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MetroCity Bankshares, Inc. (MCBS)
NASDAQ: MCBS · Real-Time Price · USD
36.38
+0.64 (1.79%)
At close: Oct 26, 2026, 4:00 PM EDT
36.44
+0.06 (0.16%)
After-hours: Oct 26, 2026, 7:30 PM EDT

MetroCity Bankshares Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
194.02155.93140.71119.7140.33130.45
Revenue Growth
31.66%10.81%17.56%-14.70%7.58%45.16%
Net Income
86.8868.5364.551.6162.661.7
Earnings Per Share
3.062.642.522.022.442.39
EPS Growth
17.97%4.76%24.75%-17.21%2.09%69.50%

Cash & Debt
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
321.27390.02271.67176.59208.31441.85
Total Debt
388.35525.76383.18334.13385.06510.37
Net Cash (Debt)
-67.07-135.74-111.52-157.54-176.74-68.52
Net Cash Growth
------
Net Cash Per Share
-2.36-5.22-4.36-6.17-6.88-2.66

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-37.763.582.1134.6965.43
Capital Expenditures
--0.67-1.29-4.93-2.35-0.38
Free Cash Flow
-37.0362.2277.17132.3465.05
Free Cash Flow Growth
--40.48%-19.38%-41.69%103.45%-54.20%

Margins
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
44.78%43.95%45.84%43.12%44.61%47.30%
FCF Margin
-23.75%44.21%64.47%94.30%49.86%

Dividends
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.1600.9600.8300.7200.6000.460
Dividend Per Share Growth
18.75%15.66%15.28%20.00%30.44%15.00%
Dividend Yield
3.19%4.09%2.60%3.00%2.76%1.67%

Valuation
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.919.8712.5511.738.7411.36
Forward PE
11.058.9112.6811.839.6610.11
P/FCF Ratio
12.9518.2613.017.854.1410.78
PS Ratio
5.404.345.755.063.905.37