Preferred Bank (PFBC)
NASDAQ: PFBC · Real-Time Price · USD
95.82
+0.71 (0.75%)
May 29, 2026, 4:00 PM EDT - Market closed
Preferred Bank Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Interest Income | 270.82 | 272.63 | 289.37 | 247.36 | 185.88 |
Net Interest Income Growth | -0.66% | -5.79% | 16.99% | 33.08% | 6.73% |
Non-Interest Income | 19.52 | 13.57 | 7.11 | 9.86 | 7.74 |
Non-Interest Income Growth | 43.89% | 90.71% | -27.88% | 27.37% | 27.71% |
Revenues Before Loan Losses | 290.34 | 286.19 | 296.49 | 257.22 | 193.62 |
Provision for Credit Losses | 9.1 | 12.1 | 10 | 7.35 | -1 |
| 281.24 | 274.09 | 286.49 | 249.87 | 194.62 | |
Revenue Growth (YoY) | 2.61% | -4.33% | 14.65% | 28.39% | 26.20% |
Compensation Expenses | 56.43 | 53.65 | 51.31 | 48.61 | 42.61 |
Selling, General & Admin | 18.68 | 25.16 | 13.64 | 13.33 | 12.23 |
Other Non-Interest Expenses | 16.58 | 11.25 | 11.68 | 8.74 | 5.96 |
Total Non-Interest Expense | 91.69 | 90.06 | 76.63 | 70.67 | 60.79 |
Pretax Income | 189.55 | 184.03 | 209.85 | 179.2 | 133.83 |
Provision for Income Taxes | 55.92 | 53.37 | 59.81 | 50.35 | 38.59 |
Net Income | 133.63 | 130.66 | 150.04 | 128.84 | 95.23 |
Net Income Attributable to Preferred Dividends | - | - | - | 0 | 0.01 |
Net Income to Common | 133.63 | 130.66 | 150.04 | 128.84 | 95.23 |
Net Income Growth | 2.27% | -12.91% | 16.45% | 35.30% | 37.47% |
Shares Outstanding (Basic) | 13 | 13 | 14 | 15 | 15 |
Shares Outstanding (Diluted) | 13 | 14 | 14 | 15 | 15 |
Shares Change (YoY) | -5.29% | -4.96% | -3.70% | -0.38% | -0.13% |
EPS (Basic) | 10.61 | 9.79 | 10.64 | 8.84 | 6.41 |
EPS (Diluted) | 10.41 | 9.64 | 10.52 | 8.70 | 6.41 |
EPS Growth | 7.99% | -8.37% | 20.92% | 35.73% | 37.85% |
Shares Outstanding | 12.18 | 13.19 | 13.58 | 14.36 | 14.68 |
Free Cash Flow | 166.79 | 163.61 | 172.98 | 143.4 | 119.03 |
Free Cash Flow Growth | 1.94% | -5.42% | 20.63% | 20.47% | 16.39% |
Free Cash Flow Per Share | 12.99 | 12.07 | 12.13 | 9.68 | 8.01 |
Dividends Per Share | 3.050 | 2.850 | 2.350 | 1.840 | 1.570 |
Dividend Growth | 7.02% | 21.28% | 27.72% | 17.20% | 30.83% |
Profit Margin | 47.52% | 47.67% | 52.37% | 51.56% | 48.94% |
FCF Margin | 59.30% | 59.69% | 60.38% | 57.39% | 61.16% |
EBITDA | 1.75 | 2.15 | 1.72 | 1.89 | 1.9 |
EBITDA Margin | 0.62% | 0.78% | 0.60% | 0.76% | 0.97% |
Effective Tax Rate | 29.50% | 29.00% | 28.50% | 28.10% | 28.83% |