Community Financial System, Inc. (CBU)
| Market Cap | 3.41B +18.8% |
| Revenue (ttm) | 838.16M +10.9% |
| Net Income | 229.02M +17.2% |
| EPS | 4.31 +17.5% |
| Shares Out | 52.62M |
| PE Ratio | 15.05 |
| Forward PE | 13.36 |
| Dividend | $1.96 (3.02%) |
| Ex-Dividend Date | Sep 15, 2026 |
| Volume | 186,954 |
| Open | 64.48 |
| Previous Close | 64.03 |
| Day's Range | 64.07 - 65.19 |
| 52-Week Range | 53.46 - 71.11 |
| Beta | 0.79 |
| Analysts | Hold |
| Price Target | 70.17 (+8.15%) |
| Earnings Date | Jul 28, 2026 |
About CBU
Community Financial System, Inc. operates as the bank holding company for Community Bank, N.A. that provides various banking and other financial services to retail, commercial, institutional, and governmental customers. The company operates in four segments: Banking, Employee Benefit Services, Insurance Services and Wealth Management Services. The Banking Segment offers lending and depository-related products and services; treasury management solutions and payment processing services, as well as certain corporate overhead-related expenses to in... [Read more]
Financial Performance
In 2025, CBU's revenue was $796.66 million, an increase of 10.11% compared to the previous year's $723.53 million. Earnings were $211.33 million, an increase of 15.34%.
Financial StatementsAnalyst Summary
According to 6 analysts, the average rating for CBU stock is "Hold." The 12-month stock price target is $70.17, which is an increase of 8.15% from the latest price.
News
Community Financial price target raised to $71 from $66 at Piper Sandler
Piper Sandler raised the firm’s price target on Community Financial (CBU) to $71 from $66 and keeps an Overweight rating on the shares. The firm notes Q2 results profiled solid…
Community Financial price target lowered to $68 from $70 at Keefe Bruyette
Keefe Bruyette lowered the firm’s price target on Community Financial (CBU) to $68 from $70 and keeps a Market Perform rating on the shares.
Community Financial System Earnings Call Transcript: Q2 2026
Record quarter with strong net interest income, fee growth in banking, benefits, and wealth, and managed expenses. Insurance underperformed, but M&A pipeline is robust. Guidance calls for continued growth in loans, deposits, and net interest income, with margin expansion expected.
Community Financial System Earnings release: Q2 2026
Community Financial System released its Q2 2026 earnings on July 28, 2026, summarizing the period's financial results.
Community Financial System Quarterly report: Q2 2026
Community Financial System has published its Q2 2026 quarterly earnings report on July 28, 2026.
Community Financial System, Inc. Reports Second Quarter 2026 Results
SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System, Inc. Reports Second Quarter 2026 Results.
Community Financial System, Inc. Announces Increase to Its Quarterly Dividend Resulting in Its 34th Consecutive Year of Dividend Increases
SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System, Inc. Announces Increase to Its Quarterly Dividend Resulting in Its 34th Consecutive Year of Dividend Increases.
Community Financial System Announces Second Quarter 2026 Earnings Conference Call
SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System Announces Second Quarter 2026 Earnings Conference Call.
Community Financial System, Inc. Completes Acquisition of ClearPoint Federal Bank & Trust
SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System, Inc. Completes Acquisition of ClearPoint Federal Bank & Trust.
Community Financial System Transcript: AGM 2026
Shareholders reelected all board nominees, approved executive compensation, and ratified the auditor with strong majorities. 2025 saw double-digit earnings growth, expanded branch presence, and increased dividends for the 33rd year. No shareholder questions were submitted.
Community Financial System Slides: Investor presentation
Community Financial System has posted slides in relation to its latest quarterly earnings report, which was published on May 13, 2026.
Community Financial price target raised to $75 from $73 at Raymond James
Raymond James analyst Steve Moss raised the firm’s price target on Community Financial (CBU) to $75 from $73 and keeps a Strong Buy rating on the shares. Community Financial’s business…
Community Financial price target raised to $66 from $62 at Piper Sandler
Piper Sandler raised the firm’s price target on Community Financial (CBU) to $66 from $62 and keeps a Neutral rating on the shares. The firm notes the company’s PPNR beat…
Community Financial System Earnings Call Transcript: Q1 2026
First quarter saw strong organic growth, record operating EPS, and robust net interest income, with continued margin expansion and disciplined expense management. Segment performance was broad-based, and capital allocation remains focused on organic growth and targeted M&A.
Community Financial System Earnings release: Q1 2026
Community Financial System released its Q1 2026 earnings on April 29, 2026, summarizing the period's financial results.
Community Financial System Quarterly report: Q1 2026
Community Financial System has published its Q1 2026 quarterly earnings report on April 29, 2026.
Community Financial System, Inc. Reports First Quarter 2026 Results
SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System, Inc. Reports First Quarter 2026 Results.
Community Financial System, Inc. Announces Quarterly Dividend
SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System, Inc. Announces Quarterly Dividend.
Community Financial System Proxy statement: Proxy filing
Community Financial System filed a proxy statement on March 27, 2026, providing details for shareholder voting and corporate governance matters.
Community Financial System Proxy statement: Proxy filing
Community Financial System filed a proxy statement on March 27, 2026, providing details for shareholder voting and corporate governance matters.
Community Financial System Announces First Quarter 2026 Earnings Conference Call
SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System Announces First Quarter 2026 Earnings Conference Call.
Community Financial initiated with a Neutral at DA Davidson
DA Davidson last night initiated coverage of Community Financial (CBU) with a Neutral rating and $72 price target The firm cites the stock’s premium valuation for the Neutral rating. Published…
Community Financial initiated with a Neutral at DA Davidson
DA Davidson analyst Jake Civiello initiated coverage of Community Financial (CBU) with a Neutral rating and $72 price target
Community Financial System, Inc. Appoints Brenda M. Hall as New Independent Director
SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System, Inc. Appoints Brenda M. Hall as New Independent Director.
Community Financial System Earnings Call Transcript: Q4 2025
Delivered record Q4 and full-year results with double-digit revenue and earnings growth, strong loan and deposit expansion, and robust performance across all business lines. 2026 guidance calls for continued growth, with new acquisitions and branch expansions supporting future momentum.