HealthEquity, Inc. (HQY)
NASDAQ: HQY · Real-Time Price · USD
94.54
+1.88 (2.03%)
Sep 10, 2026, 12:52 PM EDT - Market open
HealthEquity Cash Flow Statement
Financials in millions USD. Fiscal year is February - January.
Millions USD. Fiscal year is Feb - Jan.
Operating Activities
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 31, 2026 | Jan '26 Jan 31, 2026 | Jan '25 Jan 31, 2025 | Jan '24 Jan 31, 2024 | Jan '23 Jan 31, 2023 | Jan '22 Jan 31, 2022 |
Net Income | 236.49 | 215.2 | 96.7 | 55.71 | -26.14 | -44.29 |
Depreciation & Amortization | 157.63 | 154.66 | 162.45 | 153.08 | 161.2 | 137.19 |
Other Amortization | 1.1 | 1.08 | 2.07 | 2.85 | 3.26 | 4.45 |
Asset Writedown & Restructuring Costs | - | - | - | - | - | 11.25 |
Loss (Gain) From Sale of Investments | - | - | - | - | - | -1.68 |
Stock-Based Compensation | 81.28 | 73.06 | 96.43 | 77.15 | 62.61 | 52.75 |
Other Operating Activities | 28.16 | 39.71 | -11.26 | -12.84 | -16.91 | -20.3 |
Change in Accounts Receivable | -11.03 | -5.69 | -13.11 | -8.06 | -9.57 | -11.2 |
Change in Accounts Payable | -8.1 | 1.71 | 8.89 | -0.2 | -26.67 | -2.18 |
Change in Other Net Operating Assets | 4.65 | -22.64 | -2.31 | -24.87 | 2.87 | 15.01 |
Operating Cash Flow | 490.18 | 457.09 | 339.86 | 242.83 | 150.65 | 141 |
Operating Cash Flow Growth | 33.60% | 34.50% | 39.96% | 61.19% | 6.85% | -22.37% |
Investing Activities
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 31, 2026 | Jan '26 Jan 31, 2026 | Jan '25 Jan 31, 2025 | Jan '24 Jan 31, 2024 | Jan '23 Jan 31, 2023 | Jan '22 Jan 31, 2022 |
Capital Expenditures | -2.45 | -1.97 | -2.08 | -1.69 | -3.37 | -8.91 |
Cash Acquisitions | - | - | - | - | - | -504.53 |
Sale (Purchase) of Intangibles | -51.06 | -46.81 | -503.37 | -44.38 | -115.76 | -128.17 |
Investment in Securities | - | - | - | - | - | 2.37 |
Other Investing Activities | -6.12 | 1.64 | - | - | - | - |
Investing Cash Flow | -59.64 | -47.14 | -505.45 | -46.07 | -119.13 | -639.25 |
Financing Activities
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 31, 2026 | Jan '26 Jan 31, 2026 | Jan '25 Jan 31, 2025 | Jan '24 Jan 31, 2024 | Jan '23 Jan 31, 2023 | Jan '22 Jan 31, 2022 |
Long-Term Debt Issued | - | - | 736.88 | - | - | 950 |
Long-Term Debt Repaid | - | -100 | -561.88 | -54.38 | -8.75 | -1,003 |
Net Debt Issued (Repaid) | -76.88 | -100 | 175 | -54.38 | -8.75 | -53.13 |
Issuance of Common Stock | 1.63 | 11.41 | 9.43 | 6.47 | 6.68 | 466.39 |
Repurchase of Common Stock | -404.5 | -299.25 | -121.49 | - | - | - |
Other Financing Activities | 0.75 | 0.87 | -5.37 | 0.87 | -0.6 | -18.41 |
Financing Cash Flow | -479 | -386.98 | 57.57 | -47.04 | -2.67 | 394.86 |
Net Cash Flow
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 31, 2026 | Jan '26 Jan 31, 2026 | Jan '25 Jan 31, 2025 | Jan '24 Jan 31, 2024 | Jan '23 Jan 31, 2023 | Jan '22 Jan 31, 2022 |
Net Cash Flow | -48.46 | 22.98 | -108.03 | 149.71 | 28.85 | -103.39 |
Free Cash Flow
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 31, 2026 | Jan '26 Jan 31, 2026 | Jan '25 Jan 31, 2025 | Jan '24 Jan 31, 2024 | Jan '23 Jan 31, 2023 | Jan '22 Jan 31, 2022 |
Free Cash Flow | 487.73 | 455.13 | 337.77 | 241.13 | 147.28 | 132.09 |
Free Cash Flow Growth | 33.47% | 34.74% | 40.08% | 63.73% | 11.50% | -21.62% |
Free Cash Flow Margin | 35.81% | 34.65% | 28.15% | 24.12% | 17.09% | 17.46% |
Free Cash Flow Per Share | 5.69 | 5.20 | 3.80 | 2.77 | 1.74 | 1.59 |
Levered Free Cash Flow | 397.51 | 338.05 | -145.32 | 211.89 | 69.65 | 69.7 |
Unlevered Free Cash Flow | 429.23 | 372.68 | -109.49 | 243.69 | 96.65 | 88.11 |
Additional Metrics
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 31, 2026 | Jan '26 Jan 31, 2026 | Jan '25 Jan 31, 2025 | Jan '24 Jan 31, 2024 | Jan '23 Jan 31, 2023 | Jan '22 Jan 31, 2022 |
Cash Interest Paid | 47.23 | 52.25 | 58.59 | 49.56 | 43.57 | 16.11 |
Cash Income Tax Paid | 37.12 | 8.04 | 26.07 | 35.35 | 1.53 | -5.63 |
Change in Working Capital | -14.48 | -26.62 | -6.53 | -33.13 | -33.37 | 1.63 |