Old Second Bancorp, Inc. (OSBC)
| Market Cap | 1.25B +37.7% |
| Revenue (ttm) | 341.37M +21.0% |
| Net Income | 92.42M +10.4% |
| EPS | 1.74 -4.8% |
| Shares Out | 50.88M |
| PE Ratio | 14.13 |
| Forward PE | 10.41 |
| Dividend | $0.28 (1.14%) |
| Ex-Dividend Date | Jul 31, 2026 |
| Volume | 391,762 |
| Open | 24.76 |
| Previous Close | 24.86 |
| Day's Range | 24.54 - 24.85 |
| 52-Week Range | 16.65 - 26.06 |
| Beta | 0.77 |
| Analysts | Buy |
| Price Target | 28.33 (+15.12%) |
| Earnings Date | Oct 21, 2026 |
About OSBC
Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services in the United States. The company provides deposit products, including consumer and business checking, NOW, money market, savings, and other time deposit accounts, as well as certificates of deposit and individual retirement accounts. It also offers lending products, such as commercial and industrial loans; commercial real estate loans; multifamily loans; construction and development loans; residential real estate ... [Read more]
Financial Performance
In 2025, Old Second Bancorp's revenue was $311.34 million, an increase of 14.55% compared to the previous year's $271.80 million. Earnings were $80.31 million, a decrease of -5.81%.
Financial StatementsAnalyst Summary
According to 6 analysts, the average rating for OSBC stock is "Buy." The 12-month stock price target is $28.33, which is an increase of 15.12% from the latest price.
News
Old Second Bancorp upgraded to Strong Buy from Outperform at Raymond James
Raymond James analyst Daniel Tamayo upgraded Old Second Bancorp (OSBC) to Strong Buy from Outperform with a price target of $30, up from $27. Old Second is well positioned for…
Old Second Bancorp files automatic mixed securities shelf
15:47 EDT Old Second Bancorp (OSBC) files automatic mixed securities shelf
Old Second Bancorp price target raised to $30 from $26 at Piper Sandler
Piper Sandler analyst Nathan Race raised the firm’s price target on Old Second Bancorp (OSBC) to $30 from $26 and keeps an Overweight rating on the shares. The firm cites…
Old Second Bancorp Earnings Call Transcript: Q2 2026
Q2 2026 saw strong net income, margin expansion, and improved credit quality, with non-performing assets and special mention loans declining sharply. Loan growth resumed, fee income rose, and capital levels remained robust amid ongoing share repurchases and a stable outlook for margins and expenses.
Old Second Bancorp Earnings release: Q2 2026
Old Second Bancorp released its Q2 2026 earnings on July 23, 2026, summarizing the period's financial results.
Old Second Bancorp Quarterly report: Q2 2026
Old Second Bancorp has published its Q2 2026 quarterly earnings report on July 23, 2026.
Old Second Bancorp reports Q2 EPS 54c, consensus 55c
Reports Q2 net interest margin 5.23% vs. 5.14% in the previous quarter and 4.85% a year ago. Tangible book value per share was $14.77 from $14.35 at previous quarter end.
Old Second Bancorp, Inc. Reports Second Quarter 2026 Net Income of $28.2 Million, or $0.54 per Diluted Share
AURORA, IL / ACCESS Newswire / July 22, 2026 / Old Second Bancorp, Inc. (the "Company," "Old Second," "we," "us," and "our") (NASDAQ:OSBC), the parent company of Old Second National Bank (the "Bank"),...
Old Second Bancorp resumed with an Outperform at Raymond James
Raymond James resumed coverage of Old Second Bancorp (OSBC) with an Outperform rating and $26 price target While noting that Old Second faces some integration and credit risk, the firm…
Old Second Bancorp price target raised to $26 from $25 at Piper Sandler
Piper Sandler raised the firm’s price target on Old Second Bancorp (OSBC) to $26 from $25 and keeps an Overweight rating on the shares. The firm adjusted targets in the…
Old Second Bancorp Transcript: AGM 2026
The meeting covered board elections, executive compensation, and auditor ratification, all of which passed. Financial results highlighted strong profitability, asset growth, and efficiency. Stockholders had the opportunity to ask questions, with follow-ups promised online.
Old Second Bancorp Slides: FY 2026
Old Second Bancorp has posted slides in relation to its FY 2026 quarterly earnings report, which was published on May 19, 2026.
Old Second Bancorp price target lowered to $25 from $26 at Piper Sandler
Piper Sandler lowered the firm’s price target on Old Second Bancorp (OSBC) to $25 from $26 and keeps an Overweight rating on the shares. Following 1.5 weeks of Q1 earnings…
Old Second Bancorp Earnings Call Transcript: Q1 2026
Q1 2026 delivered strong net interest margin and earnings, despite elevated charge-offs in Powersports and select commercial credits. Capital and efficiency ratios improved, with loan growth and margin stability expected for the remainder of the year.
Old Second Bancorp Earnings release: Q1 2026
Old Second Bancorp released its Q1 2026 earnings on April 23, 2026, summarizing the period's financial results.
Old Second Bancorp Quarterly report: Q1 2026
Old Second Bancorp has published its Q1 2026 quarterly earnings report on April 23, 2026.
Old Second Bancorp reports Q1 EPS 49c, consensus 51c
Reports Q1 revenue $93.7M, consensus $80.9M. Provision for credit losses of $9.5 million compared to $3.0 million. CEO Jim Eccher said “Old Second reported strong results in the first quarter…
Old Second Bancorp, Inc. Reports First Quarter 2026 Net Income of $25.6 Million, or $0.48 per Diluted Share
AURORA, IL / ACCESS Newswire / April 22, 2026 / Old Second Bancorp, Inc. (the "Company," "Old Second," "we," "us," and "our") (NASDAQ:OSBC), the parent company of Old Second National Bank (the "Bank")...
Old Second Bancorp Proxy statement: Proxy filing
Old Second Bancorp filed a proxy statement on April 6, 2026, providing details for shareholder voting and corporate governance matters.
Old Second Bancorp Proxy statement: Proxy filing
Old Second Bancorp filed a proxy statement on April 6, 2026, providing details for shareholder voting and corporate governance matters.
Old Second Bancorp assumed with an Overweight at Stephens
Stephens assumed coverage of Old Second Bancorp (OSBC) with an Overweight rating and $23 price target Old Second’s net interest margin finished out 2025 above 5%, notes the analyst, who…
Old Second Bancorp price target raised to $23 from $22 at DA Davidson
DA Davidson raised the firm’s price target on Old Second Bancorp (OSBC) to $23 from $22 and keeps a Neutral rating on the shares after its Q4 earnings beat. The…
Old Second Bancorp Earnings Call Transcript: Q4 2025
Q4 2025 saw strong profitability, with adjusted net income of $30.8M and a 5.09% NIM. Powersports charge-offs were elevated but offset by high margins, while integration and cost initiatives drove efficiency. Loan growth and margin stability are expected in 2026.
Old Second Bancorp Annual report: Q4 2025
Old Second Bancorp has published its Q4 2025 annual report on January 22, 2026.
Old Second Bancorp Earnings release: Q4 2025
Old Second Bancorp released its Q4 2025 earnings on January 22, 2026, summarizing the period's financial results.