MetroCity Bankshares Statistics
Total Valuation
MCBS has a market cap or net worth of $1.02 billion. The enterprise value is $1.13 billion.
| Market Cap | 1.02B |
| Enterprise Value | 1.13B |
Important Dates
The last earnings date was Friday, July 24, 2026, after market close.
| Earnings Date | Jul 24, 2026 |
| Ex-Dividend Date | Jul 29, 2026 |
Share Statistics
MCBS has 28.78 million shares outstanding. The number of shares has increased by 7.77% in one year.
| Current Share Class | 28.78M |
| Shares Outstanding | 28.78M |
| Shares Change (YoY) | +7.77% |
| Shares Change (QoQ) | -0.35% |
| Owned by Insiders (%) | 23.47% |
| Owned by Institutions (%) | 26.93% |
| Float | 22.03M |
Valuation Ratios
The trailing PE ratio is 12.16 and the forward PE ratio is 10.70.
| PE Ratio | 12.16 |
| Forward PE | 10.70 |
| PS Ratio | 5.47 |
| Forward PS | 4.94 |
| PB Ratio | 1.80 |
| P/TBV Ratio | 2.02 |
| P/FCF Ratio | 12.49 |
| P/OCF Ratio | 12.30 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 14.12 |
| EV / Sales | 6.11 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 13.95 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 4.82 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 15.91%.
| Return on Equity (ROE) | 15.91% |
| Return on Assets (ROA) | 1.96% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.80% |
| Revenue Per Employee | $582,079 |
| Profits Per Employee | $251,905 |
| Employee Count | 317 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, MCBS has paid $27.95 million in taxes.
| Income Tax | 27.95M |
| Effective Tax Rate | 25.92% |
Stock Price Statistics
The stock price has increased by +17.12% in the last 52 weeks. The beta is 0.69, so MCBS's price volatility has been lower than the market average.
| Beta (5Y) | 0.69 |
| 52-Week Price Change | +17.12% |
| 50-Day Moving Average | 35.61 |
| 200-Day Moving Average | 30.80 |
| Relative Strength Index (RSI) | 44.82 |
| Average Volume (20 Days) | 70,749 |
Short Selling Information
The latest short interest is 666,576, so 2.32% of the outstanding shares have been sold short.
| Short Interest | 666,576 |
| Short Previous Month | 619,509 |
| Short % of Shares Out | 2.32% |
| Short % of Float | 3.03% |
| Short Ratio (days to cover) | 8.05 |
Income Statement
In the last 12 months, MCBS had revenue of $184.52 million and earned $79.85 million in profits. Earnings per share was $2.89.
| Revenue | 184.52M |
| Gross Profit | 184.52M |
| Operating Income | 113.86M |
| Pretax Income | 107.80M |
| Net Income | 79.85M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.89 |
Balance Sheet
The company has $271.48 million in cash and $389.56 million in debt, with a net cash position of -$118.08 million or -$4.10 per share.
| Cash & Cash Equivalents | 271.48M |
| Total Debt | 389.56M |
| Net Cash | -118.08M |
| Net Cash Per Share | -$4.10 |
| Equity (Book Value) | 567.85M |
| Book Value Per Share | 19.73 |
| Working Capital | -3.21B |
Cash Flow
In the last 12 months, operating cash flow was $82.07 million and capital expenditures -$1.22 million, giving a free cash flow of $80.85 million.
| Operating Cash Flow | 82.07M |
| Capital Expenditures | -1.22M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -135.00M |
| Free Cash Flow | 80.85M |
| FCF Per Share | $2.81 |
Margins
| Gross Margin | n/a |
| Operating Margin | 61.71% |
| Pretax Margin | 58.42% |
| Profit Margin | 43.28% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 43.82% |
Dividends & Yields
This stock pays an annual dividend of $1.16, which amounts to a dividend yield of 3.30%.
| Dividend Per Share | $1.16 |
| Dividend Yield | 3.30% |
| Dividend Growth (YoY) | 14.89% |
| Years of Dividend Growth | 5 |
| Payout Ratio | 37.40% |
| Buyback Yield | -7.77% |
| Shareholder Yield | -4.47% |
| Earnings Yield | 7.91% |
| FCF Yield | 8.01% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on September 3, 2019. It was a forward split with a ratio of 2:1.
| Last Split Date | Sep 3, 2019 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |