MVB Financial Statistics
Total Valuation
MVB Financial has a market cap or net worth of $395.51 million. The enterprise value is $136.62 million.
| Market Cap | 395.51M |
| Enterprise Value | 136.62M |
Important Dates
The last earnings date was Tuesday, July 28, 2026, after market close.
| Earnings Date | Jul 28, 2026 |
| Ex-Dividend Date | Jun 1, 2026 |
Share Statistics
MVB Financial has 12.97 million shares outstanding. The number of shares has decreased by -0.45% in one year.
| Current Share Class | 12.97M |
| Shares Outstanding | 12.97M |
| Shares Change (YoY) | -0.45% |
| Shares Change (QoQ) | -0.04% |
| Owned by Insiders (%) | 8.88% |
| Owned by Institutions (%) | 58.42% |
| Float | 11.82M |
Valuation Ratios
The trailing PE ratio is 10.29 and the forward PE ratio is 14.95.
| PE Ratio | 10.29 |
| Forward PE | 14.95 |
| PS Ratio | 2.27 |
| Forward PS | 2.38 |
| PB Ratio | 1.15 |
| P/TBV Ratio | 1.15 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 3.52 |
| EV / Sales | 0.78 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.00%.
| Return on Equity (ROE) | 12.00% |
| Return on Assets (ROA) | 1.15% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 7.50% |
| Revenue Per Employee | $432,360 |
| Profits Per Employee | $96,268 |
| Employee Count | 403 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, MVB Financial has paid $12.76 million in taxes.
| Income Tax | 12.76M |
| Effective Tax Rate | 24.75% |
Stock Price Statistics
The stock price has increased by +32.32% in the last 52 weeks. The beta is 0.80, so MVB Financial's price volatility has been lower than the market average.
| Beta (5Y) | 0.80 |
| 52-Week Price Change | +32.32% |
| 50-Day Moving Average | 29.35 |
| 200-Day Moving Average | 27.27 |
| Relative Strength Index (RSI) | 55.85 |
| Average Volume (20 Days) | 50,382 |
Short Selling Information
The latest short interest is 274,673, so 2.12% of the outstanding shares have been sold short.
| Short Interest | 274,673 |
| Short Previous Month | 298,428 |
| Short % of Shares Out | 2.12% |
| Short % of Float | 2.32% |
| Short Ratio (days to cover) | 7.03 |
Income Statement
In the last 12 months, MVB Financial had revenue of $174.24 million and earned $38.80 million in profits. Earnings per share was $2.96.
| Revenue | 174.24M |
| Gross Profit | 174.24M |
| Operating Income | 54.64M |
| Pretax Income | 51.56M |
| Net Income | 38.80M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.96 |
Balance Sheet
The company has $319.90 million in cash and $61.01 million in debt, with a net cash position of $258.89 million or $19.96 per share.
| Cash & Cash Equivalents | 319.90M |
| Total Debt | 61.01M |
| Net Cash | 258.89M |
| Net Cash Per Share | $19.96 |
| Equity (Book Value) | 344.54M |
| Book Value Per Share | 26.61 |
| Working Capital | -2.78B |
Cash Flow
In the last 12 months, operating cash flow was -$35.66 million and capital expenditures -$1.93 million, giving a free cash flow of -$37.59 million.
| Operating Cash Flow | -35.66M |
| Capital Expenditures | -1.93M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -19.32M |
| Free Cash Flow | -37.59M |
| FCF Per Share | -$2.90 |
Margins
| Gross Margin | n/a |
| Operating Margin | 31.36% |
| Pretax Margin | 29.59% |
| Profit Margin | 22.27% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $0.68, which amounts to a dividend yield of 2.23%.
| Dividend Per Share | $0.68 |
| Dividend Yield | 2.23% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 22.95% |
| Buyback Yield | 0.45% |
| Shareholder Yield | 2.68% |
| Earnings Yield | 9.81% |
| FCF Yield | -9.51% |
Analyst Forecast
The average price target for MVB Financial is $34.00, which is 11.48% higher than the current price. The consensus rating is "Buy".
| Price Target | $34.00 |
| Price Target Difference | 11.48% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on April 2, 2014. It was a forward split with a ratio of 2:1.
| Last Split Date | Apr 2, 2014 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |