOBE NEWSWIRE) -- Bread Financial® (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions, tod...
Bread Financial Provides Performance Update for August 2026
COLUMBUS, Ohio, Sept. 15, 2026 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving...
Bread Financial initiated with an Equal Weight at Wells Fargo
Wells Fargo initiated coverage of Bread Financial (BFH) with an Equal Weight rating and $115 price target The firm wants to be “opportunistic” in buying Bread with the stock is…
Bread Financial to Participate in the Barclays 24th Annual Global Financial Services Conference
COLUMBUS, Ohio, Sept. 08, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and savi...
Fans Score More: NFL Extra Points American Express® Credit Card Now Available
Bread Financial® to continue as issuer for the NFL Extra Points Credit Card program, with majority of clubs transitioning to the American Express Network
Bread Financial upgraded to Outperform from Peer Perform at Wolfe Research
Wolfe Research upgraded Bread Financial (BFH) to Outperform from Peer Perform with a $130 price target The firm sees continued upside to near-term estimates as Bread’s growth accelerates, its expense…