MVB Financial Corp. (MVBF)

NASDAQ: MVBF · IEX Real-Time Price · USD
22.31
+0.46 (2.11%)
Mar 28, 2024, 4:00 PM EDT - Market closed

Total Valuation

MVB Financial has a market cap or net worth of $280.50 million. The enterprise value is -$32.58 million.

Market Cap 280.50M
Enterprise Value -32.58M

Important Dates

The next estimated earnings date is Thursday, April 25, 2024, after market close.

Earnings Date Apr 25, 2024
Ex-Dividend Date Feb 29, 2024

Share Statistics

MVB Financial has 12.84 million shares outstanding. The number of shares has increased by 0.98% in one year.

Shares Outstanding 12.84M
Shares Change (YoY) +0.98%
Shares Change (QoQ) -1.26%
Owned by Insiders (%) 10.48%
Owned by Institutions (%) 48.43%
Float 11.82M

Valuation Ratios

The trailing PE ratio is 9.30 and the forward PE ratio is 12.02.

PE Ratio 9.30
Forward PE 12.02
PS Ratio 1.94
Forward PS 1.77
PB Ratio 0.97
P/FCF Ratio 4.98
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 0.29
Debt / EBITDA 1.92
Debt / FCF 1.51
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 11.30% and return on invested capital (ROIC) is 5.78%.

Return on Equity (ROE) 11.30%
Return on Assets (ROA) 0.90%
Return on Capital (ROIC) 5.78%
Revenue Per Employee $325,661
Profits Per Employee $70,184
Employee Count 445
Asset Turnover 0.04
Inventory Turnover n/a

Taxes

In the past 12 months, MVB Financial has paid $8.12 million in taxes.

Income Tax 8.12M
Effective Tax Rate 20.63%

Stock Price Statistics

The stock price has increased by +2.81% in the last 52 weeks. The beta is 0.99, so MVB Financial's price volatility has been similar to the market average.

Beta (1Y) 0.99
52-Week Price Change +2.81%
50-Day Moving Average 21.53
200-Day Moving Average 22.11
Relative Strength Index (RSI) 60.26
Average Volume (30 Days) 33,214

Short Selling Information

The latest short interest is 131,654, so 1.03% of the outstanding shares have been sold short.

Short Interest 131,654
Short Previous Month 132,663
Short % of Shares Out 1.03%
Short % of Float 1.11%
Short Ratio (days to cover) 4.17

Income Statement

In the last 12 months, MVB Financial had revenue of $144.92 million and earned $31.23 million in profits. Earnings per share was $2.40.

Revenue 144.92M
Gross Profit 144.92M
Operating Income 27.29M
Pretax Income 39.35M
Net Income 31.23M
EBITDA 44.35M
EBIT 39.35M
Earnings Per Share (EPS) $2.40
Full Income Statement

Balance Sheet

The company has $398.23 million in cash and $85.15 million in debt, giving a net cash position of $313.08 million or $24.39 per share.

Cash & Cash Equivalents 398.23M
Total Debt 85.15M
Net Cash 313.08M
Net Cash Per Share $24.39
Equity / Book Value 289.38M
Book Value Per Share 22.54
Working Capital n/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $58.23 million and capital expenditures -$1.92 million, giving a free cash flow of $56.32 million.

Operating Cash Flow 58.23M
Capital Expenditures -1.92M
Free Cash Flow 56.32M
FCF Per Share $4.44
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 18.83% and 21.55%.

Gross Margin 100.00%
Operating Margin 18.83%
Pretax Margin 27.15%
Profit Margin 21.55%
EBITDA Margin 30.61%
EBIT Margin 27.15%
FCF Margin 38.86%

Dividends & Yields

This stock pays an annual dividend of $0.68, which amounts to a dividend yield of 3.05%.

Dividend Per Share $0.68
Dividend Yield 3.05%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 28.33%
Buyback Yield -0.98%
Shareholder Yield 2.06%
Earnings Yield 11.13%
FCF Yield 20.08%
Dividend Details

Analyst Forecast

The average price target for MVB Financial is $28.33, which is 26.98% higher than the current price. The consensus rating is "Buy".

Price Target $28.33
Price Target Difference 26.98%
Analyst Consensus Buy
Analyst Count 3
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on April 2, 2014. It was a forward split with a ratio of 2:1.

Last Split Date Apr 2, 2014
Split Type Forward
Split Ratio 2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 5