Jefferson Capital, Inc. (JCAP)
| Market Cap | 1.21B +7.3% |
| Revenue (ttm) | 642.73M +20.7% |
| Net Income | 128.47M -11.8% |
| EPS | 2.25 -25.5% |
| Shares Out | 57.43M |
| PE Ratio | 9.38 |
| Forward PE | 7.04 |
| Dividend | $0.96 (4.55%) |
| Ex-Dividend Date | Aug 24, 2026 |
| Volume | 271,803 |
| Open | 21.72 |
| Previous Close | 21.69 |
| Day's Range | 20.95 - 21.87 |
| 52-Week Range | 15.50 - 24.44 |
| Beta | n/a |
| Analysts | Buy |
| Price Target | 28.20 (+33.71%) |
| Earnings Date | Aug 13, 2026 |
About JCAP
Jefferson Capital, Inc. provides debt recovery solutions and other related services in the United States, the United Kingdom, Canada, and Latin America. It primarily purchases portfolios of consumer receivables at discounts to face value and manage them by working with individuals as they repay obligations and work toward financial recovery. The company offers consumer receivables, including credit card, secured and unsecured automotive, utilities, telecom, and other receivables. It also provides debt servicing and other portfolio management se... [Read more]
Financial Performance
In 2025, Jefferson Capital's revenue was $607.29 million, an increase of 40.01% compared to the previous year's $433.76 million. Earnings were $169.38 million, an increase of 31.41%.
Financial StatementsAnalyst Summary
According to 5 analysts, the average rating for JCAP stock is "Buy." The 12-month stock price target is $28.2, which is an increase of 33.71% from the latest price.
News
Jefferson Capital price target raised to $30 from $28 at Keefe Bruyette
Keefe Bruyette raised the firm’s price target on Jefferson Capital (JCAP) to $30 from $28 and keeps an Outperform rating on the shares. Jefferson Capital reported a solid beat driven…
Jefferson Capital price target raised to $28 from $26 at Citizens
Citizens raised the firm’s price target on Jefferson Capital (JCAP) to $28 from $26 and keeps an Outperform rating on the shares. The company delivered another quarter of material year-over-year…
Jefferson Capital price target raised to $24 from $21 at Raymond James
Raymond James analyst Robert Dodd raised the firm’s price target on Jefferson Capital (JCAP) to $24 from $21 and keeps an Outperform rating on the shares. Jefferson Capital’s lower leverage,…
Jefferson Capital price target raised to $30 from $26 at Truist
Truist raised the firm’s price target on Jefferson Capital (JCAP) to $30 from $26 and keeps a Buy rating on the shares. The firm is updating its model after the…
Jefferson Capital reports Q2 adjusted EPS 77c, consensus 70c
Reports Q2 revenue $177.5M, consensus $170.26M. “Jefferson Capital (JCAP) delivered excellent performance for the quarter with consistent momentum across all key aspects of the business,” said David B...
Jefferson Capital Earnings Call Transcript: Q2 2026
Collections grew 18% year-over-year to $301 million, with record deployments and strong auto finance momentum. Revenue rose 16% to $178 million, and the cash efficiency ratio led the sector. Expansion into Mexico and robust forward flow commitments position the company for continued growth.
Jefferson Capital Earnings release: Q2 2026
Jefferson Capital released its Q2 2026 earnings on August 13, 2026, summarizing the period's financial results.
Jefferson Capital Slides: Q2 2026
Jefferson Capital has posted slides in relation to its Q2 2026 quarterly earnings report, which was published on August 13, 2026.
Jefferson Capital Quarterly report: Q2 2026
Jefferson Capital has published its Q2 2026 quarterly earnings report on August 13, 2026.
Jefferson Capital files $100M mixed securities shelf
Additionally, the selling stockholders may offer and sell up to 32.72M shares of common stock, in each case from time to time in one or more offerings. Published first on…
Jefferson Capital Registration statement: Registration filing
Jefferson Capital filed a registration statement on July 2, 2026, providing details about a securities offering with the SEC.
Jefferson Capital Transcript: AGM 2026
The meeting covered board elections and auditor ratification, with all proposals approved by stockholders. No questions were submitted during the Q&A, and final voting results will be published in a Form 8-K filing.
Jefferson Capital price target lowered to $21 from $22 at Raymond James
Raymond James lowered the firm’s price target on Jefferson Capital (JCAP) to $21 from $22 and keeps an Outperform rating on the shares. The company’s lower leverage, efficient collection model,…
Jefferson Capital Earnings Call Transcript: Q1 2026
Record collections and revenue growth were driven by strong portfolio deployments and operational efficiency. Elevated court costs reflect increased legal channel activity, while liquidity and capital allocation remain robust. Management expects continued strong performance amid favorable market conditions.
Jefferson Capital Earnings release: Q1 2026
Jefferson Capital released its Q1 2026 earnings on May 14, 2026, summarizing the period's financial results.
Jefferson Capital Slides: Q1 2026
Jefferson Capital has posted slides in relation to its Q1 2026 quarterly earnings report, which was published on May 14, 2026.
Jefferson Capital Quarterly report: Q1 2026
Jefferson Capital has published its Q1 2026 quarterly earnings report on May 14, 2026.
Jefferson Capital reports Q1 adjusted EPS 73c, consensus 68c
Reports Q1 revenue $176.44M, consensus $170.78M. “Jefferson Capital (JCAP) delivered excellent performance for the quarter with record collections and record revenue,” said David Burton, chairman and ...
Jefferson Capital Proxy statement: Proxy filing
Jefferson Capital filed a proxy statement on April 21, 2026, providing details for shareholder voting and corporate governance matters.
Jefferson Capital Proxy statement: Proxy filing
Jefferson Capital filed a proxy statement on April 21, 2026, providing details for shareholder voting and corporate governance matters.
Jefferson Capital selloff creates ‘attractive’ entry point, says Keefe Bruyette
Jefferson Capital’s (JCAP) management, led by CEO David Burton and CFO Christo Realov, highlighted opportunities for capital deployment, historical outperformance in recessions, low leverage supportin...
Jefferson Capital price target lowered to $22 from $25 at Raymond James
Raymond James lowered the firm’s price target on Jefferson Capital (JCAP) to $22 from $25 and keeps an Outperform rating on the shares. Despite reducing its price target the firm…
Jefferson Capital Earnings Call Transcript: Q4 2025
Record Q4 and full-year results with strong collections, revenue, and efficiency metrics. Elevated portfolio supply and stable returns support a positive outlook, with Bluestem expected to drive 2026 growth. Liquidity and capital structure improvements position the company for continued expansion.
Jefferson Capital Annual report: Q4 2025
Jefferson Capital has published its Q4 2025 annual report on March 12, 2026.
Jefferson Capital Earnings release: Q4 2025
Jefferson Capital released its Q4 2025 earnings on March 12, 2026, summarizing the period's financial results.