MetroCity Bankshares, Inc. (MCBS)
NASDAQ: MCBS · Real-Time Price · USD
36.57
+0.47 (1.30%)
At close: Jul 24, 2026, 4:00 PM EDT
36.36
-0.21 (-0.57%)
After-hours: Jul 24, 2026, 7:34 PM EDT

MetroCity Bankshares Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
183.75155.95140.69119.7140.5130.93
Revenue Growth
26.58%10.85%17.54%-14.80%7.31%45.70%
Net Income
79.8568.5364.551.6162.661.7
Earnings Per Share
2.882.642.522.022.442.39
EPS Growth
12.50%4.76%24.75%-17.21%2.09%69.50%

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
71.637.763.582.1134.6965.43
Capital Expenditures
0.13-0.67-1.29-4.93-2.35-0.38
Free Cash Flow
71.7337.0362.2277.17132.3465.05
Free Cash Flow Growth
89.06%-40.48%-19.38%-41.69%103.45%-54.20%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
58.67%59.44%62.06%60.13%64.92%63.10%
Profit Margin
43.46%43.94%45.85%43.12%44.56%47.13%
FCF Margin
0.00%23.74%44.22%64.47%94.19%49.68%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.1600.9600.8300.7200.6000.460
Dividend Per Share Growth
14.89%15.66%15.28%20.00%30.44%15.00%
Dividend Yield
3.17%3.64%2.61%3.01%2.78%1.68%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
13.1310.0512.6811.898.8611.52
Forward PE
11.128.9112.6811.839.6610.11
P/FCF Ratio
-20.6613.057.854.1110.78
PS Ratio
5.684.905.775.063.875.35