Bread Financial Holdings, Inc. (BFH)

NYSE: BFH · Real-Time Price · USD
99.18
+0.69 (0.70%)
At close: Jul 15, 2026, 4:00 PM EDT
99.18
0.00 (0.00%)
After-hours: Jul 15, 2026, 4:10 PM EDT
Market Cap4.01B +51.4%
Revenue (ttm)2.64B +8.1%
Net Income559.00M +99.6%
EPS12.18 +118.8%
Shares Out 40.41M
PE Ratio8.10
Forward PE8.88
Dividend$0.92 (0.93%)
Ex-Dividend DateMay 29, 2026
Volume352,256
Open98.86
Previous Close98.49
Day's Range97.87 - 100.02
52-Week Range53.83 - 109.91
Beta1.13
AnalystsBuy
Price Target109.73 (+10.64%)
Earnings DateJul 23, 2026

About BFH

Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, underwriting, and funding services for private label and co-brand credit card programs, as well as through Bread Pay partnerships. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs, and installment loans and split-pay products; a... [Read more]

Sector Financials
Founded 1996
Employees 6,000
Stock Exchange NYSE
Ticker Symbol BFH
Full Company Profile

Financial Performance

In 2025, Bread Financial Holdings's revenue was $2.60 billion, an increase of 6.64% compared to the previous year's $2.44 billion. Earnings were $518.00 million, an increase of 87.00%.

Financial Statements

Analyst Summary

According to 17 analysts, the average rating for BFH stock is "Buy." The 12-month stock price target is $109.73, which is an increase of 10.64% from the latest price.

Price Target
$109.73
(10.64% upside)
Analyst Consensus: Buy
Stock Forecasts

News

Bread chief commercial officer Valerie Greer to retire

Bread Financial (BFH) announced executive leadership changes in its commercial organization. Chief commercial officer Valerie Greer has decided to retire from the company. She will remain with Bread F...

1 day ago - TheFly

Bread Financial Announces Executive Leadership Changes

COLUMBUS, Ohio, July 14, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® (NYSE: BFH), a tech-forward financial services company that provides simple, flexible payment, lending and saving solutions, today a...

1 day ago - GlobeNewsWire

Bread Financial price target lowered to $106 from $108 at BofA

BofA lowered the firm’s price target on Bread Financial (BFH) to $106 from $108 and keeps a Buy rating on the shares. The firm expects an improvement to the credit…

6 days ago - TheFly

Bread Financial price target raised to $120 from $94 at UBS

UBS raised the firm’s price target on Bread Financial (BFH) to $120 from $94 and keeps a Buy rating on the shares.

8 days ago - TheFly

Bread Financial Schedules Second Quarter 2026 Earnings Conference Call for Jul. 23

COLUMBUS, Ohio, July 07, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and savin...

8 days ago - GlobeNewsWire

Bread Financial price target raised to $108 from $94 at Goldman Sachs

Goldman Sachs raised the firm’s price target on Bread Financial (BFH) to $108 from $94 and keeps a Neutral rating on the shares.

8 days ago - TheFly

Bread Financial upgraded to Equal Weight from Underweight at Barclays

Barclays analyst Terry Ma upgraded Bread Financial (BFH) to Equal Weight from Underweight with a price target of $104, up from $70, citing better credit performance and loan growth heading…

8 days ago - TheFly

Bread Financial price target raised to $116 from $99 at Evercore ISI

Evercore ISI raised the firm’s price target on Bread Financial (BFH) to $116 from $99 and keeps an Outperform rating on the shares. Q2 regional bank and specialty finance EPS…

9 days ago - TheFly

Bread Financial price target raised to $132 from $105 at BTIG

BTIG raised the firm’s price target on Bread Financial (BFH) to $132 from $105 and keeps a Buy rating on the shares. The firm updated estimates and targets in the…

15 days ago - TheFly

Bread Financial price target raised to $115 from $105 at RBC Capital

RBC Capital raised the firm’s price target on Bread Financial (BFH) to $115 from $105 and keeps a Sector Perform rating on the shares after hosting its management team for…

