MVB Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	109.05	107.41	109.2	123.28	111.8	77.16
Net Interest Income Growth	3.14%	-1.64%	-11.43%	10.27%	44.90%	12.11%
Non-Interest Income	69.66	60.27	42.91	19.72	27.57	55.85
Non-Interest Income Growth	49.05%	40.44%	117.67%	-28.48%	-50.65%	-39.18%
Revenues Before Loan Losses	178.71	167.67	152.11	143	139.37	133.01
Provision for Credit Losses	10.41	8.74	3.54	-1.92	14.19	-6.28
Revenue	168.3	158.94	148.57	144.92	125.17	139.29
Revenue Growth (YoY)	11.64%	6.98%	2.52%	15.77%	-10.13%	-3.33%
Compensation Expenses	70.72	70.98	67.96	63.37	62.53	52.97
Selling, General & Admin	39.93	40.51	46.1	43.74	38.85	33.75
Other Non-Interest Expenses	24.96	10.59	8.17	10.51	8.77	5.09
Total Non-Interest Expense	121.5	122.09	122.23	117.63	110.15	91.81
Pretax Income	38.74	36.85	26.34	27.29	15.03	47.48
Provision for Income Taxes	8.68	9.93	6.1	5.07	3.29	9.64
Net Income	4.23	26.94	20.09	31.23	15.05	39.09
Minority Interest in Earnings	-	-0.02	0.15	-0.23	-0.66	-0.43
Net Income Attributable to Preferred Dividends	-	-	-	-	-	0.04
Net Income to Common	4.23	26.94	20.09	31.23	15.05	39.09
Net Income Growth	-55.24%	34.09%	-35.67%	107.56%	-61.50%	5.78%
Shares Outstanding (Basic)	13	13	13	13	12	12
Shares Outstanding (Diluted)	13	13	13	13	13	13
Shares Change (YoY)	-0.35%	-0.24%	1.07%	0.98%	2.04%	4.35%
EPS (Basic)	2.26	2.11	1.56	2.46	1.23	3.32
EPS (Diluted)	2.18	2.06	1.53	2.40	1.17	3.10
EPS Growth	49.31%	34.64%	-36.25%	105.13%	-62.26%	1.31%
Shares Outstanding	12.85	12.72	12.95	12.76	12.61	12.04
Free Cash Flow	-35.2	2.11	-1.91	56.32	4.31	29.95
Free Cash Flow Growth	-	-	-	1206.08%	-85.60%	-71.64%
Free Cash Flow Per Share	-2.69	0.16	-0.15	4.33	0.34	2.37
Dividends Per Share	0.680	0.680	0.680	0.680	0.680	0.510
Dividend Growth	-	-	-	-	33.33%	41.67%
Profit Margin	16.96%	16.94%	13.63%	21.40%	11.49%	27.78%
FCF Margin	-20.92%	1.33%	-1.28%	38.86%	3.44%	21.50%
EBITDA	2.25	2.6	3.93	5	5.32	4.2
EBITDA Margin	1.33%	1.64%	2.65%	3.45%	4.25%	3.01%
Effective Tax Rate	22.41%	26.94%	23.15%	18.58%	21.92%	20.31%

SEC Filings: 10-K · 10-Q