Five Star Bancorp Statistics
Total Valuation
FSBC has a market cap or net worth of $856.33 million. The enterprise value is $434.65 million.
Important Dates
The next confirmed earnings date is Monday, April 27, 2026, after market close.
| Earnings Date | Apr 27, 2026 |
| Ex-Dividend Date | Feb 2, 2026 |
Share Statistics
FSBC has 21.38 million shares outstanding. The number of shares has increased by 5.29% in one year.
| Current Share Class | 21.38M |
| Shares Outstanding | 21.38M |
| Shares Change (YoY) | +5.29% |
| Shares Change (QoQ) | +0.03% |
| Owned by Insiders (%) | 22.94% |
| Owned by Institutions (%) | 50.66% |
| Float | 14.75M |
Valuation Ratios
The trailing PE ratio is 14.04 and the forward PE ratio is 11.94.
| PE Ratio | 14.04 |
| Forward PE | 11.94 |
| PS Ratio | 5.75 |
| Forward PS | 4.42 |
| PB Ratio | 1.95 |
| P/TBV Ratio | 1.92 |
| P/FCF Ratio | 11.98 |
| P/OCF Ratio | 11.78 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 7.06 |
| EV / Sales | 2.92 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 6.09 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.20 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 14.63%.
| Return on Equity (ROE) | 14.63% |
| Return on Assets (ROA) | 1.40% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.44% |
| Revenue Per Employee | $624,958 |
| Profits Per Employee | $258,849 |
| Employee Count | 238 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FSBC has paid $22.13 million in taxes.
| Income Tax | 22.13M |
| Effective Tax Rate | 26.42% |
Stock Price Statistics
The stock price has increased by +53.93% in the last 52 weeks. The beta is 0.52, so FSBC's price volatility has been lower than the market average.
| Beta (5Y) | 0.52 |
| 52-Week Price Change | +53.93% |
| 50-Day Moving Average | 38.94 |
| 200-Day Moving Average | 35.06 |
| Relative Strength Index (RSI) | 64.76 |
| Average Volume (20 Days) | 76,534 |
Short Selling Information
The latest short interest is 317,373, so 1.48% of the outstanding shares have been sold short.
| Short Interest | 317,373 |
| Short Previous Month | 330,411 |
| Short % of Shares Out | 1.48% |
| Short % of Float | 2.15% |
| Short Ratio (days to cover) | 4.22 |
Income Statement
In the last 12 months, FSBC had revenue of $148.74 million and earned $61.61 million in profits. Earnings per share was $2.90.
| Revenue | 148.74M |
| Gross Profit | 148.74M |
| Operating Income | 85.68M |
| Pretax Income | 83.73M |
| Net Income | 61.61M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.90 |
Full Income StatementBalance Sheet
The company has $506.95 million in cash and $85.91 million in debt, with a net cash position of $421.04 million or $19.70 per share.
| Cash & Cash Equivalents | 506.95M |
| Total Debt | 85.91M |
| Net Cash | 421.04M |
| Net Cash Per Share | $19.70 |
| Equity (Book Value) | 445.83M |
| Book Value Per Share | 20.87 |
| Working Capital | -3.68B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $72.61 million and capital expenditures -$1.20 million, giving a free cash flow of $71.42 million.
| Operating Cash Flow | 72.61M |
| Capital Expenditures | -1.20M |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | 71.42M |
| FCF Per Share | $3.34 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 57.61% |
| Pretax Margin | 56.29% |
| Profit Margin | 41.42% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 48.01% |
Dividends & Yields
This stock pays an annual dividend of $1.00, which amounts to a dividend yield of 2.46%.
| Dividend Per Share | $1.00 |
| Dividend Yield | 2.46% |
| Dividend Growth (YoY) | 6.25% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 29.31% |
| Buyback Yield | -5.29% |
| Shareholder Yield | -2.82% |
| Earnings Yield | 7.20% |
| FCF Yield | 8.35% |
Dividend DetailsAnalyst Forecast
The average price target for FSBC is $40.75, which is 1.72% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $40.75 |
| Price Target Difference | 1.72% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 4 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
