MVB Financial Corp. (MVBF)
NASDAQ: MVBF · Real-Time Price · USD
30.20
+0.25 (0.83%)
At close: Aug 27, 2026, 4:00 PM EDT
30.26
+0.06 (0.20%)
After-hours: Aug 27, 2026, 5:19 PM EDT

MVB Financial Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
174.24158.28148.57144.81125.17128.5
Revenue Growth
21.53%6.54%2.60%15.68%-2.59%1.63%
Net Income
38.826.9420.0931.2315.0539.09
Earnings Per Share
2.962.061.532.401.173.10
EPS Growth
129.70%34.64%-36.13%105.44%-62.36%1.24%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Financial Holding Company
9.338.387.066.517.498.93
Core Banking (Excluding Professional Services & Edge Ventures)
134.9117.54145.08146.2122.99118.4
Mortgage Banking
9.48.571.86-2.070.4716.75
Intercompany Eliminations
-15.15-14.08-16.57-14.68-11.84-8.35
Other
36.4138.5411.148.966.083.55
Total
174.9158.94148.57144.92125.17139.29

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
319.9252324.47404.4849.29310.16
Total Debt
61.01107.12110.67105.4218.85103.02
Net Cash (Debt)
258.89144.88213.8299.08-169.56207.14
Net Cash Growth
-19.61%-32.24%-28.51%--1.78%
Net Cash Per Share
19.7311.0516.2823.01-13.1716.42

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-35.664.03-0.2958.237.3534.82
Capital Expenditures
-1.93-1.92-1.62-1.92-3.04-4.87
Free Cash Flow
-37.592.11-1.9156.324.3129.95
Free Cash Flow Growth
---1206.08%-85.60%-71.64%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
22.27%17.02%13.52%21.57%12.02%30.42%
FCF Margin
-21.58%1.33%-1.28%38.89%3.45%23.31%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.6800.6800.6800.6800.6800.510
Dividend Per Share Growth
0%0%0%0%33.33%41.67%
Dividend Yield
2.25%2.67%3.43%3.26%3.44%1.40%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.1912.0713.339.2018.4612.83
Forward PE
14.8014.6613.8912.467.9531.46
P/FCF Ratio
-153.84-5.1064.4316.74
PS Ratio
2.252.051.801.982.223.90