MVB Financial Corp. (MVBF)
Total Valuation
MVB Financial has a market cap or net worth of $280.50 million. The enterprise value is -$32.58 million.
Market Cap | 280.50M |
Enterprise Value | -32.58M |
Important Dates
The next estimated earnings date is Thursday, April 25, 2024, after market close.
Earnings Date | Apr 25, 2024 |
Ex-Dividend Date | Feb 29, 2024 |
Share Statistics
MVB Financial has 12.84 million shares outstanding. The number of shares has increased by 0.98% in one year.
Shares Outstanding | 12.84M |
Shares Change (YoY) | +0.98% |
Shares Change (QoQ) | -1.26% |
Owned by Insiders (%) | 10.48% |
Owned by Institutions (%) | 48.43% |
Float | 11.82M |
Valuation Ratios
The trailing PE ratio is 9.30 and the forward PE ratio is 12.02.
PE Ratio | 9.30 |
Forward PE | 12.02 |
PS Ratio | 1.94 |
Forward PS | 1.77 |
PB Ratio | 0.97 |
P/FCF Ratio | 4.98 |
PEG Ratio | n/a |
Enterprise Valuation
EV / Earnings | n/a |
EV / Sales | n/a |
EV / EBITDA | n/a |
EV / EBIT | n/a |
EV / FCF | n/a |
Financial Position
Current Ratio | n/a |
Quick Ratio | n/a |
Debt / Equity | 0.29 |
Debt / EBITDA | 1.92 |
Debt / FCF | 1.51 |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.30% and return on invested capital (ROIC) is 5.78%.
Return on Equity (ROE) | 11.30% |
Return on Assets (ROA) | 0.90% |
Return on Capital (ROIC) | 5.78% |
Revenue Per Employee | $325,661 |
Profits Per Employee | $70,184 |
Employee Count | 445 |
Asset Turnover | 0.04 |
Inventory Turnover | n/a |
Taxes
In the past 12 months, MVB Financial has paid $8.12 million in taxes.
Income Tax | 8.12M |
Effective Tax Rate | 20.63% |
Stock Price Statistics
The stock price has increased by +2.81% in the last 52 weeks. The beta is 0.99, so MVB Financial's price volatility has been similar to the market average.
Beta (1Y) | 0.99 |
52-Week Price Change | +2.81% |
50-Day Moving Average | 21.53 |
200-Day Moving Average | 22.11 |
Relative Strength Index (RSI) | 60.26 |
Average Volume (30 Days) | 33,214 |
Short Selling Information
The latest short interest is 131,654, so 1.03% of the outstanding shares have been sold short.
Short Interest | 131,654 |
Short Previous Month | 132,663 |
Short % of Shares Out | 1.03% |
Short % of Float | 1.11% |
Short Ratio (days to cover) | 4.17 |
Income Statement
In the last 12 months, MVB Financial had revenue of $144.92 million and earned $31.23 million in profits. Earnings per share was $2.40.
Revenue | 144.92M |
Gross Profit | 144.92M |
Operating Income | 27.29M |
Pretax Income | 39.35M |
Net Income | 31.23M |
EBITDA | 44.35M |
EBIT | 39.35M |
Earnings Per Share (EPS) | $2.40 |
Balance Sheet
The company has $398.23 million in cash and $85.15 million in debt, giving a net cash position of $313.08 million or $24.39 per share.
Cash & Cash Equivalents | 398.23M |
Total Debt | 85.15M |
Net Cash | 313.08M |
Net Cash Per Share | $24.39 |
Equity / Book Value | 289.38M |
Book Value Per Share | 22.54 |
Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $58.23 million and capital expenditures -$1.92 million, giving a free cash flow of $56.32 million.
Operating Cash Flow | 58.23M |
Capital Expenditures | -1.92M |
Free Cash Flow | 56.32M |
FCF Per Share | $4.44 |
Margins
Gross margin is 100.00%, with operating and profit margins of 18.83% and 21.55%.
Gross Margin | 100.00% |
Operating Margin | 18.83% |
Pretax Margin | 27.15% |
Profit Margin | 21.55% |
EBITDA Margin | 30.61% |
EBIT Margin | 27.15% |
FCF Margin | 38.86% |
Dividends & Yields
This stock pays an annual dividend of $0.68, which amounts to a dividend yield of 3.05%.
Dividend Per Share | $0.68 |
Dividend Yield | 3.05% |
Dividend Growth (YoY) | n/a |
Years of Dividend Growth | n/a |
Payout Ratio | 28.33% |
Buyback Yield | -0.98% |
Shareholder Yield | 2.06% |
Earnings Yield | 11.13% |
FCF Yield | 20.08% |
Analyst Forecast
The average price target for MVB Financial is $28.33, which is 26.98% higher than the current price. The consensus rating is "Buy".
Price Target | $28.33 |
Price Target Difference | 26.98% |
Analyst Consensus | Buy |
Analyst Count | 3 |
Revenue Growth Forecast (5Y) | n/a |
EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on April 2, 2014. It was a forward split with a ratio of 2:1.
Last Split Date | Apr 2, 2014 |
Split Type | Forward |
Split Ratio | 2:1 |
Scores
Altman Z-Score | n/a |
Piotroski F-Score | 5 |