HealthEquity Ratios and Metrics

Market cap in millions USD. Fiscal year is February - January.

Millions USD. Fiscal year is Feb - Jan.

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Apr '26 Apr 14, 2026	Jan '26 Jan 31, 2026	Jan '25 Jan 31, 2025	Jan '24 Jan 31, 2024	Jan '23 Jan 31, 2023	Jan '22 Jan 31, 2022
Market Cap	6,873	7,283	9,555	6,509	5,158	4,477
Market Cap Growth	-8.62%	-23.79%	46.79%	26.21%	15.20%	-30.56%
Enterprise Value	7,556	7,955	10,358	7,029	5,870	5,239
Last Close Price	81.36	85.67	110.42	75.58	60.85	53.44
PE Ratio	33.07	34.83	101.30	118.09	-196.29	-100.83
Forward PE	17.59	19.75	31.70	28.55	36.76	40.27
PEG Ratio	1.29	1.16	1.28	1.17	1.33	3.58
PS Ratio	5.23	5.54	7.96	6.51	5.98	5.92
PB Ratio	3.28	3.46	4.52	3.20	2.72	2.42
P/TBV Ratio	3.37	3.56	4.64	3.23	2.71	2.40
P/FCF Ratio	15.10	16.00	28.29	27.00	35.02	33.90
P/OCF Ratio	15.04	15.93	28.12	26.81	34.24	31.75
EV/Sales Ratio	5.75	6.06	8.63	7.03	6.81	6.92
EV/EBITDA Ratio	15.67	16.67	31.89	25.96	34.48	46.38
EV/EBIT Ratio	23.07	24.67	63.81	59.72	648.13	-216.15
EV/FCF Ratio	16.60	17.48	30.67	29.15	39.86	39.66
Debt / Equity Ratio	0.47	0.47	0.52	0.45	0.51	0.53
Debt / EBITDA Ratio	2.10	2.10	3.41	3.45	5.84	8.93
Debt / FCF Ratio	2.20	2.20	3.28	3.87	6.75	7.63
Net Debt / Equity Ratio	0.32	0.32	0.38	0.26	0.39	0.42
Net Debt / EBITDA Ratio	1.43	1.43	2.50	1.95	4.35	6.93
Net Debt / FCF Ratio	1.50	1.50	2.41	2.19	5.03	5.93
Asset Turnover	0.39	0.38	0.36	0.32	0.28	0.26
Quick Ratio	2.82	2.82	2.65	4.35	2.68	2.04
Current Ratio	3.27	3.27	3.06	4.76	2.92	2.29
Return on Equity (ROE)	10.15%	10.19%	4.66%	2.83%	-1.39%	-2.74%
Return on Assets (ROA)	7.38%	7.33%	4.09%	2.80%	0.20%	-0.55%
Return on Invested Capital (ROIC)	8.49%	8.45%	4.78%	3.25%	0.23%	-0.64%
Return on Capital Employed (ROCE)	9.92%	9.90%	5.12%	3.92%	0.31%	-0.89%
Earnings Yield	3.13%	2.87%	0.99%	0.85%	-0.51%	-0.99%
FCF Yield	6.62%	6.25%	3.53%	3.70%	2.86%	2.95%
Buyback Yield / Dilution	1.52%	1.53%	-2.15%	-2.98%	-1.57%	-9.85%
Total Shareholder Return	1.52%	1.53%	-2.15%	-2.98%	-1.57%	-9.85%

Updated Mar 17, 2026. Data Source: Fiscal.ai. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q