Five Star Bancorp Statistics
Total Valuation
FSBC has a market cap or net worth of $1.09 billion. The enterprise value is $493.59 million.
| Market Cap | 1.09B |
| Enterprise Value | 493.59M |
Important Dates
The last earnings date was Monday, October 26, 2026, after market close.
| Earnings Date | Oct 26, 2026 |
| Ex-Dividend Date | Nov 2, 2026 |
Share Statistics
FSBC has 24.54 million shares outstanding. The number of shares has increased by 3.09% in one year.
| Current Share Class | 24.54M |
| Shares Outstanding | 24.54M |
| Shares Change (YoY) | +3.09% |
| Shares Change (QoQ) | +11.05% |
| Owned by Insiders (%) | 19.69% |
| Owned by Institutions (%) | 48.84% |
| Float | 17.85M |
Valuation Ratios
The trailing PE ratio is 12.54 and the forward PE ratio is 12.26.
| PE Ratio | 12.54 |
| Forward PE | 12.26 |
| PS Ratio | 6.08 |
| Forward PS | 4.93 |
| PB Ratio | 1.76 |
| P/TBV Ratio | 1.76 |
| P/FCF Ratio | 12.34 |
| P/OCF Ratio | 12.11 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 6.36 |
| EV / Sales | 2.76 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 5.60 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.14 |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.98 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 14.80%.
| Return on Equity (ROE) | 14.80% |
| Return on Assets (ROA) | 1.52% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.43% |
| Revenue Per Employee | $751,744 |
| Profits Per Employee | $325,933 |
| Employee Count | 238 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FSBC has paid $26.09 million in taxes.
| Income Tax | 26.09M |
| Effective Tax Rate | 25.16% |
Stock Price Statistics
The stock price has increased by +27.96% in the last 52 weeks. The beta is 0.49, so FSBC's price volatility has been lower than the market average.
| Beta (5Y) | 0.49 |
| 52-Week Price Change | +27.96% |
| 50-Day Moving Average | 44.22 |
| 200-Day Moving Average | 43.07 |
| Relative Strength Index (RSI) | 50.13 |
| Average Volume (20 Days) | 137,580 |
Short Selling Information
The latest short interest is 1.24 million, so 5.03% of the outstanding shares have been sold short.
| Short Interest | 1.24M |
| Short Previous Month | 1.28M |
| Short % of Shares Out | 5.03% |
| Short % of Float | 6.92% |
| Short Ratio (days to cover) | 8.26 |
Income Statement
In the last 12 months, FSBC had revenue of $178.92 million and earned $77.57 million in profits. Earnings per share was $3.53.
| Revenue | 178.92M |
| Gross Profit | 178.92M |
| Operating Income | 105.98M |
| Pretax Income | 103.66M |
| Net Income | 77.57M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.53 |
Balance Sheet
The company has $679.48 million in cash and $86.08 million in debt, with a net cash position of $593.41 million or $24.18 per share.
| Cash & Cash Equivalents | 679.48M |
| Total Debt | 86.08M |
| Net Cash | 593.41M |
| Net Cash Per Share | $24.18 |
| Equity (Book Value) | 617.21M |
| Book Value Per Share | 25.15 |
| Working Capital | -4.11B |
Cash Flow
In the last 12 months, operating cash flow was $89.76 million and capital expenditures -$1.70 million, giving a free cash flow of $88.07 million.
| Operating Cash Flow | 89.76M |
| Capital Expenditures | -1.70M |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | 88.07M |
| FCF Per Share | $3.59 |
Margins
| Gross Margin | n/a |
| Operating Margin | 59.24% |
| Pretax Margin | 57.94% |
| Profit Margin | 43.36% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 49.22% |
Dividends & Yields
This stock pays an annual dividend of $1.00, which amounts to a dividend yield of 2.26%.
| Dividend Per Share | $1.00 |
| Dividend Yield | 2.26% |
| Dividend Growth (YoY) | 25.00% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 28.31% |
| FCF Payout Ratio | 27.86% |
| Buyback Yield | -3.09% |
| Shareholder Yield | -0.83% |
| Earnings Yield | 7.97% |
| FCF Yield | 8.10% |
Analyst Forecast
The average price target for FSBC is $51.40, which is 16.03% higher than the current price. The consensus rating is "Buy".
| Price Target | $51.40 |
| Price Target Difference | 16.03% |
| Analyst Consensus | Buy |
| Analyst Count | 5 |
| Revenue Growth Forecast (3Y) | 17.14% |
| EPS Growth Forecast (3Y) | 13.27% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
| Graham Formula Value | |
| Graham Formula Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |