HealthEquity Ratios and Metrics

Market cap in millions USD. Fiscal year is February - January.

Millions USD. Fiscal year is Feb - Jan.

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	May '26 May 26, 2026	Jan '26 Jan 31, 2026	Jan '25 Jan 31, 2025	Jan '24 Jan 31, 2024	Jan '23 Jan 31, 2023	Jan '22 Jan 31, 2022
Market Cap	7,371	7,283	9,555	6,509	5,158	4,477
Market Cap Growth	-6.70%	-23.79%	46.79%	26.21%	15.20%	-30.56%
Enterprise Value	8,123	7,955	10,358	7,029	5,870	5,239
Last Close Price	87.25	85.67	110.42	75.58	60.85	53.44
PE Ratio	35.47	34.83	101.30	118.09	-	-
Forward PE	18.86	19.75	31.70	28.55	36.76	40.27
PEG Ratio	1.40	1.16	1.28	1.17	1.33	3.58
PS Ratio	5.67	5.54	7.96	6.51	5.98	5.92
PB Ratio	3.55	3.46	4.52	3.20	2.72	2.42
P/TBV Ratio	3.62	3.56	4.64	3.23	2.71	2.40
P/FCF Ratio	16.35	16.00	28.29	27.00	35.02	33.90
P/OCF Ratio	16.28	15.93	28.12	26.81	34.24	31.75
EV/Sales Ratio	6.18	6.06	8.63	7.03	6.81	6.92
EV/EBITDA Ratio	16.85	16.67	31.89	25.96	34.48	46.38
EV/EBIT Ratio	24.81	24.67	63.81	59.72	648.13	-
EV/FCF Ratio	17.85	17.48	30.67	29.15	39.86	39.66
Debt / Equity Ratio	0.47	0.47	0.52	0.45	0.51	0.53
Debt / EBITDA Ratio	2.10	2.10	3.41	3.45	5.84	8.93
Debt / FCF Ratio	2.20	2.20	3.28	3.87	6.75	7.63
Net Debt / Equity Ratio	0.32	0.32	0.38	0.26	0.39	0.42
Net Debt / EBITDA Ratio	1.43	1.43	2.50	1.95	4.35	6.93
Net Debt / FCF Ratio	1.50	1.50	2.41	2.19	5.03	5.93
Asset Turnover	0.39	0.38	0.36	0.32	0.28	0.26
Quick Ratio	2.82	2.82	2.65	4.35	2.68	2.04
Current Ratio	3.27	3.27	3.06	4.76	2.92	2.29
Return on Equity (ROE)	5.26%	10.19%	4.66%	2.83%	-1.39%	-2.74%
Return on Assets (ROA)	7.38%	7.33%	4.09%	2.80%	0.20%	-0.55%
Return on Invested Capital (ROIC)	8.49%	8.45%	4.78%	3.25%	0.23%	-0.64%
Return on Capital Employed (ROCE)	9.92%	9.90%	5.12%	3.92%	0.31%	-0.89%
Earnings Yield	2.89%	2.87%	0.99%	0.85%	-	-
FCF Yield	6.12%	6.25%	3.53%	3.70%	2.86%	2.95%
Buyback Yield / Dilution	1.52%	1.53%	-2.15%	-2.98%	-1.57%	-9.85%
Total Shareholder Return	1.52%	1.53%	-2.15%	-2.98%	-1.57%	-9.85%

Updated Mar 17, 2026. Data Source: Fiscal.ai. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q