MetroCity Bankshares, Inc. (MCBS)
NASDAQ: MCBS · Real-Time Price · USD
32.66
-0.05 (-0.15%)
May 29, 2026, 4:00 PM EDT - Market closed
MetroCity Bankshares Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Interest Income | 144.38 | 130.45 | 118.15 | 101.48 | 119.61 | 104.17 |
Net Interest Income Growth | 18.72% | 10.41% | 16.42% | -15.16% | 14.82% | 57.55% |
Non-Interest Income | 26.09 | 25.18 | 23.06 | 18.2 | 18.12 | 33.69 |
Non-Interest Income Growth | 13.66% | 9.20% | 26.69% | 0.47% | -46.22% | 23.81% |
Revenues Before Loan Losses | 170.47 | 155.63 | 141.21 | 119.68 | 137.73 | 137.86 |
Provision for Credit Losses | -1.27 | -0.32 | 0.52 | -0.02 | -2.77 | 6.93 |
| 171.73 | 155.95 | 140.69 | 119.7 | 140.5 | 130.93 | |
Revenue Growth (YoY) | 19.45% | 10.85% | 17.54% | -14.80% | 7.31% | 45.70% |
Compensation Expenses | 39.68 | 36.67 | 33.21 | 29.3 | 30.5 | 30.11 |
Selling, General & Admin | 9.39 | 7.98 | 7.45 | 6.74 | 6.56 | 6.67 |
Other Non-Interest Expenses | 25.18 | 18.6 | 12.72 | 11.69 | 12.22 | 11.53 |
Total Non-Interest Expense | 70.9 | 63.26 | 53.38 | 47.73 | 49.28 | 48.31 |
Pretax Income | 100.84 | 92.69 | 87.31 | 71.97 | 91.22 | 82.62 |
Provision for Income Taxes | 26.29 | 24.16 | 22.81 | 20.36 | 28.62 | 20.92 |
Net Income | 74.72 | 68.53 | 64.5 | 51.61 | 62.6 | 61.7 |
Net Income to Common | 74.72 | 68.53 | 64.5 | 51.61 | 62.6 | 61.7 |
Net Income Growth | 12.92% | 6.25% | 24.98% | -17.55% | 1.46% | 69.54% |
Shares Outstanding (Basic) | 27 | 26 | 25 | 25 | 25 | 26 |
Shares Outstanding (Diluted) | 27 | 26 | 26 | 26 | 26 | 26 |
Shares Change (YoY) | 4.60% | 1.65% | 0.25% | -0.66% | -0.39% | -0.04% |
EPS (Basic) | 2.81 | 2.66 | 2.55 | 2.05 | 2.46 | 2.41 |
EPS (Diluted) | 2.77 | 2.64 | 2.52 | 2.02 | 2.44 | 2.39 |
EPS Growth | 7.78% | 4.76% | 24.75% | -17.21% | 2.09% | 69.50% |
Shares Outstanding | 28.66 | 28.82 | 25.4 | 25.21 | 25.17 | 25.47 |
Free Cash Flow | 71.73 | 37.03 | 62.22 | 77.17 | 132.34 | 65.05 |
Free Cash Flow Growth | 93.72% | -40.48% | -19.38% | -41.69% | 103.45% | -54.20% |
Free Cash Flow Per Share | 2.67 | 1.42 | 2.43 | 3.02 | 5.15 | 2.52 |
Dividends Per Share | 0.980 | 0.960 | 0.830 | 0.720 | 0.600 | 0.460 |
Dividend Growth | 2.08% | 15.66% | 15.28% | 20.00% | 30.44% | 15.00% |
Profit Margin | 43.41% | 43.94% | 45.85% | 43.12% | 44.56% | 47.13% |
FCF Margin | 41.77% | 23.74% | 44.22% | 64.47% | 94.19% | 49.68% |
EBITDA | 3.37 | 3.51 | 2.96 | 2.69 | 3.88 | 2.81 |
EBITDA Margin | 1.96% | 2.25% | 2.10% | 2.24% | 2.76% | 2.15% |
Effective Tax Rate | 26.07% | 26.07% | 26.12% | 28.29% | 31.37% | 25.32% |