First Capital, Inc. (FCAP)
NASDAQ: FCAP · Real-Time Price · USD
63.80
-0.90 (-1.39%)
At close: Oct 29, 2026, 4:00 PM EDT
64.29
+0.49 (0.77%)
After-hours: Oct 29, 2026, 4:17 PM EDT
First Capital Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 139.02 | 137.29 | 105.92 | 38.67 | 66.3 | 172.51 |
Investment Securities | 402.92 | 241.63 | 287.33 | 355.44 | 382.95 | 348.86 |
Mortgage-Backed Securities | - | 192.68 | 115.46 | 97.22 | 93.22 | 110.7 |
Total Investments | 402.92 | 434.31 | 402.79 | 452.66 | 476.16 | 459.56 |
Gross Loans | 685.9 | 664.45 | 640.68 | 622.6 | 609.42 | 516.02 |
Allowance for Loan Losses | -10.95 | -10.11 | -9.28 | -8.01 | -6.77 | -6.08 |
Other Adjustments to Gross Loans | - | -0.25 | -0.2 | -0.18 | -44.69 | -26.65 |
Net Loans | 674.95 | 654.1 | 631.2 | 614.41 | 557.96 | 483.29 |
Property, Plant & Equipment | - | 14.36 | 14.18 | 14.44 | 14.71 | 15.24 |
Goodwill | - | 6.47 | 6.47 | 6.47 | 6.47 | 6.47 |
Other Intangible Assets | - | - | 0.09 | 0.23 | 0.38 | 0.53 |
Loans Held for Sale | - | 1.46 | 0.47 | 0.8 | 0.79 | 2.41 |
Accrued Interest Receivable | - | 5.1 | 4.58 | 4.79 | 4.29 | 3.43 |
Other Real Estate Owned & Foreclosed | - | - | - | - | - | 0.04 |
Other Long-Term Assets | 57.95 | 17.07 | 20 | 23.58 | 22.51 | 11.15 |
Total Assets | 1,275 | 1,272 | 1,188 | 1,158 | 1,151 | 1,157 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accrued Expenses | - | 4.46 | 3.63 | 3.89 | 4.57 | 5.85 |
Interest Bearing Deposits | 1,129 | 833.54 | 825.65 | 787.28 | 800.25 | 784.58 |
Institutional Deposits | - | 69.4 | 42.8 | 32.4 | 5.3 | 8.3 |
Non-Interest Bearing Deposits | - | 220.05 | 197.99 | 205.54 | 254.84 | 242.69 |
Total Deposits | 1,129 | 1,123 | 1,066 | 1,025 | 1,060 | 1,036 |
Short-Term Borrowings | - | - | - | 21.5 | - | - |
Accrued Interest Payable | - | 2.2 | 1.92 | 1.21 | 0.12 | 0.1 |
Long-Term Leases | - | - | - | 0.02 | 0.04 | 0.06 |
Other Long-Term Liabilities | 9.73 | 4.44 | 0.82 | 0.7 | 1 | 1.1 |
Total Liabilities | 1,139 | 1,134 | 1,073 | 1,053 | 1,066 | 1,043 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 135.71 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 |
Additional Paid-In Capital | - | 41.82 | 41.68 | 41.59 | 41.64 | 41.68 |
Retained Earnings | - | 117.64 | 105.29 | 97.11 | 88.47 | 80.07 |
Treasury Stock | - | -9.88 | -9.28 | -9.22 | -8.69 | -8.67 |
Comprehensive Income & Other | - | -11.82 | -23.13 | -24.28 | -36.29 | 0.7 |
Total Common Equity | 135.71 | 137.8 | 114.6 | 105.23 | 85.16 | 113.83 |
Minority Interest | - | 0.11 | 0.11 | 0.11 | 0.11 | 0.11 |
Shareholders' Equity | 135.71 | 137.91 | 114.71 | 105.35 | 85.27 | 113.94 |
Total Liabilities & Equity | 1,275 | 1,272 | 1,188 | 1,158 | 1,151 | 1,157 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | - | - | - | 21.52 | 0.04 | 0.06 |
Net Cash (Debt) | 140.24 | 138.76 | 108.61 | 21.07 | 69.93 | 177.29 |
Net Cash Growth | 22.61% | 27.76% | 415.56% | -69.88% | -60.55% | -2.48% |
Net Cash Per Share | 41.98 | 41.45 | 32.46 | 6.29 | 20.84 | 52.98 |
Filing Date Shares Outstanding | 3.34 | 3.35 | 3.36 | 3.35 | 3.36 | 3.37 |
Total Common Shares Outstanding | 3.34 | 3.34 | 3.35 | 3.35 | 3.37 | 3.37 |
Book Value Per Share | 40.66 | 41.23 | 34.19 | 31.41 | 25.26 | 33.75 |
Tangible Book Value | 135.71 | 131.33 | 108.04 | 98.53 | 78.31 | 106.83 |
Tangible Book Value Per Share | 40.66 | 39.30 | 32.23 | 29.41 | 23.23 | 31.67 |