Five Star Bancorp (FSBC)
NASDAQ: FSBC · Real-Time Price · USD
46.75
-0.35 (-0.74%)
Aug 14, 2026, 4:00 PM EDT - Market closed
Five Star Bancorp Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 685.07 | 506.85 | 352.34 | 321.58 | 259.99 | 425.33 |
Investment Securities | 25.87 | 60.68 | 63.51 | 66.51 | 73.61 | 91.91 |
Trading Asset Securities | - | - | - | 0.01 | 0.02 | 0.09 |
Mortgage-Backed Securities | 82.05 | 48.42 | 50.85 | 57.31 | 61.67 | 82.05 |
Total Investments | 107.92 | 109.1 | 114.36 | 123.83 | 135.29 | 174.05 |
Gross Loans | 4,522 | 4,077 | 3,538 | 3,084 | 2,791 | 1,957 |
Allowance for Loan Losses | -47.34 | -44.41 | -37.79 | -34.43 | -28.39 | -23.24 |
Other Adjustments to Gross Loans | -2.25 | -2.09 | -1.92 | -2.26 | - | -22.12 |
Net Loans | 4,472 | 4,031 | 3,498 | 3,047 | 2,763 | 1,911 |
Property, Plant & Equipment | 12.47 | 12.91 | 7.83 | 6.91 | 5.59 | 1.77 |
Loans Held for Sale | - | - | - | 11.46 | 9.42 | 10.67 |
Accrued Interest Receivable | 55.49 | 11.9 | 10.29 | 8.97 | 7.45 | 5.33 |
Other Receivables | - | 22.48 | 14.08 | 13.61 | - | - |
Other Long-Term Assets | 28.76 | 46.1 | 41.23 | 44.48 | 35.6 | 21.67 |
Total Assets | 5,377 | 4,755 | 4,053 | 3,593 | 3,227 | 2,557 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 3,348 | 2,767 | 2,291 | 1,851 | 1,613 | 1,306 |
Institutional Deposits | 277.45 | 350.03 | 344.13 | 344.69 | 198.16 | 77.87 |
Non-Interest Bearing Deposits | 1,174 | 1,085 | 922.63 | 831.1 | 971.25 | 902.12 |
Total Deposits | 4,799 | 4,201 | 3,558 | 3,027 | 2,782 | 2,286 |
Short-Term Borrowings | - | - | - | 170.01 | 100.02 | 0.09 |
Current Portion of Leases | - | 2 | - | - | - | - |
Accrued Interest Payable | 17.43 | 21.34 | 17.16 | 29.85 | 14.34 | 0.02 |
Long-Term Debt | 74.11 | 74.04 | 73.9 | 73.75 | 73.61 | 28.39 |
Long-Term Leases | 11.26 | 9.88 | 6.86 | 5.6 | 4.24 | - |
Other Long-Term Liabilities | 1.1 | 0.7 | 0.75 | 1.25 | 0.13 | 7.32 |
Total Liabilities | 4,903 | 4,309 | 3,657 | 3,307 | 2,974 | 2,322 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 304.87 | 303.99 | 302.53 | 220.51 | 219.54 | 218.44 |
Retained Earnings | 178.32 | 150.99 | 106.46 | 77.04 | 46.74 | 17.17 |
Comprehensive Income & Other | -9.42 | -9.14 | -12.37 | -11.77 | -13.45 | -0.57 |
Shareholders' Equity | 473.77 | 445.83 | 396.62 | 285.77 | 252.83 | 235.05 |
Total Liabilities & Equity | 5,377 | 4,755 | 4,053 | 3,593 | 3,227 | 2,557 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 85.38 | 85.91 | 80.75 | 249.36 | 177.87 | 28.48 |
Net Cash (Debt) | 599.7 | 421.04 | 275.71 | 78.08 | 91.99 | 411.41 |
Net Cash Growth | 48.83% | 52.71% | 253.11% | -15.12% | -77.64% | 43.91% |
Net Cash Per Share | 28.14 | 19.79 | 13.65 | 4.54 | 5.36 | 27.44 |
Filing Date Shares Outstanding | 24.54 | 21.38 | 21.33 | 17.35 | 17.26 | 17.25 |
Total Common Shares Outstanding | 21.4 | 21.37 | 21.32 | 17.26 | 17.24 | 17.22 |
Book Value Per Share | 22.14 | 20.87 | 18.60 | 16.56 | 14.66 | 13.65 |
Tangible Book Value | 473.77 | 445.83 | 396.62 | 285.77 | 252.83 | 235.05 |
Tangible Book Value Per Share | 22.14 | 20.87 | 18.60 | 16.56 | 14.66 | 13.65 |