MVB Financial Corp. (MVBF)
NASDAQ: MVBF · Real-Time Price · USD
25.91
+0.34 (1.33%)
Nov 6, 2026, 4:00 PM EST - Market closed
MVB Financial Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 26.94 | 20.09 | 31.23 | 15.05 | 39.12 |
Depreciation & Amortization | 2.6 | 3.93 | 5 | 5.32 | 4.2 |
Other Amortization | 1.55 | 1.7 | 1.35 | 2.53 | 2.97 |
Gain (Loss) on Sale of Assets | 0.18 | -11.54 | -0.17 | -0.05 | -1.4 |
Gain (Loss) on Sale of Investments | 3.86 | -0.01 | 3.73 | 3.55 | -3.6 |
Provision for Credit Losses | 8.74 | 3.54 | -1.92 | 14.19 | -6.28 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | - | 0.86 | 28.92 | -21.78 | -8.01 |
Change in Other Net Operating Assets | 0.98 | -21.36 | -4.53 | -14.86 | 1.25 |
Other Operating Activities | -36.61 | 1.18 | -0.19 | -5.27 | -6.07 |
Net Cash from Discontinued Operations | - | - | -11.8 | - | - |
Operating Cash Flow | 4.03 | -0.29 | 58.23 | 7.35 | 34.82 |
Operating Cash Flow Growth | - | - | 691.96% | -78.88% | -68.98% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -1.92 | -1.62 | -1.92 | -3.04 | -4.87 |
Sale of Property, Plant and Equipment | 0.21 | 17.31 | 0.43 | 0.05 | 0.3 |
Cash Acquisitions | - | - | - | - | -0.77 |
Investment in Securities | 6.3 | -72.22 | 39.12 | -46.77 | -15.22 |
Income (Loss) Equity Investments | -8.15 | -0.55 | 3.21 | 7.11 | 13.6 |
Divestitures | 45.75 | - | -0.01 | - | -95.5 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -251.06 | 200.83 | 54.03 | -514.64 | -460.67 |
Other Investing Activities | -9.87 | - | -3.94 | -6.72 | 0.95 |
Investing Cash Flow | -208.6 | 144.46 | 88.25 | -571.13 | -571.95 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | 0.58 | - | - | 102.33 | 1.12 |
Long-Term Debt Issued | - | - | - | 10 | 30 |
Total Debt Issued | 0.58 | - | - | 112.33 | 31.12 |
Short-Term Debt Repaid | - | -2.06 | -5.22 | -1.35 | - |
Long-Term Debt Repaid | - | -6.85 | -105.36 | -0.13 | - |
Total Debt Repaid | - | -8.91 | -110.58 | -1.47 | - |
Net Debt Issued (Repaid) | 0.58 | -8.91 | -110.58 | 110.86 | 31.12 |
Issuance of Common Stock | 2.3 | 1.49 | 0.64 | 2.07 | 4.93 |
Repurchase of Common Stock | -10.16 | - | - | - | - |
Preferred Share Repurchases | - | - | - | - | -7.33 |
Common Dividends Paid | -8.71 | -8.77 | -8.64 | -8.36 | -6.04 |
Preferred Dividends Paid | - | - | - | - | -0.04 |
Total Dividends Paid | -8.71 | -8.77 | -8.64 | -8.36 | -6.07 |
Net Increase (Decrease) in Deposit Accounts | 147.23 | -207.86 | 330.99 | 192.88 | 558.34 |
Other Financing Activities | -0.46 | -0.44 | -0.95 | -0.83 | -0.3 |
Financing Cash Flow | 130.79 | -224.49 | 211.47 | 296.62 | 580.68 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -73.79 | -80.32 | 357.95 | -267.16 | 43.54 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 2.11 | -1.91 | 56.32 | 4.31 | 29.95 |
Free Cash Flow Growth | - | - | 1206.08% | -85.60% | -71.64% |
Free Cash Flow Margin | 1.33% | -1.28% | 38.89% | 3.45% | 23.31% |
Free Cash Flow Per Share | 0.16 | -0.14 | 4.33 | 0.34 | 2.37 |