MVB Financial Corp. (MVBF)
NASDAQ: MVBF · Real-Time Price · USD
25.91
+0.34 (1.33%)
Nov 6, 2026, 4:00 PM EST - Market closed
MVB Financial Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 209.96 | 244.13 | 317.91 | 398.23 | 40.28 | 307.44 |
Investment Securities | 506.32 | 258.48 | 384.22 | 379.73 | 438.21 | 420.49 |
Trading Asset Securities | - | 7.87 | 6.56 | 6.25 | 9.01 | - |
Mortgage-Backed Securities | - | 289.49 | 147.58 | 82.38 | 56.57 | 76.11 |
Total Investments | 506.32 | 555.85 | 538.36 | 468.36 | 503.79 | 496.6 |
Gross Loans | 2,520 | 2,344 | 2,100 | 2,318 | 2,373 | 1,871 |
Allowance for Loan Losses | -36.25 | -21.83 | -19.66 | -22.12 | -23.84 | -18.27 |
Other Adjustments to Gross Loans | - | -0.86 | - | - | - | -1.61 |
Net Loans | 2,484 | 2,321 | 2,080 | 2,295 | 2,349 | 1,852 |
Property, Plant & Equipment | 9.7 | 35.08 | 39.38 | 33.83 | 37.53 | 42.55 |
Goodwill | - | - | - | - | 2.84 | 3.99 |
Loans Held for Sale | - | - | - | 0.63 | 23.13 | - |
Accrued Interest Receivable | - | 16.56 | 16.54 | 15.27 | 12.62 | 7.86 |
Other Current Assets | - | - | 2.28 | - | 4.32 | - |
Long-Term Deferred Tax Assets | - | 3.13 | 7.34 | 9.74 | 10.44 | - |
Other Real Estate Owned & Foreclosed | - | 0.58 | 2.83 | 0.83 | 1.19 | 2.33 |
Other Long-Term Assets | 304.31 | 130.15 | 121.59 | 89.44 | 73.92 | 78.31 |
Total Assets | 3,514 | 3,309 | 3,129 | 3,314 | 3,069 | 2,792 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 2,092 | 1,697 | 1,750 | 1,701 | 1,335 | 1,248 |
Institutional Deposits | - | 0.6 | 2.96 | 3.15 | 4.39 | 9.57 |
Non-Interest Bearing Deposits | 996 | 1,145 | 940.99 | 1,197 | 1,232 | 1,120 |
Total Deposits | 3,088 | 2,842 | 2,694 | 2,901 | 2,570 | 2,378 |
Short-Term Borrowings | - | 6.97 | 8.78 | 11.07 | 120.8 | 11.39 |
Current Portion of Leases | - | 3.08 | - | - | - | - |
Accrued Interest Payable | - | 2.21 | 5.79 | 2.39 | 2.56 | 0.69 |
Other Current Liabilities | - | - | 0.72 | - | 5.44 | - |
Long-Term Debt | 54.1 | 70.03 | 69.79 | 76.33 | 79.05 | 69.03 |
Long-Term Leases | - | 23.05 | 28.1 | 14 | 15 | 18.6 |
Trust Preferred Securities | - | 4 | 4 | 4 | 4 | 4 |
Long-Term Deferred Tax Liabilities | - | - | - | - | - | 3.93 |
Other Long-Term Liabilities | 42.72 | 23.58 | 12.12 | 15.28 | 10.13 | 31.91 |
Total Liabilities | 3,185 | 2,975 | 2,823 | 3,025 | 2,807 | 2,517 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 14.38 | 14.04 | 13.79 | 13.61 | 13.47 | 12.94 |
Additional Paid-In Capital | 174.31 | 170.38 | 164.68 | 160.49 | 157.15 | 143.52 |
Retained Earnings | 201.73 | 190.41 | 172.18 | 160.86 | 144.91 | 138.22 |
Treasury Stock | -28.18 | -27 | -16.74 | -16.74 | -16.74 | -16.74 |
Comprehensive Income & Other | -32.58 | -13.87 | -28.23 | -28.83 | -37.7 | -3.61 |
Total Common Equity | 329.66 | 333.97 | 305.68 | 289.38 | 261.08 | 274.33 |
Minority Interest | - | - | 0.11 | -0.04 | 0.31 | 0.98 |
Shareholders' Equity | 329.66 | 333.97 | 305.79 | 289.34 | 261.39 | 275.3 |
Total Liabilities & Equity | 3,514 | 3,309 | 3,129 | 3,314 | 3,069 | 2,792 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 54.1 | 107.12 | 110.67 | 105.4 | 218.85 | 103.02 |
Net Cash (Debt) | 155.86 | 144.88 | 213.8 | 299.08 | -169.56 | 207.14 |
Net Cash Growth | -30.00% | -32.24% | -28.51% | - | - | 1.78% |
Net Cash Per Share | 11.82 | 11.05 | 16.28 | 23.01 | -13.17 | 16.42 |
Filing Date Shares Outstanding | 13 | 12.84 | 12.95 | 12.84 | 12.62 | 12.1 |
Total Common Shares Outstanding | 13 | 12.72 | 12.95 | 12.76 | 12.62 | 12.09 |
Book Value Per Share | 25.35 | 26.26 | 23.61 | 22.68 | 20.69 | 22.70 |
Tangible Book Value | 329.66 | 333.97 | 305.68 | 289.38 | 258.25 | 270.34 |
Tangible Book Value Per Share | 25.35 | 26.26 | 23.61 | 22.68 | 20.47 | 22.37 |