First Capital Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	42.95	42.15	35.79	34.59	32.35	28.33
Net Interest Income Growth	19.87%	17.77%	3.48%	6.93%	14.17%	0.88%
Non-Interest Income	8.64	8.47	7.66	7.63	7.93	9.55
Non-Interest Income Growth	12.12%	10.57%	0.31%	-3.72%	-17.00%	11.07%
Revenues Before Loan Losses	51.59	50.62	43.45	42.22	40.27	37.88
Provision for Credit Losses	1.16	1.14	1.45	1.14	0.95	-0.33
Revenue	51.5	49.47	42	41.08	39.32	38.21
Revenue Growth (YoY)	20.12%	17.80%	2.23%	4.47%	2.92%	9.53%
Compensation Expenses	17.04	16.81	15.54	15	14.7	14.54
Selling, General & Admin	8.9	8.67	8.15	7.15	6.89	6.6
Other Non-Interest Expenses	4.19	4.09	4.14	3.88	3.5	3.39
Total Non-Interest Expense	30.13	29.56	27.83	26.03	25.09	24.53
Pretax Income	21.36	19.91	14.17	15.05	14.24	13.68
Provision for Income Taxes	3.89	3.53	2.22	2.25	2.32	2.24
Net Income	17.46	16.37	11.94	12.79	11.9	11.42
Minority Interest in Earnings	0.01	0.01	0.01	0.01	0.01	0.01
Net Income to Common	17.46	16.37	11.94	12.79	11.9	11.42
Net Income Growth	42.86%	37.08%	-6.65%	7.46%	4.18%	12.76%
Shares Outstanding (Basic)	3	3	3	3	3	3
Shares Outstanding (Diluted)	3	3	3	3	3	3
Shares Change (YoY)	-0.05%	0.06%	-0.03%	-0.23%	0.26%	-0.08%
EPS (Basic)	5.23	4.89	3.57	3.82	3.55	3.41
EPS (Diluted)	5.23	4.89	3.57	3.82	3.55	3.41
EPS Growth	42.90%	36.98%	-6.54%	7.61%	4.11%	12.91%
Shares Outstanding	3.35	3.34	3.35	3.35	3.37	3.37
Free Cash Flow	21.62	19.93	21.63	13.54	16.12	21.34
Free Cash Flow Growth	8.45%	-7.84%	59.78%	-16.01%	-24.49%	86.27%
Free Cash Flow Per Share	6.46	5.95	6.46	4.04	4.80	6.38
Dividends Per Share	1.220	1.200	1.120	1.080	1.040	1.040
Dividend Growth	1.67%	7.14%	3.70%	3.85%	-	8.33%
Profit Margin	33.93%	33.11%	28.46%	31.17%	30.30%	29.93%
FCF Margin	41.98%	40.29%	51.50%	32.95%	40.98%	55.86%
EBITDA	1.09	1.09	1.1	1.03	1.07	1.14
EBITDA Margin	2.11%	2.20%	2.61%	2.50%	2.72%	2.99%
Effective Tax Rate	18.20%	17.73%	15.64%	14.94%	16.30%	16.38%

SEC Filings: 10-K · 10-Q