Five Star Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	161.39	151.91	119.71	110.88	103.07	77.61
Net Interest Income Growth	27.13%	26.89%	7.96%	7.58%	32.80%	19.02%
Non-Interest Income	6.82	6.54	6.45	7.51	7.16	7.28
Non-Interest Income Growth	14.05%	1.27%	-14.09%	4.95%	-1.69%	-21.74%
Revenues Before Loan Losses	168.2	158.44	126.16	118.39	110.23	84.89
Provision for Credit Losses	10.48	9.7	6.95	4	6.7	1.7
Revenue	157.73	148.74	119.21	114.39	103.53	83.19
Revenue Growth (YoY)	26.21%	24.77%	4.22%	10.49%	24.45%	26.99%
Compensation Expenses	40.18	37.89	31.71	27.1	22.57	19.83
Selling, General & Admin	16.33	15.8	13.12	11.21	9.53	9.52
Other Non-Interest Expenses	10.85	11.32	9.66	9.47	8.57	6.69
Total Non-Interest Expense	67.36	65.01	54.49	47.78	40.67	36.04
Pretax Income	90.37	83.73	64.72	66.62	62.86	47.15
Provision for Income Taxes	23.26	22.13	19.05	18.88	18.06	4.71
Net Income	67.12	61.61	45.67	47.73	44.8	42.44
Net Income to Common	67.12	61.61	45.67	47.73	44.8	42.44
Net Income Growth	39.39%	34.89%	-4.32%	6.55%	5.56%	18.13%
Shares Outstanding (Basic)	21	21	20	17	17	15
Shares Outstanding (Diluted)	21	21	20	17	17	15
Shares Change (YoY)	0.44%	5.29%	17.55%	0.13%	14.46%	49.02%
EPS (Basic)	3.15	2.90	2.26	2.78	2.61	2.83
EPS (Diluted)	3.15	2.90	2.26	2.78	2.61	2.83
EPS Growth	38.16%	28.32%	-18.70%	6.51%	-7.77%	-20.73%
Shares Outstanding	21.38	21.37	21.32	17.26	17.24	17.22
Free Cash Flow	74.8	71.42	51.16	38.26	45.49	27.94
Free Cash Flow Growth	4.75%	39.60%	33.71%	-15.90%	62.83%	-44.83%
Free Cash Flow Per Share	3.51	3.36	2.53	2.23	2.65	1.86
Dividends Per Share	0.900	0.850	0.800	0.800	0.600	0.450
Dividend Growth	5.88%	6.25%	-	33.33%	33.33%	-82.89%
Profit Margin	42.55%	41.42%	38.31%	41.73%	43.27%	51.02%
FCF Margin	47.43%	48.01%	42.91%	33.45%	43.94%	33.59%
EBITDA	2.35	2.25	1.88	1.61	1.64	0.61
EBITDA Margin	1.49%	1.51%	1.57%	1.41%	1.58%	0.73%
Effective Tax Rate	25.73%	26.42%	29.43%	28.34%	28.73%	9.98%

SEC Filings: 10-K · 10-Q