MetroCity Bankshares, Inc. (MCBS)
Stock Price Chart
Key Info
| Market Cap | 372.27M |
| Revenue (ttm) | 94.99M |
| Net Income (ttm) | 40.58M |
| Shares Out | 25.67M |
| EPS (ttm) | 1.60 |
| PE Ratio | 9.06 |
| Forward PE | n/a |
| Dividend | $0.36 |
| Dividend Yield | 2.48% |
Stock Quote
| Trading Day | Oct 19, 2020 |
| Last Price | $14.50 |
| Previous Close | $14.70 |
| Change ($) | -0.20 |
| Change (%) | -1.36% |
| Day's Open | 14.64 |
| Day's Range | 14.32 - 14.69 |
| Day's Volume | 15,528 |
| 52-Week Range | 8.31 - 19.07 |
More Stats
| Market Cap | 372.27M |
| Enterprise Value | 251.33M |
| Earnings Date (est) | Oct 22, 2020 |
| Ex-Dividend Date | Jul 30, 2020 |
| Shares Outstanding | 25.67M |
| Float | 16.72M |
| EPS (basic) | 1.61 |
| EPS (diluted) | 1.60 |
| FCF / Share | n/a |
| Dividend | $0.36 |
| Dividend Yield | 2.48% |
| Earnings Yield | 11.03% |
| FCF Yield | n/a |
| Payout Ratio | 20.50% |
| Shares Short | 351,915 |
| Short Ratio | 13.79 |
| Short % of Float | 2.10% |
| Beta | 0.26 |
| PE Ratio | 9.06 |
| Forward PE | n/a |
| P/FCF Ratio | n/a |
| PS Ratio | 3.92 |
| PB Ratio | 1.65 |
| Revenue | 94.99M |
| Operating Income | 55.21M |
| Net Income | 40.58M |
| Free Cash Flow | n/a |
| Net Cash | 120.94M |
| Net Cash / Share | 4.71 |
| Gross Margin | 105.69% |
| Operating Margin | 58.12% |
| Profit Margin | 42.70% |
| FCF Margin | n/a |
| ROA | 2.50% |
| ROE | 19.62% |
| ROIC | 3.70% |
Analyst Summary
Analyst Consensus: Hold
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 |
|---|---|---|---|
| Revenue | 101 | 94.58 | 81.24 |
| Revenue Growth | 6.65% | 16.41% | - |
| Gross Profit | 101 | 94.58 | 81.24 |
| Operating Income | 60.87 | 56.00 | 50.05 |
| Net Income | 44.72 | 41.33 | 31.90 |
| Shares Outstanding | 25.53 | 25.31 | - |
| Earnings Per Share | 1.81 | 1.69 | 1.32 |
| EPS Growth | 7.1% | 28.03% | - |
| Dividend Per Share | 0.11 | - | - |
| Operating Cash Flow | 32.20 | -161 | 152 |
| Capital Expenditures | -1.10 | -2.86 | -5.91 |
| Free Cash Flow | 31.10 | -164 | 146 |
| Cash & Equivalents | 276 | 138 | 95.83 |
| Total Debt | 75.61 | 4.26 | 125 |
| Net Cash / Debt | 201 | 134 | -29.21 |
| Assets | 1,632 | 1,433 | 1,289 |
| Liabilities | 1,415 | 1,264 | 1,154 |
| Book Value | 217 | 169 | 135 |
Company Profile
Company Details
| Full Name | MetroCity Bankshares, Inc. |
| Country | United States |
| Employees | 210 |
| CEO | Nack Y. Paek |
Stock Information
| Ticker Symbol | MCBS |
| Stock Exchange | NASDAQ |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Unique Identifier | NASDAQ: MCBS |
| IPO Date | October 3, 2019 |
Description
MetroCity Bankshares operates as the bank holding company for Metro City Bank that offers banking products and services in Georgia, The United States. It offers consumer and commercial checking accounts, savings accounts, certificates of deposits, money transfers, and other banking services. The company also provides construction and development, commercial real estate, commercial and industrial, residential mortgage, SBA, and other consumer loans; and online banking, treasury management, wire transfer, automated clearing house, and cash management services. It operates 19 full-service branch locations in Alabama, Florida, Georgia, New York, New Jersey, Texas, and Virginia. The company was founded in 2006 and is based in Doraville, Georgia.