Five Star Bancorp (FSBC)

NASDAQ: FSBC · Real-Time Price · USD

43.90

+0.77 (1.79%)

Oct 16, 2026, 9:47 AM EDT - Market open

Five Star Bancorp Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	167.61	148.74	119.21	114.39	103.53	83.19
Revenue Growth	26.85%	24.77%	4.22%	10.49%	24.45%	26.99%
Net Income	72.01	61.61	45.67	47.73	44.8	42.44
Earnings Per Share	3.38	2.90	2.26	2.78	2.61	2.83
EPS Growth	38.58%	28.32%	-18.70%	6.51%	-7.77%	-20.73%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	685.07	506.95	356.46	327.44	269.86	439.89
Total Debt	85.38	85.91	80.75	249.36	177.87	28.48
Net Cash (Debt)	599.7	421.04	275.71	78.08	91.99	411.41
Net Cash Growth	48.83%	52.71%	253.11%	-15.12%	-77.64%	43.91%
Net Cash Per Share	28.14	19.79	13.65	4.54	5.36	27.44

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	81.96	72.61	51.79	38.91	45.98	28.66
Capital Expenditures	-1.46	-1.2	-0.63	-0.65	-0.48	-0.72
Free Cash Flow	80.49	71.42	51.16	38.26	45.49	27.94
Free Cash Flow Growth	18.17%	39.60%	33.71%	-15.90%	62.83%	-44.83%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	42.96%	41.42%	38.31%	41.73%	43.28%	51.02%
FCF Margin	48.02%	48.01%	42.91%	33.45%	43.94%	33.59%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 16, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.000	0.850	0.800	0.800	0.600	0.450
Dividend Per Share Growth	18.75%	6.25%	0%	33.33%	33.33%	-82.89%
Dividend Yield	2.31%	2.38%	2.66%	3.06%	2.20%	1.50%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 16, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	12.83	12.41	14.05	9.47	10.49	12.18
Forward PE	12.50	11.13	12.26	11.09	9.47	14.61
P/FCF Ratio	13.15	10.71	12.54	11.81	10.33	18.49
PS Ratio	6.31	5.14	5.38	3.95	4.54	6.21