Five Star Bancorp Statistics
Total Valuation
FSBC has a market cap or net worth of $1.13 billion. The enterprise value is $529.73 million.
| Market Cap | 1.13B |
| Enterprise Value | 529.73M |
Important Dates
The last earnings date was Wednesday, July 22, 2026, after market close.
| Earnings Date | Jul 22, 2026 |
| Ex-Dividend Date | Aug 3, 2026 |
Share Statistics
FSBC has 24.13 million shares outstanding. The number of shares has increased by 0.25% in one year.
| Current Share Class | 24.13M |
| Shares Outstanding | 24.13M |
| Shares Change (YoY) | +0.25% |
| Shares Change (QoQ) | +0.12% |
| Owned by Insiders (%) | 20.24% |
| Owned by Institutions (%) | 45.30% |
| Float | 17.52M |
Valuation Ratios
The trailing PE ratio is 13.85 and the forward PE ratio is 13.39.
| PE Ratio | 13.85 |
| Forward PE | 13.39 |
| PS Ratio | 6.74 |
| Forward PS | 5.28 |
| PB Ratio | 2.11 |
| P/TBV Ratio | 2.38 |
| P/FCF Ratio | 15.10 |
| P/OCF Ratio | 14.85 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 7.36 |
| EV / Sales | 3.16 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 7.08 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.14 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 16.17%.
| Return on Equity (ROE) | 16.17% |
| Return on Assets (ROA) | 1.47% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.58% |
| Revenue Per Employee | $704,239 |
| Profits Per Employee | $302,550 |
| Employee Count | 238 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FSBC has paid $24.36 million in taxes.
| Income Tax | 24.36M |
| Effective Tax Rate | 25.27% |
Stock Price Statistics
The stock price has increased by +53.88% in the last 52 weeks. The beta is 0.51, so FSBC's price volatility has been lower than the market average.
| Beta (5Y) | 0.51 |
| 52-Week Price Change | +53.88% |
| 50-Day Moving Average | 45.30 |
| 200-Day Moving Average | 39.37 |
| Relative Strength Index (RSI) | 46.74 |
| Average Volume (20 Days) | 219,855 |
Short Selling Information
The latest short interest is 675,151, so 2.80% of the outstanding shares have been sold short.
| Short Interest | 675,151 |
| Short Previous Month | 639,498 |
| Short % of Shares Out | 2.80% |
| Short % of Float | 3.85% |
| Short Ratio (days to cover) | 4.22 |
Income Statement
In the last 12 months, FSBC had revenue of $167.61 million and earned $72.01 million in profits. Earnings per share was $3.38.
| Revenue | 167.61M |
| Gross Profit | 167.61M |
| Operating Income | 98.52M |
| Pretax Income | 96.36M |
| Net Income | 72.01M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.38 |
Balance Sheet
The company has $685.07 million in cash and $85.38 million in debt, with a net cash position of $599.70 million or $24.86 per share.
| Cash & Cash Equivalents | 685.07M |
| Total Debt | 85.38M |
| Net Cash | 599.70M |
| Net Cash Per Share | $24.86 |
| Equity (Book Value) | 473.77M |
| Book Value Per Share | 22.14 |
| Working Capital | -4.06B |
Cash Flow
In the last 12 months, operating cash flow was $76.07 million and capital expenditures -$1.27 million, giving a free cash flow of $74.80 million.
| Operating Cash Flow | 76.07M |
| Capital Expenditures | -1.27M |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | 74.80M |
| FCF Per Share | $3.10 |
Margins
| Gross Margin | n/a |
| Operating Margin | 58.78% |
| Pretax Margin | 57.49% |
| Profit Margin | 42.96% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 47.43% |
Dividends & Yields
This stock pays an annual dividend of $1.00, which amounts to a dividend yield of 2.14%.
| Dividend Per Share | $1.00 |
| Dividend Yield | 2.14% |
| Dividend Growth (YoY) | 18.75% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 28.11% |
| Buyback Yield | -0.25% |
| Shareholder Yield | 1.89% |
| Earnings Yield | 6.38% |
| FCF Yield | 6.62% |
Analyst Forecast
The average price target for FSBC is $50.60, which is 4.68% higher than the current price. The consensus rating is "Buy".
| Price Target | $50.60 |
| Price Target Difference | 4.68% |
| Analyst Consensus | Buy |
| Analyst Count | 5 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |