HealthEquity, Inc. (HQY)
NASDAQ: HQY · Real-Time Price · USD
87.99
-2.53 (-2.79%)
At close: May 29, 2026, 4:00 PM EDT
87.00
-0.99 (-1.13%)
After-hours: May 29, 2026, 6:54 PM EDT
HealthEquity Income Statement
Financials in millions USD. Fiscal year is February - January.
Millions USD. Fiscal year is Feb - Jan.
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Apr '26 Apr 30, 2026 | Jan '26 Jan 31, 2026 | Jan '25 Jan 31, 2025 | Jan '24 Jan 31, 2024 | Jan '23 Jan 31, 2023 | Jan '22 Jan 31, 2022 |
| 1,337 | 1,313 | 1,200 | 999.59 | 861.75 | 756.56 | |
Revenue Growth (YoY) | 7.58% | 9.47% | 20.03% | 16.00% | 13.90% | 3.13% |
Cost of Revenue | 392.11 | 400.31 | 422.52 | 376.95 | 369.81 | 331.79 |
Gross Profit | 945.12 | 913.12 | 777.26 | 622.64 | 491.94 | 424.77 |
Selling, General & Admin | 221.62 | 215.17 | 223 | 182.93 | 166.32 | 144.04 |
Depreciation & Amortization Expenses | 107.47 | 107.95 | 111.88 | 92.76 | 94.59 | 82.79 |
Research & Development | 268.84 | 262.51 | 239.51 | 218.81 | 193.38 | 157.36 |
Other Operating Expenses | 4.86 | 5.02 | 40.54 | 10.44 | 28.6 | 64.81 |
Total Operating Expenses | 602.79 | 590.66 | 614.93 | 504.94 | 482.88 | 449 |
Operating Income | 342.33 | 322.46 | 162.33 | 117.7 | 9.06 | -24.24 |
Interest Expense | -54.86 | -57.13 | -60.63 | -55.46 | -48.42 | -36.57 |
Other Non-Operating Income (Expense) | 11.42 | 12.11 | 14.33 | 12.8 | 1.27 | -5.93 |
Total Non-Operating Income (Expense) | -43.44 | -45.02 | -46.3 | -42.66 | -47.15 | -42.5 |
Pretax Income | 298.89 | 277.43 | 116.03 | 75.04 | -38.1 | -66.74 |
Provision for Income Taxes | 68.19 | 62.23 | 19.33 | 19.33 | -11.95 | -22.45 |
Net Income | 119.16 | 215.2 | 96.7 | 55.71 | -26.14 | -44.29 |
Net Income to Common | 119.16 | 215.2 | 96.7 | 55.71 | -26.14 | -44.29 |
Net Income Growth | 48.43% | 122.54% | 73.58% | - | - | - |
Shares Outstanding (Basic) | 86 | 86 | 87 | 86 | 84 | 83 |
Shares Outstanding (Diluted) | 87 | 87 | 89 | 87 | 84 | 83 |
Shares Change (YoY) | -2.34% | -1.52% | 2.15% | 2.98% | 1.57% | 9.85% |
EPS (Basic) | 2.69 | 2.50 | 1.11 | 0.65 | -0.31 | -0.53 |
EPS (Diluted) | 2.67 | 2.46 | 1.09 | 0.64 | -0.31 | -0.53 |
EPS Growth | 94.89% | 125.69% | 70.31% | - | - | - |
Shares Outstanding | 83.93 | 85.01 | 86.54 | 86.13 | 84.76 | 83.78 |
Free Cash Flow | 487.64 | 455.13 | 337.77 | 241.13 | 147.28 | 132.09 |
Free Cash Flow Growth | 7.14% | 34.74% | 40.08% | 63.73% | 11.50% | -21.62% |
Free Cash Flow Per Share | 5.64 | 5.20 | 3.80 | 2.77 | 1.74 | 1.59 |
Gross Margin | 70.68% | 69.52% | 64.78% | 62.29% | 57.09% | 56.14% |
Operating Margin | 25.60% | 24.55% | 13.53% | 11.77% | 1.05% | -3.20% |
Profit Margin | 8.34% | 16.38% | 8.06% | 5.57% | -3.03% | -5.85% |
FCF Margin | 36.47% | 34.65% | 28.15% | 24.12% | 17.09% | 17.46% |
EBITDA | 496.46 | 477.11 | 324.79 | 270.78 | 170.26 | 112.95 |
EBITDA Margin | 37.13% | 36.33% | 27.07% | 27.09% | 19.76% | 14.93% |
EBIT | 342.33 | 322.46 | 162.33 | 117.7 | 9.06 | -24.24 |
EBIT Margin | 25.60% | 24.55% | 13.53% | 11.77% | 1.05% | -3.20% |
Effective Tax Rate | 22.81% | 22.43% | 16.66% | 25.76% | 31.38% | 33.64% |