MetroCity Bankshares, Inc. (MCBS)

NASDAQ: MCBS · Real-Time Price · USD

35.13

-0.38 (-1.07%)

At close: Aug 25, 2026, 4:00 PM EDT

35.13

0.00 (0.00%)

After-hours: Aug 25, 2026, 4:00 PM EDT

MetroCity Bankshares Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	184.52	155.93	140.71	119.7	140.33	130.45
Revenue Growth	27.10%	10.81%	17.56%	-14.70%	7.58%	45.16%
Net Income	79.85	68.53	64.5	51.61	62.6	61.7
Earnings Per Share	2.89	2.64	2.52	2.02	2.44	2.39
EPS Growth	12.38%	4.76%	24.75%	-17.21%	2.09%	69.50%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	271.48	390.02	271.67	176.59	208.31	441.85
Total Debt	389.56	525.76	383.18	334.13	385.06	510.37
Net Cash (Debt)	-118.08	-135.74	-111.52	-157.54	-176.74	-68.52
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-4.27	-5.22	-4.36	-6.17	-6.88	-2.66

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	82.07	37.7	63.5	82.1	134.69	65.43
Capital Expenditures	-1.22	-0.67	-1.29	-4.93	-2.35	-0.38
Free Cash Flow	80.85	37.03	62.22	77.17	132.34	65.05
Free Cash Flow Growth	143.03%	-40.48%	-19.38%	-41.69%	103.45%	-54.20%

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	43.28%	43.95%	45.84%	43.12%	44.61%	47.30%
FCF Margin	43.81%	23.75%	44.21%	64.47%	94.30%	49.86%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 25, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.160	0.960	0.830	0.720	0.600	0.460
Dividend Per Share Growth	14.89%	15.66%	15.28%	20.00%	30.44%	15.00%
Dividend Yield	3.30%	3.71%	2.76%	3.28%	3.15%	1.95%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 25, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	12.16	9.87	12.55	11.73	8.74	11.36
Forward PE	10.70	8.91	12.68	11.83	9.66	10.11
P/FCF Ratio	12.49	18.26	13.01	7.85	4.14	10.78
PS Ratio	5.47	4.34	5.75	5.06	3.90	5.37