MetroCity Bankshares Statistics
Total Valuation
MCBS has a market cap or net worth of $927.01 million. The enterprise value is $981.86 million.
Important Dates
The last earnings date was Friday, April 24, 2026, after market close.
| Earnings Date | Apr 24, 2026 |
| Ex-Dividend Date | Apr 29, 2026 |
Share Statistics
MCBS has 28.66 million shares outstanding. The number of shares has increased by 4.76% in one year.
| Current Share Class | 28.66M |
| Shares Outstanding | 28.66M |
| Shares Change (YoY) | +4.76% |
| Shares Change (QoQ) | +8.37% |
| Owned by Insiders (%) | 22.64% |
| Owned by Institutions (%) | 24.42% |
| Float | 22.17M |
Valuation Ratios
The trailing PE ratio is 11.70 and the forward PE ratio is 9.93.
| PE Ratio | 11.70 |
| Forward PE | 9.93 |
| PS Ratio | 5.44 |
| Forward PS | 4.34 |
| PB Ratio | 1.69 |
| P/TBV Ratio | 1.92 |
| P/FCF Ratio | 13.16 |
| P/OCF Ratio | 13.05 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 13.17 |
| EV / Sales | 5.72 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 13.83 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 6.20 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 15.18%.
| Return on Equity (ROE) | 15.18% |
| Return on Assets (ROA) | 1.79% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.59% |
| Revenue Per Employee | $541,681 |
| Profits Per Employee | $235,170 |
| Employee Count | 317 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, MCBS has paid $26.29 million in taxes.
| Income Tax | 26.29M |
| Effective Tax Rate | 26.07% |
Stock Price Statistics
The stock price has increased by +12.45% in the last 52 weeks. The beta is 0.72, so MCBS's price volatility has been lower than the market average.
| Beta (5Y) | 0.72 |
| 52-Week Price Change | +12.45% |
| 50-Day Moving Average | 30.60 |
| 200-Day Moving Average | 28.45 |
| Relative Strength Index (RSI) | 59.29 |
| Average Volume (20 Days) | 68,431 |
Short Selling Information
The latest short interest is 471,570, so 1.65% of the outstanding shares have been sold short.
| Short Interest | 471,570 |
| Short Previous Month | 389,594 |
| Short % of Shares Out | 1.65% |
| Short % of Float | 2.13% |
| Short Ratio (days to cover) | 4.92 |
Income Statement
In the last 12 months, MCBS had revenue of $171.71 million and earned $74.55 million in profits. Earnings per share was $2.79.
| Revenue | 171.71M |
| Gross Profit | 171.71M |
| Operating Income | 106.96M |
| Pretax Income | 100.84M |
| Net Income | 74.55M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.79 |
Full Income StatementBalance Sheet
The company has $392.57 million in cash and $439.83 million in debt, with a net cash position of -$47.26 million or -$1.65 per share.
| Cash & Cash Equivalents | 392.57M |
| Total Debt | 439.83M |
| Net Cash | -47.26M |
| Net Cash Per Share | -$1.65 |
| Equity (Book Value) | 554.16M |
| Book Value Per Share | 19.34 |
| Working Capital | -3.23B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $71.60 million and capital expenditures -$604,000, giving a free cash flow of $71.00 million.
| Operating Cash Flow | 71.60M |
| Capital Expenditures | -604,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | -85.00M |
| Free Cash Flow | 71.00M |
| FCF Per Share | $2.48 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 62.29% |
| Pretax Margin | 58.72% |
| Profit Margin | 43.41% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 41.35% |
Dividends & Yields
This stock pays an annual dividend of $1.16, which amounts to a dividend yield of 3.56%.
| Dividend Per Share | $1.16 |
| Dividend Yield | 3.56% |
| Dividend Growth (YoY) | 16.85% |
| Years of Dividend Growth | 5 |
| Payout Ratio | 37.31% |
| Buyback Yield | -4.76% |
| Shareholder Yield | -1.13% |
| Earnings Yield | 7.98% |
| FCF Yield | 7.60% |
Dividend DetailsAnalyst Forecast
The average price target for MCBS is $35.00, which is 8.21% higher than the current price. The consensus rating is "Hold".
| Price Target | $35.00 |
| Price Target Difference | 8.21% |
| Analyst Consensus | Hold |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on September 3, 2019. It was a forward split with a ratio of 2:1.
| Last Split Date | Sep 3, 2019 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |
