MVB Financial Corp. (MVBF)
NASDAQ: MVBF · Real-Time Price · USD
25.91
+0.34 (1.33%)
Nov 6, 2026, 4:00 PM EST - Market closed

MVB Financial Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
147.97158.28148.57144.81125.17128.5
Revenue Growth
-11.85%6.54%2.60%15.68%-2.59%1.63%
Net Income
22.126.9420.0931.2315.0539.09
Earnings Per Share
1.682.061.532.401.173.10
EPS Growth
-31.36%34.64%-36.13%105.44%-62.36%1.24%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Financial Holding Company
11.168.387.066.517.498.93
Core Banking (Excluding Professional Services & Edge Ventures)
142.97117.54145.08146.2122.99118.4
Mortgage Banking
8.678.571.86-2.070.4716.75
Intercompany Eliminations
-15.18-14.08-16.57-14.68-11.84-8.35
Other
1.0138.5411.148.966.083.55
Total
148.62158.94148.57144.92125.17139.29

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
209.96252324.47404.4849.29310.16
Total Debt
54.1107.12110.67105.4218.85103.02
Net Cash (Debt)
155.86144.88213.8299.08-169.56207.14
Net Cash Growth
-30.00%-32.24%-28.51%--1.78%
Net Cash Per Share
11.8211.0516.2823.01-13.1716.42

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-4.03-0.2958.237.3534.82
Capital Expenditures
--1.92-1.62-1.92-3.04-4.87
Free Cash Flow
-2.11-1.9156.324.3129.95
Free Cash Flow Growth
---1206.08%-85.60%-71.64%

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
14.93%17.02%13.52%21.57%12.02%30.42%
FCF Margin
-1.33%-1.28%38.89%3.45%23.31%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.6800.6800.6800.6800.6800.510
Dividend Per Share Growth
0%0%0%0%33.33%41.67%
Dividend Yield
2.62%2.66%3.29%3.02%3.09%1.23%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
15.4112.0713.339.2018.4612.83
Forward PE
11.5214.6613.8912.467.9531.46
P/FCF Ratio
-153.84-5.1064.4316.74
PS Ratio
2.282.051.801.982.223.90