MetroCity Bankshares Statistics
Total Valuation
MCBS has a market cap or net worth of $1.05 billion. The enterprise value is $1.11 billion.
| Market Cap | 1.05B |
| Enterprise Value | 1.11B |
Important Dates
The last earnings date was Friday, October 23, 2026, after market close.
| Earnings Date | Oct 23, 2026 |
| Ex-Dividend Date | Nov 4, 2026 |
Share Statistics
MCBS has 28.78 million shares outstanding. The number of shares has increased by 10.77% in one year.
| Current Share Class | 28.78M |
| Shares Outstanding | 28.78M |
| Shares Change (YoY) | +10.77% |
| Shares Change (QoQ) | +0.30% |
| Owned by Insiders (%) | 23.47% |
| Owned by Institutions (%) | 27.21% |
| Float | 22.03M |
Valuation Ratios
The trailing PE ratio is 11.91 and the forward PE ratio is 11.05.
| PE Ratio | 11.91 |
| Forward PE | 11.05 |
| PS Ratio | 5.40 |
| Forward PS | 5.10 |
| PB Ratio | 1.79 |
| P/TBV Ratio | 2.03 |
| P/FCF Ratio | 12.95 |
| P/OCF Ratio | 12.76 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 12.82 |
| EV / Sales | 5.74 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 13.78 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.67 |
| Debt / EBITDA | n/a |
| Debt / FCF | 4.80 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 16.87%.
| Return on Equity (ROE) | 16.87% |
| Return on Assets (ROA) | 2.11% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.93% |
| Revenue Per Employee | $612,050 |
| Profits Per Employee | $274,079 |
| Employee Count | 317 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, MCBS has paid $25.05 million in taxes.
| Income Tax | 25.05M |
| Effective Tax Rate | 22.38% |
Stock Price Statistics
The stock price has increased by +37.34% in the last 52 weeks. The beta is 0.71, so MCBS's price volatility has been lower than the market average.
| Beta (5Y) | 0.71 |
| 52-Week Price Change | +37.34% |
| 50-Day Moving Average | 35.09 |
| 200-Day Moving Average | 32.56 |
| Relative Strength Index (RSI) | 63.58 |
| Average Volume (20 Days) | 111,215 |
Short Selling Information
The latest short interest is 842,860, so 2.93% of the outstanding shares have been sold short.
| Short Interest | 842,860 |
| Short Previous Month | 826,370 |
| Short % of Shares Out | 2.93% |
| Short % of Float | 3.83% |
| Short Ratio (days to cover) | 10.36 |
Income Statement
In the last 12 months, MCBS had revenue of $194.02 million and earned $86.88 million in profits. Earnings per share was $3.06.
| Revenue | 194.02M |
| Gross Profit | 194.02M |
| Operating Income | 118.05M |
| Pretax Income | 111.93M |
| Net Income | 86.88M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.06 |
Balance Sheet
The company has $321.27 million in cash and $388.35 million in debt, with a net cash position of -$67.07 million or -$2.33 per share.
| Cash & Cash Equivalents | 321.27M |
| Total Debt | 388.35M |
| Net Cash | -67.07M |
| Net Cash Per Share | -$2.33 |
| Equity (Book Value) | 583.93M |
| Book Value Per Share | 20.29 |
| Working Capital | -3.22B |
Cash Flow
In the last 12 months, operating cash flow was $82.07 million and capital expenditures -$1.22 million, giving a free cash flow of $80.85 million.
| Operating Cash Flow | 82.07M |
| Capital Expenditures | -1.22M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -135.00M |
| Free Cash Flow | 80.85M |
| FCF Per Share | $2.81 |
Margins
| Gross Margin | n/a |
| Operating Margin | 60.85% |
| Pretax Margin | 57.69% |
| Profit Margin | 44.78% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 43.82% |
Dividends & Yields
This stock pays an annual dividend of $1.16, which amounts to a dividend yield of 3.19%.
| Dividend Per Share | $1.16 |
| Dividend Yield | 3.19% |
| Dividend Growth (YoY) | 18.75% |
| Years of Dividend Growth | 5 |
| Payout Ratio | 37.31% |
| FCF Payout Ratio | 40.58% |
| Buyback Yield | -10.77% |
| Shareholder Yield | -7.58% |
| Earnings Yield | 8.40% |
| FCF Yield | 7.72% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on September 3, 2019. It was a forward split with a ratio of 2:1.
| Last Split Date | Sep 3, 2019 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |