HealthEquity, Inc. (HQY)
NASDAQ: HQY · Real-Time Price · USD
94.54
+1.88 (2.03%)
Sep 10, 2026, 12:52 PM EDT - Market open
HealthEquity Balance Sheet
Financials in millions USD. Fiscal year is February - January.
Millions USD. Fiscal year is Feb - Jan.
Assets
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 31, 2026 | Jan '26 Jan 31, 2026 | Jan '25 Jan 31, 2025 | Jan '24 Jan 31, 2024 | Jan '23 Jan 31, 2023 | Jan '22 Jan 31, 2022 |
Cash & Equivalents | 256 | 318.93 | 295.95 | 403.98 | 254.27 | 225.41 |
Cash & Short-Term Investments | 256 | 318.93 | 295.95 | 403.98 | 254.27 | 225.41 |
Cash Growth | -15.92% | 7.76% | -26.74% | 58.88% | 12.80% | -31.44% |
Receivables | 122.19 | 123.7 | 118.01 | 104.89 | 96.84 | 87.43 |
Prepaid Expenses | 82.01 | 69.66 | 63.8 | 31.2 | 20.1 | 20.6 |
Other Current Assets | - | - | - | 17.36 | 11.69 | 17.9 |
Total Current Assets | 460.2 | 512.28 | 477.75 | 557.44 | 382.89 | 351.34 |
Property, Plant & Equipment | 37.7 | 39.49 | 46.42 | 54.39 | 69.32 | 86.99 |
Goodwill | 1,648 | 1,648 | 1,648 | 1,648 | 1,648 | 1,646 |
Other Intangible Assets | 1,048 | 1,097 | 1,205 | 835.95 | 936.36 | 973.14 |
Long-Term Deferred Charges | 5.1 | 5.9 | 7.7 | 2.5 | 3.4 | 4.4 |
Other Long-Term Assets | 72.42 | 77.35 | 63.87 | 65.37 | 48.78 | 45.41 |
Total Assets | 3,271 | 3,380 | 3,449 | 3,164 | 3,089 | 3,107 |
Liabilities
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 31, 2026 | Jan '26 Jan 31, 2026 | Jan '25 Jan 31, 2025 | Jan '24 Jan 31, 2024 | Jan '23 Jan 31, 2023 | Jan '22 Jan 31, 2022 |
Accounts Payable | 8.59 | 12.16 | 14.36 | 12.04 | 13.9 | 27.54 |
Accrued Expenses | 97.34 | 127.85 | 131.96 | 95.65 | 89.5 | 104.73 |
Current Portion of Long-Term Debt | - | - | - | - | 17.5 | 8.75 |
Current Portion of Leases | 9.97 | 9.91 | 10 | 9.4 | 10.16 | 12.17 |
Other Current Liabilities | 37.87 | 6.94 | - | - | - | - |
Total Current Liabilities | 153.78 | 156.85 | 156.32 | 117.09 | 131.06 | 153.19 |
Long-Term Debt | 931.06 | 957.38 | 1,056 | 874.97 | 907.84 | 922.08 |
Long-Term Leases | 29.98 | 34.19 | 42.22 | 48.77 | 58.99 | 65.23 |
Long-Term Deferred Tax Liabilities | 92.43 | 93.71 | 55.83 | 68.67 | 82.67 | 99.85 |
Other Long-Term Liabilities | 74 | 31.01 | 22.96 | 19.27 | 12.71 | 14.19 |
Total Liabilities | 1,281 | 1,273 | 1,334 | 1,129 | 1,193 | 1,255 |
Shareholders' Equity
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 31, 2026 | Jan '26 Jan 31, 2026 | Jan '25 Jan 31, 2025 | Jan '24 Jan 31, 2024 | Jan '23 Jan 31, 2023 | Jan '22 Jan 31, 2022 |
Common Stock | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
Additional Paid-In Capital | 1,897 | 1,917 | 1,906 | 1,829 | 1,746 | 1,677 |
Retained Earnings | 162.58 | 195.91 | 209.27 | 205.63 | 149.92 | 176.06 |
Comprehensive Income & Other | -69.05 | -5.71 | - | - | - | - |
Shareholders' Equity | 1,990 | 2,107 | 2,115 | 2,035 | 1,896 | 1,853 |
Total Liabilities & Equity | 3,271 | 3,380 | 3,449 | 3,164 | 3,089 | 3,107 |
Additional Metrics
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 31, 2026 | Jan '26 Jan 31, 2026 | Jan '25 Jan 31, 2025 | Jan '24 Jan 31, 2024 | Jan '23 Jan 31, 2023 | Jan '22 Jan 31, 2022 |
Total Debt | 971.02 | 1,001 | 1,109 | 933.14 | 994.49 | 1,008 |
Net Cash (Debt) | -715.01 | -682.55 | -812.57 | -529.16 | -740.22 | -782.82 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | -8.34 | -7.80 | -9.15 | -6.09 | -8.77 | -9.42 |
Filing Date Shares Outstanding | 82.72 | 84.48 | 86.5 | 86.16 | 84.78 | 83.82 |
Total Common Shares Outstanding | 82.91 | 85.01 | 86.54 | 86.13 | 84.76 | 83.78 |
Working Capital | 306.43 | 355.43 | 321.43 | 440.35 | 251.83 | 198.15 |
Book Value Per Share | 24.00 | 24.79 | 24.44 | 23.63 | 22.37 | 22.11 |
Tangible Book Value | -705.83 | -638.12 | -737.89 | -449.07 | -688.86 | -766.4 |
Tangible Book Value Per Share | -8.51 | -7.51 | -8.53 | -5.21 | -8.13 | -9.15 |
Machinery | 27.39 | 26.36 | 25.93 | 32.58 | 36.41 | 40.4 |
Leasehold Improvements | 15.28 | 14.14 | 13.97 | 14.46 | 18.27 | 18.57 |