4 weeks ago - TheFly

Bread Financial price target raised to $108 from $105 at BofA

BofA raised the firm’s price target on Bread Financial (BFH) to $108 from $105 and keeps a Buy rating on the shares. The firm noted the company’s “constructive” May updated,…

5 weeks ago - TheFly

Bread Financial Holdings Transcript: Morgan Stanley US Financials Conference 2026

Loan growth and credit performance are ahead of expectations, supported by new partner wins and disciplined risk management. Strategic transformation has strengthened capital, improved operational efficiency, and shifted the customer base to middle-income segments. Continued investment in technology and selective deal-making position the business for sustainable, profitable growth.

5 weeks ago - Transcripts

Bread Financial Provides Performance Update for May 2026

COLUMBUS, Ohio, June 10, 2026 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving ...

5 weeks ago - GlobeNewsWire

Bread Financial to Participate in the Morgan Stanley US Financials Conference

COLUMBUS, Ohio, June 03, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and savin...

6 weeks ago - GlobeNewsWire

Bread Financial initiated with a Buy at Loop Capital

Loop Capital analyst Dominick Gabriele last night initiated coverage of Bread Financial (BFH) with a Buy rating and $104 price target The firm sees a “stable to improving” trajectory for…

7 weeks ago - TheFly

Bread Financial initiated with a Buy at Loop Capital

Loop Capital initiated coverage of Bread Financial (BFH) with a Buy rating and $104 price target

7 weeks ago - TheFly

Bread Financial launches 2025 Sustainability Report

Annual report highlights key achievements across sustainability priorities Annual report highlights key achievements across sustainability priorities

2 months ago - GlobeNewsWire

NYSE Content Update: Armada Raises $230 Million, Boosts Valuation to $2 Billion

NYSE issues a pre-market daily advisory direct from the trading floor. NEW YORK, May 19, 2026 /PRNewswire/ -- The New York Stock Exchange (NYSE) provides a daily pre-market update directly from the NY...

Other symbols: CAVA
2 months ago - PRNewsWire

Bread Financial Provides Performance Update for April 2026

COLUMBUS, Ohio, May 15, 2026 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving s...

2 months ago - GlobeNewsWire

A 10.6% Contrarian Play On Gunlach's Private Credit Hysteria

Jeffrey Gundlach just made a scene at a very public investing conference. He blasted semi-liquid private credit funds, the $1.5 trillion corner of Wall Street that financial advisors have been quietly...

Other symbols: ARCCMAIN
2 months ago - Forbes

Bread Financial Announces Pricing of an Offering of Depositary Shares Representing Interests in Its Series B Preferred Stock

COLUMBUS, Ohio, May 05, 2026 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH) (“Bread Financial” or the “Company”) announced today the pricing of its previously announced underwritten pu...

2 months ago - GlobeNewsWire

Bread Financial Announces Launch of an Offering of Depositary Shares Representing Interests in Its Series B Preferred Stock

COLUMBUS, Ohio, May 05, 2026 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH) (“Bread Financial” or the “Company”) announced today the launch of an underwritten public offering of deposi...

2 months ago - GlobeNewsWire

Bread Financial price target raised to $99 from $87 at Evercore ISI

Evercore ISI raised the firm’s price target on Bread Financial (BFH) to $99 from $87 and keeps an Outperform rating on the shares.

2 months ago - TheFly

Yimutian Inc. Announces Plan to Implement Change in American Depositary Shares (ADS) to Ordinary Share Ratio

Yimutian plans to adjust its ADS conversion ratio from 1 ADS representing 25 Class A ordinary shares to 375, effective around May 18, US. Eastern time.

Other symbols: YMT
2 months ago - GlobeNewsWire

Bread Financial price target raised to $105 from $90 at RBC Capital

RBC Capital raised the firm’s price target on Bread Financial (BFH) to $105 from $90 and keeps a Sector Perform rating on the shares after its Q1 earnings. Results were…

2 months ago - TheFly