Five Star Bancorp (FSBC)

NASDAQ: FSBC · Real-Time Price · USD

44.67

-0.62 (-1.37%)

Nov 5, 2026, 11:29 AM EST - Market open

Five Star Bancorp Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	178.92	148.74	119.21	114.39	103.53	83.19
Revenue Growth	26.06%	24.77%	4.22%	10.49%	24.45%	26.99%
Net Income	77.57	61.61	45.67	47.73	44.8	42.44
Earnings Per Share	3.53	2.90	2.26	2.78	2.61	2.83
EPS Growth	31.09%	28.32%	-18.70%	6.51%	-7.77%	-20.73%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	679.48	506.95	356.46	327.44	269.86	439.89
Total Debt	86.08	85.91	80.75	249.36	177.87	28.48
Net Cash (Debt)	593.41	421.04	275.71	78.08	91.99	411.41
Net Cash Growth	19.61%	52.71%	253.11%	-15.12%	-77.64%	43.91%
Net Cash Per Share	27.08	19.79	13.65	4.54	5.36	27.44

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-	72.61	51.79	38.91	45.98	28.66
Capital Expenditures	-	-1.2	-0.63	-0.65	-0.48	-0.72
Free Cash Flow	-	71.42	51.16	38.26	45.49	27.94
Free Cash Flow Growth	-	39.60%	33.71%	-15.90%	62.83%	-44.83%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	43.36%	41.42%	38.31%	41.73%	43.28%	51.02%
FCF Margin	-	48.01%	42.91%	33.45%	43.94%	33.59%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 5, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.000	0.850	0.800	0.800	0.600	0.450
Dividend Per Share Growth	25.00%	6.25%	0%	33.33%	33.33%	-82.89%
Dividend Yield	2.18%	2.38%	2.66%	3.06%	2.20%	1.50%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 5, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	12.64	12.41	14.05	9.47	10.49	12.18
Forward PE	12.67	11.13	12.26	11.09	9.47	14.61
P/FCF Ratio	13.81	10.71	12.54	11.81	10.33	18.49
PS Ratio	6.21	5.14	5.38	3.95	4.54	6.21