MVB Financial Statistics

Total Valuation

MVB Financial has a market cap or net worth of $261.40 million.

Market Cap	261.40M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, October 24, 2024, after market close.

Earnings Date	Oct 24, 2024
Ex-Dividend Date	Aug 30, 2024

Share Statistics

MVB Financial has 12.93 million shares outstanding. The number of shares has increased by 1.02% in one year.

Shares Outstanding	12.93M
Shares Change (YoY)	+1.02%
Shares Change (QoQ)	-0.56%
Owned by Insiders (%)	8.39%
Owned by Institutions (%)	50.91%
Float	11.83M

Valuation Ratios

The trailing PE ratio is 12.97 and the forward PE ratio is 12.05.

PE Ratio	12.97
Forward PE	12.05
PS Ratio	1.80
Forward PS	1.66
PB Ratio	0.88
P/FCF Ratio	9.55
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	3.53
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.16%.

Return on Equity (ROE)	7.16%
Return on Assets (ROA)	0.62%
Return on Capital (ROIC)	n/a
Revenue Per Employee	$323,108
Profits Per Employee	$45,728
Employee Count	445
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, MVB Financial has paid $5.31 million in taxes.

Income Tax	5.31M
Effective Tax Rate	20.63%

Stock Price Statistics

The stock price has decreased by -7.59% in the last 52 weeks. The beta is 1.05, so MVB Financial's price volatility has been similar to the market average.

Beta (5Y)	1.05
52-Week Price Change	-7.59%
50-Day Moving Average	21.22
200-Day Moving Average	20.68
Relative Strength Index (RSI)	47.75
Average Volume (20 Days)	21,440

Short Selling Information

The latest short interest is 66,908, so 0.52% of the outstanding shares have been sold short.

Short Interest	66,908
Short Previous Month	71,972
Short % of Shares Out	0.52%
Short % of Float	0.57%
Short Ratio (days to cover)	3.02

Income Statement

In the last 12 months, MVB Financial had revenue of $143.78 million and earned $20.35 million in profits. Earnings per share was $1.56.

Revenue	143.78M
Gross Profit	143.78M
Operating Income	30.01M
Pretax Income	28.71M
Net Income	20.35M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.56

Full Income Statement

Balance Sheet

The company has $462.95 million in cash and $96.70 million in debt, giving a net cash position of $366.25 million or $28.33 per share.

Cash & Cash Equivalents	462.95M
Total Debt	96.70M
Net Cash	366.25M
Net Cash Per Share	$28.33
Equity (Book Value)	296.66M
Book Value Per Share	22.94
Working Capital	-2.42B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $29.24 million and capital expenditures -$1.88 million, giving a free cash flow of $27.37 million.

Operating Cash Flow	29.24M
Capital Expenditures	-1.88M
Free Cash Flow	27.37M
FCF Per Share	$2.12

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	20.87%
Pretax Margin	17.91%
Profit Margin	14.15%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	19.02%

Dividends & Yields

This stock pays an annual dividend of $0.68, which amounts to a dividend yield of 3.36%.

Dividend Per Share	$0.68
Dividend Yield	3.36%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	43.60%
Buyback Yield	-1.02%
Shareholder Yield	2.34%
Earnings Yield	7.78%
FCF Yield	10.47%

Dividend Details

Analyst Forecast

The average price target for MVB Financial is $27.00, which is 33.53% higher than the current price. The consensus rating is "Buy".

Price Target	$27.00
Price Target Difference	33.53%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on April 2, 2014. It was a forward split with a ratio of 2:1.

Last Split Date	Apr 2, 2014
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4