MVB Financial Corp. (MVBF)
NASDAQ: MVBF · Real-Time Price · USD
29.97
-0.45 (-1.48%)
At close: Aug 7, 2026, 4:00 PM EDT
29.97
0.00 (0.00%)
After-hours: Aug 7, 2026, 7:34 PM EDT

MVB Financial Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
175.57158.94148.57144.92125.17139.29
Revenue Growth
23.78%6.98%2.52%15.77%-10.13%-3.33%
Net Income
38.826.9420.0931.2315.0539.09
Earnings Per Share
2.962.061.532.401.173.10
EPS Growth
127.69%34.64%-36.25%105.13%-62.26%1.31%

Revenue by Segment

Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Mortgage Banking
8.571.86-2.070.4716.75
Financial Holding Company
8.387.066.517.498.93
Core Banking (Excluding Professional Services & Edge Ventures)
117.54145.08146.2122.99118.4
Intercompany Eliminations
-14.08-16.57-14.68-11.84-8.35
Other
38.5411.148.966.083.55
Total
158.94148.57144.92125.17139.29

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
312.6244.13317.91391.6740.28307.44
Total Debt
34.0774.0373.7980.3383.0573.03
Net Cash (Debt)
-34.07-74.03-73.79-80.33-83.05-73.03
Net Cash Growth
------
Net Cash Per Share
-2.60-5.65-5.62-6.18-6.45-5.79

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-35.664.03-0.2958.237.3534.82
Capital Expenditures
-1.93-1.92-1.62-1.92-3.04-4.87
Free Cash Flow
-37.592.11-1.9156.324.3129.95
Free Cash Flow Growth
---1206.08%-85.60%-71.64%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
29.37%23.19%17.73%18.83%12.01%34.09%
Profit Margin
22.10%16.94%13.63%21.40%11.49%27.78%
FCF Margin
-21.41%1.33%-1.28%38.86%3.44%21.50%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.6800.6800.6800.6800.6800.510
Dividend Per Share Growth
0%0%0%0%33.33%41.67%
Dividend Yield
2.27%2.64%3.29%3.02%3.09%1.23%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.1212.5413.539.4018.8213.39
Forward PE
14.6914.6613.8912.467.9531.46
P/FCF Ratio
-155.44-5.1164.4016.69
PS Ratio
2.232.071.801.992.223.59