Five Star Bancorp Statistics
Total Valuation
FSBC has a market cap or net worth of $905.28 million. The enterprise value is $346.45 million.
Important Dates
The last earnings date was Monday, April 27, 2026, after market close.
| Earnings Date | Apr 27, 2026 |
| Ex-Dividend Date | May 4, 2026 |
Share Statistics
FSBC has 21.38 million shares outstanding. The number of shares has increased by 0.41% in one year.
| Current Share Class | 21.38M |
| Shares Outstanding | 21.38M |
| Shares Change (YoY) | +0.41% |
| Shares Change (QoQ) | +0.11% |
| Owned by Insiders (%) | 22.84% |
| Owned by Institutions (%) | 50.80% |
| Float | 14.77M |
Valuation Ratios
The trailing PE ratio is 13.44 and the forward PE ratio is 11.71.
| PE Ratio | 13.44 |
| Forward PE | 11.71 |
| PS Ratio | 5.74 |
| Forward PS | 4.47 |
| PB Ratio | 1.97 |
| P/TBV Ratio | 1.97 |
| P/FCF Ratio | 12.10 |
| P/OCF Ratio | 11.90 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 5.16 |
| EV / Sales | 2.20 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 4.63 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.14 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 15.52%.
| Return on Equity (ROE) | 15.52% |
| Return on Assets (ROA) | 1.45% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.52% |
| Revenue Per Employee | $662,727 |
| Profits Per Employee | $282,000 |
| Employee Count | 238 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FSBC has paid $23.26 million in taxes.
| Income Tax | 23.26M |
| Effective Tax Rate | 25.73% |
Stock Price Statistics
The stock price has increased by +53.26% in the last 52 weeks. The beta is 0.53, so FSBC's price volatility has been lower than the market average.
| Beta (5Y) | 0.53 |
| 52-Week Price Change | +53.26% |
| 50-Day Moving Average | 39.77 |
| 200-Day Moving Average | 36.52 |
| Relative Strength Index (RSI) | 64.22 |
| Average Volume (20 Days) | 92,624 |
Short Selling Information
The latest short interest is 345,430, so 1.62% of the outstanding shares have been sold short.
| Short Interest | 345,430 |
| Short Previous Month | 380,126 |
| Short % of Shares Out | 1.62% |
| Short % of Float | 2.34% |
| Short Ratio (days to cover) | 3.54 |
Income Statement
In the last 12 months, FSBC had revenue of $157.73 million and earned $67.12 million in profits. Earnings per share was $3.15.
| Revenue | 157.73M |
| Gross Profit | 157.73M |
| Operating Income | 92.41M |
| Pretax Income | 90.37M |
| Net Income | 67.12M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.15 |
Full Income StatementBalance Sheet
The company has $644.46 million in cash and $85.62 million in debt, with a net cash position of $558.84 million or $26.14 per share.
| Cash & Cash Equivalents | 644.46M |
| Total Debt | 85.62M |
| Net Cash | 558.84M |
| Net Cash Per Share | $26.14 |
| Equity (Book Value) | 458.52M |
| Book Value Per Share | 21.45 |
| Working Capital | -3.78B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $76.07 million and capital expenditures -$1.27 million, giving a free cash flow of $74.80 million.
| Operating Cash Flow | 76.07M |
| Capital Expenditures | -1.27M |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | 74.80M |
| FCF Per Share | $3.50 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 58.59% |
| Pretax Margin | 57.30% |
| Profit Margin | 42.55% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 47.43% |
Dividends & Yields
This stock pays an annual dividend of $1.00, which amounts to a dividend yield of 2.38%.
| Dividend Per Share | $1.00 |
| Dividend Yield | 2.38% |
| Dividend Growth (YoY) | 12.50% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 28.57% |
| Buyback Yield | -0.41% |
| Shareholder Yield | 1.95% |
| Earnings Yield | 7.41% |
| FCF Yield | 8.26% |
Dividend DetailsAnalyst Forecast
The average price target for FSBC is $45.10, which is 6.62% higher than the current price. The consensus rating is "Buy".
| Price Target | $45.10 |
| Price Target Difference | 6.62% |
| Analyst Consensus | Buy |
| Analyst Count | 5 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
