MetroCity Bankshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	387.6	383.68	249.88	144.81	179.49	441.34
Securities and Investments	45.18	65.83	27.69	28.83	29.55	37.12
Other Earning Assets	-	9.74	-	22.27	-	-
Gross Loans	4,001	4,051	-	-	-	-
Allowance for Loan Losses	-26.7	-27.84	-	-	-	-
Net Loans	3,974	4,024	3,139	3,124	3,042	2,488
Net Property, Plant & Equipment	44.05	45.07	26.13	26.6	22.72	22.41
Accrued Interest and Accounts Receivable	20.3	20.3	15.86	15.13	13.17	11.05
Other Intangible Assets	25.06	24.89	8.68	8.52	11.06	17.98
Goodwill	56.05	56.05	-	-	-	-
Long-Term Investments	99.91	103.35	93.54	88.8	86.62	79.14
Other Non-Earning Assets	35.79	35.95	33.09	43.87	42.84	9
Total Assets	4,688	4,768	3,594	3,503	3,427	3,106
Interest-bearing deposits	2,827	5,730	2,201	2,219	2,055	1,671
Noninterest-bearing deposits	799.19	780.83	536.28	512.05	611.99	592.44
Total Deposits	3,627	3,646	2,737	2,731	2,667	2,263
Short-Term Interbank Borrowing and Repurchase Agreements	425	510	375	325	375	500
Short-Term Borrowings	-	-	-	-	0.39	0.46
Accrued Expenses	24.72	26.04	11.44	12.78	11.62	10.07
Other Liabilities	57.8	42.18	49.46	52.59	23.96	42.39
Total Liabilities	4,134	4,224	3,173	3,121	3,078	2,816
Common Stock	1.16	1.16	0.25	0.25	0.25	0.26
Additional Paid-in Capital	134.66	138.68	49.22	45.7	45.3	51.56
Accumulated Other Comprehensive Income	0.59	1.67	13.18	20.21	18.04	-0.17
Retained Earnings	417.75	402.68	358.7	315.36	285.83	238.58
Shareholders' Equity	554.16	544.18	421.35	381.52	349.42	290.22
Total Liabilities & Equity	4,688	4,768	3,594	3,503	3,427	3,106
Book Value	554.16	544.18	421.35	381.52	349.42	290.22
Book Value Per Share	20.64	20.93	16.47	14.95	13.60	11.25
Tangible Book Value	473.05	463.25	412.67	372.99	338.36	272.24
Tangible Book Value Per Share	17.62	17.81	16.13	14.62	13.17	10.56

Updated Apr 24, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q