Five Star Bancorp (FSBC)

Five Star Bancorp Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr 16, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Cap	858	765	641	452	470	517
Market Cap Growth	44.63%	19.18%	41.99%	-3.81%	-9.11%	251.61%
Enterprise Value	434.65	838.57	715.39	525.54	543.28	545.13
Last Close Price	40.12	35.78	30.09	26.18	27.24	30.00
PE Ratio	14.04	12.34	13.31	9.42	10.44	10.60
Forward PE	11.94	11.13	12.26	11.09	9.47	14.61
PS Ratio	5.75	5.14	5.38	3.95	4.54	6.21
PB Ratio	1.95	1.71	1.62	1.58	1.86	2.20
P/TBV Ratio	1.91	1.71	1.53	1.58	1.85	1.91
P/FCF Ratio	11.98	10.71	12.54	11.81	10.32	18.49
P/OCF Ratio	11.78	10.53	12.39	11.61	10.22	18.03
EV/Sales Ratio	2.92	5.64	6.00	4.59	5.25	6.55
EV/EBITDA Ratio	-	373.19	381.13	326.02	332.08	898.08
EV/FCF Ratio	6.09	11.74	13.98	13.74	11.94	19.51
Debt / Equity Ratio	0.17	0.17	0.19	0.26	0.29	0.12
Debt / EBITDA Ratio	32.95	32.95	39.37	45.75	44.99	46.76
Debt / FCF Ratio	1.04	1.04	1.44	1.93	1.62	1.02
Net Debt / Equity Ratio	0.17	0.17	0.19	0.26	0.29	0.12
Net Debt / EBITDA Ratio	32.95	32.95	39.37	45.75	44.99	46.76
Net Debt / FCF Ratio	1.04	1.04	1.44	1.93	1.62	1.02
Asset Turnover	0.03	0.03	0.03	0.03	0.04	0.04
Return on Equity (ROE)	14.63%	14.63%	13.39%	17.73%	18.37%	23.01%
Earnings Yield	7.20%	8.11%	7.51%	10.62%	9.58%	9.43%
FCF Yield	8.35%	9.34%	7.97%	8.47%	9.69%	5.41%
Dividend Yield	2.46%	2.25%	2.68%	2.88%	3.28%	11.55%
Payout Ratio	29.31%	27.73%	35.57%	27.11%	34.15%	122.39%
Buyback Yield / Dilution	-5.29%	-5.29%	-17.56%	-0.13%	-14.46%	-49.02%
Total Shareholder Return	-2.83%	-3.04%	-14.88%	2.75%	-11.18%	-37.47%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q