Five Star Bancorp Statistics
Total Valuation
FSBC has a market cap or net worth of $457.05 million. The enterprise value is $384.83 million.
| Market Cap | 457.05M |
| Enterprise Value | 384.83M |
Important Dates
The next confirmed earnings date is Monday, April 29, 2024, after market close.
| Earnings Date | Apr 29, 2024 |
| Ex-Dividend Date | May 3, 2024 |
Share Statistics
FSBC has 20.80 million shares outstanding. The number of shares has increased by 0.07% in one year.
| Shares Outstanding | 20.80M |
| Shares Change (YoY) | +0.07% |
| Shares Change (QoQ) | -0.00% |
| Owned by Insiders (%) | 27.39% |
| Owned by Institutions (%) | 39.71% |
| Float | 12.91M |
Valuation Ratios
The trailing PE ratio is 7.90 and the forward PE ratio is 10.28.
| PE Ratio | 7.90 |
| Forward PE | 10.28 |
| PS Ratio | 4.00 |
| Forward PS | 3.83 |
| PB Ratio | 1.60 |
| P/FCF Ratio | 11.95 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 5.64, with an EV/FCF ratio of 10.06.
| EV / Earnings | 8.06 |
| EV / Sales | 3.36 |
| EV / EBITDA | 5.64 |
| EV / EBIT | 5.78 |
| EV / FCF | 10.06 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.87 |
| Debt / EBITDA | 3.65 |
| Debt / FCF | 6.52 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 17.50% and return on invested capital (ROIC) is 8.92%.
| Return on Equity (ROE) | 17.50% |
| Return on Assets (ROA) | 1.40% |
| Return on Capital (ROIC) | 8.92% |
| Revenue Per Employee | $635,506 |
| Profits Per Employee | $265,189 |
| Employee Count | 180 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FSBC has paid $18.88 million in taxes.
| Income Tax | 18.88M |
| Effective Tax Rate | 28.34% |
Stock Price Statistics
The stock price has increased by +12.96% in the last 52 weeks. The beta is 0.36, so FSBC's price volatility has been lower than the market average.
| Beta (1Y) | 0.36 |
| 52-Week Price Change | +12.96% |
| 50-Day Moving Average | 22.85 |
| 200-Day Moving Average | 22.67 |
| Relative Strength Index (RSI) | 45.93 |
| Average Volume (30 Days) | 39,622 |
Short Selling Information
The latest short interest is 93,372, so 0.45% of the outstanding shares have been sold short.
| Short Interest | 93,372 |
| Short Previous Month | 112,068 |
| Short % of Shares Out | 0.45% |
| Short % of Float | 0.72% |
| Short Ratio (days to cover) | 2.26 |
Income Statement
In the last 12 months, FSBC had revenue of $114.39 million and earned $47.73 million in profits. Earnings per share was $2.78.
| Revenue | 114.39M |
| Gross Profit | 114.39M |
| Operating Income | 66.62M |
| Pretax Income | 66.62M |
| Net Income | 47.73M |
| EBITDA | 68.23M |
| EBIT | 66.62M |
| Earnings Per Share (EPS) | $2.78 |
Balance Sheet
The company has $321.58 million in cash and $249.35 million in debt, giving a net cash position of $72.22 million or $3.47 per share.
| Cash & Cash Equivalents | 321.58M |
| Total Debt | 249.35M |
| Net Cash | 72.22M |
| Net Cash Per Share | $3.47 |
| Equity / Book Value | 285.77M |
| Book Value Per Share | 13.74 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $38.91 million and capital expenditures -$653,000, giving a free cash flow of $38.26 million.
| Operating Cash Flow | 38.91M |
| Capital Expenditures | -653,000 |
| Free Cash Flow | 38.26M |
| FCF Per Share | $2.22 |
Margins
Gross margin is 100.00%, with operating and profit margins of 58.24% and 41.73%.
| Gross Margin | 100.00% |
| Operating Margin | 58.24% |
| Pretax Margin | 58.24% |
| Profit Margin | 41.73% |
| EBITDA Margin | 59.64% |
| EBIT Margin | 58.24% |
| FCF Margin | 33.45% |
Dividends & Yields
This stock pays an annual dividend of $0.80, which amounts to a dividend yield of 3.64%.
| Dividend Per Share | $0.80 |
| Dividend Yield | 3.64% |
| Dividend Growth (YoY) | 23.08% |
| Years of Dividend Growth | 3 |
| Payout Ratio | 28.78% |
| Buyback Yield | -0.07% |
| Shareholder Yield | 3.58% |
| Earnings Yield | 10.44% |
| FCF Yield | 8.37% |
Analyst Forecast
The average price target for FSBC is $27.00, which is 22.90% higher than the current price. The consensus rating is "Buy".
| Price Target | $27.00 |
| Price Target Difference | 22.90% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |